#money

Snap to make money?

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Snap to make money? Are people still there, do they still have streaks ongoing, should i prefer it over other social media platforms to market submitted by /u/waveeastside

Reddit Social Media 953 2024-06-08

Best way to store money?

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Best way to store money? My wife’s grandparents are selling their house and moving into assisted living. They plan to use the proceeds from selling the house (~400k) to pay for the assisted living place, but I’ve been tasked with finding the safest way to store their money so they can draw on it for expenses. The current proposal is putting it all in a high yield saving…

Reddit Personal Finance 1.1k 2024-06-05

What to do with saved money.

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What to do with saved money. Im a single 25 year old guy making $2,500 a month, and I’ve saved up $30,000 Waiting tables the last 3 years (never went to college) I paid off my debts, and plan on staying debt free hopefully for the rest of my life. I live the Van life which allows me to skip on paying rent which is a big part of how I’ve been able to save money. I met with…

Reddit Personal Finance 454 2024-06-04

How do I wake up and change how I think about work and money?

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How do I wake up and change how I think about work and money? I sometimes wonder how people my age (24) afford going out for family dinners, parties, events. Or even just weekly getting dinner with friends. But then I realize that that’s probably a motivator for them to work harder and longer. In my case, they don’t deal with this loneliness after putting in a day of work. If I had something to work toward…

Reddit Personal Finance 844 2024-06-04

Can i just put most of my money in savings for a credit union?

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Can i just put most of my money in savings for a credit union? I use a credit union and have a couple thousand saved up, I think I get more money out of the monthly dividend depending on how much i put in the “regular shares” which is just savings. If I put like 1000 bucks in it would I get a lot more monthly? This is my first time ever having 4 digits in my bank if you couldnt tell lol. If so how much shou…

Reddit Personal Finance 909 2024-06-02

Where do people with money keep it?

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Where do people with money keep it? Throwaway. Background: My wife and I have accumulated over $300,000 in cash, currently in a HYSA. Our combined salary is about $400k/year. We are completely new to having savings – we both grew up in very lean households where putting money in a savings account, let alone 6 figures, was a pipe dream. So this may be a dumb question but, where do…

Reddit Personal Finance 1.2k 2024-06-01

Sold house, what should I do with the money?

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Sold house, what should I do with the money? I am 39 and I need some advice on what to do with a large amount of money (low 6 figs) from a recent home sale. Currently this money is sitting in a HYSA earning 4.8% annually. Here’s my situation: No credit card debt or other debt aside from: $319k mortgage at 4.9% $10k left on a car loan at 2.5% Should I: Build a bigger emergency fund? Pa…

Reddit Personal Finance 926 2024-06-01

How much money should I be saving in my twenties?

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How much money should I be saving in my twenties? In my savings account I currently have $35k, and I have another $14k in a Roth Ira. I also have $10k in student loan debt. Is that good or should I have more by now? I just took a lower paying job so I probably won’t save much more for the next couple of years. I’m 23 submitted by /u/SecretaryMother1296

Reddit Personal Finance 1.0k 2024-06-01

HELP PROVE I DID NOTHING WRONG BY SENDING ME MONEY IMMEDIATELY

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HELP PROVE I DID NOTHING WRONG BY SENDING ME MONEY IMMEDIATELY “I’M A POLITICAL PRISONER! … I DID NOTHING WRONG! … My end-of-month fundraising deadline is just DAYS AWAY!” — Donald Trump on his campaign website, which went down briefly, after he was convicted on 34 counts in hush-money trial – – – IT’S OFFICIAL: I’M A POLITICAL PRISONER. A JURY OF YOUR PEERS (NOT MINE) FOUND ME GUILTY. BUT I DID NOTHING WRO…

McSweenys 1.1k 2024-05-31

what order should i put my money in?

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what order should i put my money in? hi all! I am hoping for some advice on the best next steps to take with my money. I feel like I’m pretty good with money, but i have several different goals in mind right now and want to know the best way to tackle them. for context: 23f, LCOL, making $125k salary + bonus potential (not adding that in as i just started this job six weeks ago an…

Reddit Personal Finance 784 2024-05-31

What should I do with this money sitting in a pension plan?

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What should I do with this money sitting in a pension plan? Hi I’m a 27(M) currently employed at a private company that offers a 401k making 70k before tax (first fulltime job, it’s been about a year now). Living with my parents atm I just pay them 500 a month. Really helps with trying to catch up. In addtion to the 401k I also have a Roth IRA and a Brokerage. 401k : 5,632.32 (ignoring vested addtion sin…

Reddit Personal Finance 396 2024-05-29

How do I make myself value money more.

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How do I make myself value money more. I want to save more. Or save, period. My money seems to have no value to me. If I have it, I spend it. I’m 32, make roughly $5k biweekly… and my S/O is hurt and out of work, but yet my compulsive spending is still taking control. I go days with spending very little, but then I get the urge and I spend like crazy. Are there any tools to protect …

Reddit Personal Finance 551 2024-05-29

Need to save money living paycheck to paycheck

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Need to save money living paycheck to paycheck I have yet to figure out how to save money living paycheck to paycheck. I am frugal with my spending but still some how struggle to get by. I am trying hard to pay off debts I acquired when I was younger, but it seems to have bit me in the butt. I want to by a house close to my job since my landlord keeps raising my rent but it has proven to be …

Reddit Personal Finance 840 2024-05-28

What to do with money you’re saving for big purchases?

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What to do with money you’re saving for big purchases? My husband and I are saving money to do a renovation on the house, we’re thinking it would be about 100k at least. We have everything we’re saving to do the renovation and our emergency funds in HYSA, but now it feels like we have way too much money just sitting around in cash. What else can we do with it while we save? Putting it in the stock m…

Reddit Personal Finance 696 2024-05-28

How much money do people expect to have at Retirement?

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How much money do people expect to have at Retirement? I’m currently 25, single and make around 70k a year pre-tax. Im trying to make an effort in maxing my Roth IRA from this year onward. I also put 10% into my employers 401k who match fully upto 6%. If I keep that up for the next 35 years, investing it into index funds, it looks like it would end up around 1.5 – 2 million. Is that realistically en…

Reddit Personal Finance 558 2024-05-27

Which money to use to buy a car?

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Which money to use to buy a car? The time approaches to trade in my paid off SUV for a minivan. The last time I bought a car I got an auto loan at 1.8% and bought gently used. However, I see that auto loans now are not so great. I have $25k in HYSA, $250k in 401k, some difficult to calculate and inaccessible $$ in a pension fund. And some crypto. What’s the best move for buy…

Reddit Personal Finance 561 2024-05-27