My mom is running out of money This is my first post but I’m in a sticky one. My mother is running out of money (has about $40k left in the bank) and has been bed ridden for the past 4 years. She has a caretaker who costs about $60 thousand a year. Her only other assets is her house that she lives in which is valued at about $500k. My mother is in her late 80’s. What we’ve th…

CBDCs Wrongfully Break Down the Separation Between Money and State

“Loaning” money to father? So, we just recently paid off our house and cars this past year and are almost debt free minus one credit card and owing a little to the IRS. Ever since paying the house and cars off about 6 months ago it seems like everything has been happening to where we are saving less than before. Car repairs, replaced a fallen down fence, plumbing, propert…

Homemade cheesecake (money shot) submitted by /u/birdslice

Method To Track Money Spent vs Budgeted I am looking for a way to help my son with his budget that we will be working on. His budget will be very simple as he currently lives at home with the main purpose to be saving for college. What I am looking for is a good system to track how much he has spent out of a certain budgeted category. Say for example that he is budgeting $100 per week…

Save Money Gardening by Growing Your Own Perennials From Seed Perennials are the returning summer guests that pop up with gifts each year. Plant them once and you’ll see them grow larger and more prolific every summer season. That’s the upside. Read more…

Refund on money “in transit” Hey! Can refunds be issued on payouts that are “in transit” on Shopify? submitted by /u/humbleasf

Extra money goes where? This may be a dumb question but I’m pretty new to investing/retirement/all things money really. So I will have my Roth IRA maxed next month with my only debt being to my truck, house, and student loans. I’m not worried about getting these paid down quicker with extra payments as I would rather invest this money. But when it comes to what’s next …

How to help my brother save settlement money? (I’ve read the rules and I believe this is the right sub for this) My brother (28m) and I (34f) will be receiving money from a settlement that caused our father to pass away while working. I very recently found out we will be receiving over $100k each. Our parents were divorced, so we’ll both be gifting our mother some of the settlement since sh…

Always wonder: How people start travelling with little to no money? If you are not a famous blogger, how can you leave work and start travelling the world? What can you do to make money while you travel? submitted by /u/americandesi88

Should I have money sit in SPAXX in Fidelity Roth IRA? New to this. Did a bit of searching and it seems like it’s basically a temporary place my money gets stored in when I transfer funds or sell, and it collects something like 4% ish interest in there. Why would I want to have any money in there at all? Shouldn’t I be putting all the money into actual investments? submitted by /u/grandmas_n…

I have an unhealthy relationship with money. But it’s backwards I grew up in a single parent household and we lived in borderline poverty. We got by, but barely. I also got my first job about 3 months before the 07/08 recession, so when everything tanked, so did my income. I worked retail at about 8-12 hours a week, on $7 an hour. I made almost nothing. I never had a dime in savings. More often than not, I w…

Inheriting Money. What should I do? I’m (25M) inheriting money from a distant relative who has died. It’s about 135k in an individual account and 35k in an IRA. I have about 7k in my bank account and 15k in an Acorns investment account. I own a good car, have no debt, I live with family for basically free. I have no degree and make about 35k a year before taxes right now. I’m at a…

How do I get over my distaste of spending money I really don’t like spending money. Even on things like necessities such as clothing or food I really don’t enjoy swiping my card and seeing the transaction go through. The thing is I have money and can fully afford whatever purchase i’m making 10x over but still find hesitation in swiping my card. I’m a college student, live at home, (don’t hav…

Best ways to take money out while traveling? So my wife and I are in the beginning stages of planning a backpacking trip to South America. Currently thinking of going to Brazil, Argentina and Columbia. Im just curious what the best way to take money out to avoid bank fees as much as possible. I am open to getting new bank cards if need be. The reason for the question is the last time we …

Employer threatening to remove money from 401k retroactively My employer is threatening to retroactively remove money from my 401k because “they over contributed the employer match for 2022” based on some contribution limit described in a policy they’re unable to present. Basically they set some arbitrary employer match limit for 2022, and now they’re saying that limit was exceeded in my case, and now th…

Ryanair stole my money In early July I flew home from the UK after living there for 9 months. I had three suitcases with me and they were all slightly overweight, so I listened to what their website said and bought 2kg of excess weight on their app (aka £22) ahead of time. I thought that would cover it, or at least that it would be added to the airport fee at check in…

Whether Money Can Buy Happiness, Once and For All The claim that “money doesn’t buy happiness” has always been contested, and for good reason: If you don’t have the money to meet your basic needs, then it’s lack will certainly cause misery. The relationship between money and happiness has become more tenuous across academics as well, with a number of studies coming… Read more…

Do I make enough money to wisely move out on my own? Hey everyone, this is my first time posting here so bear with me as I try my hand at Reddit-ing. I’m basically trying to figure out whether or not renting a one bedroom apartment is an advisable thing to do given my current financial situation. I just moved back home after a year of living with two roommates in a neighboring town. Being on my …

I am looking for advice on how to better manage my money. Currently, I keep most of my saved money in a bank saving account and have started contributing to 401k. I’m 37 years old married with seven year old child. We live in an apartment that we rent. I’m debt free. I have saved some money which I kept in the savings account. High inflation these last couple of years made me realize how much money (value) I lost just because of that. I’m looking for advice on how should I better manage my money: I have $…