How to make my money work more Hi, here is my budget, what can I do with my savings so I can maximize it? No employer 401K. Currently it is cash, no debt. Monthly: Rent $1000 Groceries $600 Savings $4000 Dynamic / Fun $1225 submitted by /u/Critical-Milk5473

Money saving app buckets I’m trying to find an app that automatically pulls from a connected account on specific days up until a set amount. Say pull xx amount for rent on fridays, yyy amount for internet and stop at $88. I thought digit did but the current version rebranded as Oporturn pulls differently then what I want. Any ideas Thanks in advance submitted by …

How does RSU tax work if I reinvested the money selling the stocks? So my company gave us RSU and they vested in 2023. The company or brokerage company taxed us already according to the price of the stocks at the time they vested, so instead of 100, i got like 80. But I had held onto the stocks thinking they would go up, eventually decided to put it all in a different stock. Since then the stocks I reinvested in…

What to do with the money I save? I’m an idiot! I (27M, Engineer, SINK) forgot to do anything with my extra savings for years, I’ve got no debt, am maxing my 401k (20whatever k/year) won’t need/want a house or car for at several (3 min) years and have 50k sitting around in a savings account. What’s a good thing to do with most of most of my savings account money? I’m not super…

You Should Put Your Money in a Local Bank Massive national and online banks may entice you with convenience and a broad range of services—but there are many reasons why banking local is a better idea.

Extra Money- Where does it go? 40 years old and I’m in a position where I may have an additional $5-$10k / month after expenses. I can put this toward my mortgage which is $580k at 6.5% and/or toward a retirement account such as solo 401k or Roth IRA. I do not have any kind of company match. I have not yet started a retirement account of any kind. I’m just now learning about…

Is Raymond James a waste of money? I’m looking to use Raymond James more for financial planning and some financial advice, I’m self employed and I need help with financial planning as I don’t have a pension and most of my income goes to me corporation. So having someone help me with allocation of funds, like Rrsp/tfsa would help greatly especially for tax purposes. I was wonderin…

Making money on social Hey guys, I saw this guy on youtube and his name was Shane hummus, he said he makes about 6 figures from youtube. Is that true? submitted by /u/Striking-Turnip2520

What to do with extra money? Within the last few years, due to job hopping (me) and promotions (wife), we have seen a very dramatic increase in our household income to about 325k-350k. Neither one of us grew up around anyone even thinking about making this type of income, so we have been learning on the fly. We have a 4.5% HYSA with the required 6-9 months of emergency fund…

Moving money before divorce My wife and I are going through an amicable divorce. No kids. We have $100,000 in savings from the sale of a our house last year. We’ve decided to separate this evenly between the two of us: We both get $50,000 She keeps the car and and car payments (I’m not on any of the paperwork so this is easy) I keep my couple thousands in student debt. Wou…

Tips for saving money to give to my newborn baby I checked this sub’s wiki and didn’t see anything specifically on this topic, but apologies if I missed it. Last week I adopted a 2 week old baby boy. I want to give him every chance to have a great start when he’s ready to leave home 18+ years from now. What are some tips to put a little money away for him each paycheck? I was thinking of openi…

is a pay card safe for saving money? i just got a job that offers pay cards and i’m planning on saving most of my money when i get paid. i’m 17 years old and can’t get my own bank account without my parent’s having more power over it than me and i don’t exactly trust my parents to not touch my money. i know paycards can be a good way to get paid, but is it a reliable way to save mo…

What should a 15 year old do with their money I’m 15 and I’m interested in doing something with my money besides just having it sit there. I haven’t found anything yet even after searching all over the internet. I have saved 12,000 dollars and most of it is just in CDs. For some clarification, I earned it all from various jobs, my parents don’t give me an allowance or anything and I don’t g…

What to do with money at 18 Hi! I’m a HS dropout. So I never really expected to have more than I knew what to do with.. In college this Fall though. I work as a server in a restaurant. I average $20-$40/hr. (40-80k/yr) I have an Ebay as well which brings in around $1000 a month.($13,277 annually). Essentially this translates to 50-90K. I just job-hopped a lot to find this …

Seven Post-Retirement Side Hustles That Offer More Than Money If you’re bored or lonely, these side hustles will make your retirement better.

Settlement money companies individuals often need their money faster than originally agreed upon in their settlement and aim to streamline the process to put cash in their pockets fast by buying some or all of their future structured settlement payments. What does it mean when a settlement company buys their future settlement payments? how is buying their settlements goin…

What/How are you making money from social media? Like everytime i search this people say make a theme page or digital marketing, for those people who are consistently making money how do you do it? submitted by /u/Prestigious_Plum_884

How to make more money I’m 21 and a premed college student. I graduate in 2025 and have 23k in a cd and about 1k debit. Most of this money came from refund checks and I have a 5000 loan to keep in mind. I can take the money out of the cd soon so I was wondering what I could do to make more money? I’m open to learning about stocks and other things but please give me so…

What are your travel quirks with money? Overt time, I’ve come to realize that I always need a certain “higher” level of accommodation for my hotels compared to my dining choices, and I prefer self-guided tours plus public transport. While there comes a time when renting a car or a tour guide is a must, I generally stick to my usual preferences. However, without hesitation, I will some…

What are some things you regret spending money on during travel? I have always found observation decks to be underwhelming. I liked the Chicago one but it is fun for like 5 minutes before you want to get out. I went to Empire State Building and it feels even more constrained than Chicago one and did not enjoy it at all. I have ruled out observation decks altogether in my future travels. submitted by /u…