Ren – Money Game Part 3 submitted by /u/jsb1685

Rich people: What’s a money hack you think poor people should be utilizing? What’s a money making or saving hack that you think is applicable to everyone? submitted by /u/KittyGurl212

Mom was scammed and were trying to recover her money My 70 year old mom was scammed and sent $45,000 to a fake realty company in Georgia to ‘protect her money.’ She was led to believe her SSN was being used in some sort of drug money laundering situation and the government was advising her to send any of her savings to a realty company in Georgia h til her SSN is replaced and she can get her money…

Spent money from HSA but some of it is getting reimbursed We were spending money out of our HSA to cover mental health services. However, we found out we can submit a claim to our insurance and get reimbursed. How do I get the HSA back in a good state since we’re getting reimbursed? In other words I’m currently getting more benefits than I should. submitted by /u/notgregoden

At what point do you determine you have enough money? My spouse and I each make about $150k and we are 28 years old. We max out our Roth 401ks and Roth IRA through the backdoor Roth method. We have room for income growth in both of our careers but I’m not necessarily passionate about my job, but it would be hard for me to pivot to another career and make what I am now with the growth potential that…

How much money should I have saved if I want to build a house? This is something that I’ve been thinking about for a while, but I don’t want to contact a general contractor without having a ballpark estimate of the type of funds I should have available. Here’s what costs look like where I’m at: Land in a new subdivision that come with utility hookups on a .25 acre are $50,000. Cost of materials for the hou…

I lost all my money! I launched several times and lost all my money even my savings. The reason because I didn’t understand how to make money with e-commerce. I even took courses. Don’t risk your money. E-commerce is more predictable that what we think. In order to eliminate risk start a YouTube or tiktok channel and remove your risk. Start with 1 item to sell. …

My friend didn’t save money/prepare properly for our planned vacation. Anyone had a similar situation? Been friends for over 10 yrs (30f). She asked me about 5 mo. ago if I wanted to go with her and her bf to Las Vegas to see a concert since it fell on my birthday. To be completely honest, I wish the bf wasn’t coming, but I do get along with him and I haven’t traveled in so long since I caregive full time for my dad. Thought it would still be a f…

Buying new car 6% no money down? looking to buy a car because i just moved to a city that i will need one. i make 130k a year. looking to purchase a 25k car and i really don’t care to put any money down. i’m looking at a corolla hatchback, which used prices of the same year are worth just as much as new. i feel like it would be fine to put no money down as i won’t lose value…

LPT: Save money online shopping Disclaimer: This only works when you’re on an individual company website. It will not work on marketplace sites like Amaz0n. When you’re online shopping, put the item you want into your cart, then go through most of the checkout process (including entering your email and personal information) up to the point of “place order”, but don’t actually…

Should I take money out of my savings to put toward my student loan debt? 25F, single. I’ve been working as a nurse for 2 years in high COL state. Yearly income: $95k-100k Monthly take home pay (after taxes, health insurance, retirement contribution): $4600-6500 Savings: $18k in regular savings (going to transfer to HYSA) $13k in 403b Debt: $72k student loan debt -$21k @ 7.08% (parent plus loans in dad’s name that I…

SSA says they overpaid and “give us back our money” Hi! I don’t know where else to post this and this is something I’ve never dealt with. I’ll make it quick… I manage my mom’s finances but don’t know what to do about this one. Here’s the backstory… Dad retired – killed himself two years later Mom retired a couple years before. Dad retired with stock options, which became my mom’s after his death…

20 year old, don’t know how to save money Currently in college that is very luckily being paid for by my parents. I have no other debts, just opened my first credit card(discover it, idk my credit score or how to check it) and paying everything in full. I don’t spend a lot (at most 1200 per month on rent, food, and entertainment). I’m working at a software engineering internship making …

Stripe just withdrew money and stopped payouts Stripe just put me in serious situation financially and mentally. I’m having severe panic attacks thinking how am I going to pay my supplier, shipping and media bills. They closed the account, withdrew $11,000 from my bank account and paused future payouts ($10,000 pending). This with despite having bought inventory, shipping orders out via US b…

Is my money in the best place for my short term goal? Goal: save $140k for a $700k max home we will be buying in 12-18 months. realistically we will purchase a $550-650 home but that’s the highest end of our budget. I met with my Vanguard advisor who suggested keeping it in my brokerage account there. I’ve been very impressed with the rate which has fluctuated between 5.25-6% all summer, changing w…

How do bands split money? How does that work? Take the band “The police”, Sting pretty much wrote all the songs, music and lyrics. Copeland a couple and Summers nothing.(Thanks to u/CarbonTrebles and u/Rhamona_Q for correcting me on the Police members names which I had wrong). In the movie “Bohemian rapsody” the other 3 members threaten to leave Mercury if they don’t sha…

The Best Ways to Streamline Your Grocery Shopping and Save Money You’re standing in the middle of the aisle at the grocery store, holding a box of pasta, desperately wracking your brain: Do I already have this in my pantry?With inflation making all our lives increasingly expensive, one of the few things still in your control is how you shop. To avoid unnecessary spending—like on a… Read more…

You Ever Realize How Bad You’re Parents are with Money… So for background growing up my parents would put trips and a lot of things on Credit Cards and then now they blame us for that because they wanted to give us a good childhood. My parents would spend so much on food. My Mom was also putting this all on my dad who never made enough and would slam it in his face everytime he would say something ab…

How can I save money for my niece when I don’t know her SSN? When my niece was younger, I collaborated with her mother to get a custodian account setup for her. Our whole family contributed money meant for that account. Turns out she never completed the account creation, and then she pocketed and spent all the money we sent in her daughter’s name. I’d like to start saving again from scratch now that I kn…

How do I find the right shade without spending so much money? Some of these foundations are so expensive and don’t offer swatches or anything. Am I just supposed to buy it and be out $40-$60 if I’m wrong? I usually buy drug store products but I’ve been buying the wrong shade so I tried another and I think I’m still off a bit. I also have dry skin so I’ve been looking at something to address that plus a bet…