#money

No money and no food, need advice.

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No money and no food, need advice. Hey everyone. Title pretty much says it all. I recently lost my job due to a knee surgery and was out for about 3 months. My parents have left to Ecuador to deal with a family emergency and won’t be back for around 3 months. They don’t know I lost my job and I’m currently panicking. I had bills pile up and am out on savings. I have orientation f…

Reddit Personal Finance 228 2023-08-10

Should i go to uni or should i go travelling with money i was left?

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Should i go to uni or should i go travelling with money i was left? Hi I (21F) havent been to uni yet- when i was going to go covid had just hit and i didnt feel like i would have got the full uni experience and i wasnt 100% sure of what to study anyway so i didnt go. So i just got a fulltime job in the mean time. Ive been telling myself for years i will go next year, i will go next year i will go next year. And…

Reddit Personal Finance 184 2023-08-09

Should I Monopoly money for my envelope system?

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Should I Monopoly money for my envelope system? When I was the best managing my finances was when I used cash for everything and followed the envelope system. I have my budgets setup in Mint and try to manage in Mint but I’m slipping each month. I’m a very vision personal and need to see things. I have giant sticky notes everywhere to keep track of things. I was thinking if buying some pla…

Reddit Personal Finance 228 2023-08-08

how much money at a maximum would be okay if i was to roll over negative equity?

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how much money at a maximum would be okay if i was to roll over negative equity? so i recently brought a 2023 nissan versa sr to replace my totaled 2015 honda civic. i absolutely loved my civic. i brought her with 101k miles and she gave me literally no issues for the several months that i’ve had her. i really wanted another civic but i had an awful experience at a honda dealer and was immediately turned off. i went back to …

Reddit Personal Finance 249 2023-08-08

LPT: Don’t hold onto things just because you once paid money (or time) for them.

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LPT: Don’t hold onto things just because you once paid money (or time) for them. I realized a while ago that I refuse to get rid of/donate items that I will never use again just because I once paid money for them. It’s especially bad for things I got when I was broke, as the amount felt much higher than it was and I spent so much time looking for the best deals. But this also translates to bigger things in life. If you reali…

Life Pro Tips 179 2023-08-06

Best Way to Manage Money as a Poker Player

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Best Way to Manage Money as a Poker Player I have a full time job that pays the bills and play poker on the side. You could say I’m a semi-pro. Playing for about 3yrs and average $100 an hour over about 3k hrs. Ended up making some large financial purchases over the year and have roughly 100k left over and still continue to play. About 30k is on online sites, 20k in cash, and the other 5…

Reddit Personal Finance 242 2023-08-05

How much money do you keep in checking?

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How much money do you keep in checking? I’ve been going down more of a rabbit whole regarding finance health lately, and a lot of the advice seems to say the same thing about everything – except checking accounts. I’ve heard to keep the minimum, I’ve heard to keep up to 3 months living expenses, and everywhere between. For us, our paychecks come in, bills go out, savings go out, and …

Reddit Personal Finance 229 2023-08-04

Money stolen from hotel room Uganda

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Money stolen from hotel room Uganda Today we found out that some money was stolen from our hotel room in Uganda. Although it’s not a lot (70.000 UGX / 19 USD), it still feels weird. My wife says we just need to accept it, as it’s not a lot of money and as local people here don’t have much, she hopes it goes to someone who desperately needs it and uses it to get some food. Althou…

Reddit Travel 224 2023-08-04

401k Provider won’t give me my money

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401k Provider won’t give me my money Hoping for advice on my situation… A previous 401k provider (For Us All) holds a small balance for me, like $2,000 I left the company sponsoring this several years ago, but only recently attempted to rollover the 401k When I attempted this, For Us All told me my money is gone — it was sent to “PenChecks” 4 months ago. The problem is I called Pe…

Reddit Personal Finance 183 2023-08-04

What can I do with my money?

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What can I do with my money? 24m years. Making 95k. With 20k saved in my bank account. My only major expense is my rent which is 600$ a month including all utilities. I drive an old shitty Toyota Carmy that runs like a champion. $300 every 6 month for my car insurance. I work from home so no gas. I cook most of my food and typically spend $100 a month on food. My phone bill…

Reddit Personal Finance 179 2023-08-03

New high earner unsure if I’m being responsible with my money

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New high earner unsure if I’m being responsible with my money I (33M) have never made over $60k/year my entire life, but within the last year I started a new job where I am earning considerably more money. Current situation: Gross income: $50-80k/month Savings: $230k Investments: $80k Credit score: ~750 Expenses: Rent/utilities: $4200/month Student loan repayment: $5000/month Credit card: $4000-7000/month…

Reddit Personal Finance 224 2023-08-03

How Elon Musk took over Tesla using money, strong-arm tactics, and his own popularity

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How Elon Musk took over Tesla using money, strong-arm tactics, and his own popularity Tesla co-founder Martin Eberhard and Elon Musk at the launch of the Tesla Roadster in 2008. | Image: GettyThe story of Tesla and Elon Musk can be traced back to the early 2000s, when Musk was ousted as CEO of his first company, PayPal. That incident taught Musk a crucial lesson about the importance of being in control, even when it wasn’t your o…

The Verge 142 2023-08-02

I can’t stop spending money

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I can’t stop spending money I definitely have a problem. I am (25f) about 3k in credit card debt from just buying random things I don’t need. Books, clothes, eating out… I am not saving any money at all. I am just constantly putting my checks towards making payments on my credit cards. The only money I save is for rent and bills. Even when I have these thoughts of needing…

Reddit Personal Finance 285 2023-08-01

LPT: learn the concept of budgeting, not every money that enters you pocket must leave immediately, distribute your money effectively, budget and spend little to enjoy yourself. Money is everything in this world think wisely.

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LPT: learn the concept of budgeting, not every money that enters you pocket must leave immediately, distribute your money effectively, budget and spend little to enjoy yourself. Money is everything in this world think wisely. submitted by /u/Dependent-Jelly6733

Life Pro Tips 230 2023-08-01

Save Money With These Wifi-Enabled Smart Watering Devices

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Save Money With These Wifi-Enabled Smart Watering Devices Smart watering devices are here, and now is exactly when to install them to save money as we head into August. Most of the major players in the sprinkler space like Hunter, Orbit and Rainbird have released smart watering devices, from sprinkler timers to hose timers. Having tried them out for the last year, I can… Read more…

Lifehacker 173 2023-08-01

My “parents” want to borrow money. Not sure how I feel about that.

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My “parents” want to borrow money. Not sure how I feel about that. Hello! I’m an orphan. Over the last 30 years I’ve loosely kept in touch with the last set of foster parents I when I was a kid. Neither are educated, or particularly skilled, and in their post-retirement life, they drive the Amish around to make ends meet. Their expenses are greater than their retirement income + their driving money, and after …

Reddit Personal Finance 177 2023-07-31

I have a true hard time spending money to myself

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I have a true hard time spending money to myself I’m a student and I truly am having a hard time spending money on myself, whenever my salary comes from the job I have I just find it very hard to spend because my entire life I have been saving money. I’m tired of thinking ‘I have worked 8 hours for this’, whenever I see people outside I see them spending. My sister for example has to opposite,…

Reddit Personal Finance 224 2023-07-30

Pep: Saudi money has changed transfer market

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Pep: Saudi money has changed transfer market Manchester City manager Pep Guardiola said on Saturday that Saudi Arabia has changed football’s transfer market after the departure of Riyad Mahrez to Al Ahli.

ESPN 279 2023-07-30

Benefactor paying off mortgage vs. giving money to us to pay it off.

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Benefactor paying off mortgage vs. giving money to us to pay it off. Texas. Have about a 110k left on home mortgage. Father in Law recently liquidated some assets and has offered to take on the loan with no interest. Is there a difference between him paying off the loan directly from his bank vs him wiring us the money to pay off Chase? Does gift tax/exemption apply to both? In Texas. Mortgage is held by Chase. …

Reddit Personal Finance 192 2023-07-29