#mom

Struggling as a solo mom

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Struggling as a solo mom I am 37, I work full time and make about $70k a year. My mortgage is $1470, I owe about $191k on the house and it’s worth $220-240k (haven’t had it appraised recently). Had refinanced almost 2 years ago to a 3.75 rate. I have multiple credit cards totaling about $5-6k in debt, I owe $15,5xx on my 2019 Camry at around 8%, and I have tons of littl…

Reddit Personal Finance 1.2k 2024-10-31

What do I do if my Mom is in debt?

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What do I do if my Mom is in debt? My brothers and I are very worried for our mom she has her own shop that had a stable income few years ago and today that online shopping is very popular her income is incredibly low to the point that she’s indebt, she’s been borrowing money from other people until she doesn’t know anymore people to borrow from, she used up all the money that sh…

Reddit Personal Finance 1.2k 2024-10-26

Mom never taught me makeup, 1st time using a foundation

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Mom never taught me makeup, 1st time using a foundation Hey all, this is my first post here so I hope this is formatted to the rules— Anyway I know nothing outside of a few ege and lip combos with makeup, when it comes to whole face stuff my knowledge is ZERO. Like did I accidentally whitewash myself or is this supposed to be right for JUST foundation?? Maybe I got the wrong tone 😂 So literally any p…

Reddit Makeup Addiction 842 2024-10-24

My mom wants to start a retirement account at 53

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My mom wants to start a retirement account at 53 My mom wants to start a retirement account after learning about them from her coworker. She plans to contribute about $300 a month but I’m gonna try to convince her to contribute more. What type of account should she open and what are her options? I’m a bit overwhelmed by the amount of options out there. She’s self employed. submitted by …

Reddit Personal Finance 900 2024-07-22

Co signed for mom when I was 18

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Co signed for mom when I was 18 Need advice on how to get my name off of my moms car due to me not knowing the situation fully until a couple of days ago my credit has been shot bcuz she hasn’t been making payments but now she asks me to help pay on the car also so it won’t be repossessed and destroy my credit… I’m 22 now and I know never to co sign for anyone it doesn’t matte…

Reddit Personal Finance 1.2k 2024-07-22

Buying my mom out of her mortgage.

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Buying my mom out of her mortgage. So, unfortunately my dad passed away this week. My parents were still married but we’re separated and living separately, though still very good friends. My dad was living at the house (my childhood home) and paying the mortgage. My mom is also on the mortgage so the house is now solely hers. When my dad got sick 3 months ago, I moved out of nyc …

Reddit Personal Finance 720 2024-07-21

Requesting advice for my mom with inheritance

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Requesting advice for my mom with inheritance My 62 y/o mom has gone through it. She’s been homeless a lot of her life and has never had a drivers license or her own money and has not really ever worked. She recently inherited about $120k. She lives with her sister who probably won’t live much longer and is doing reverse mortgage. So once she passes she will most likely move in with one of …

Reddit Personal Finance 941 2024-07-15

Single Mom Traveling

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Single Mom Traveling Hi everyone, I guess to cut to the chase, if I have no father listed on my son’s birth certificate do I need a document for immigration proving I can take him out of the country? Now some details about this: I’m a single mom from the US. The father of my child was/is not involved in our lives. He is not on the birth certificate, nor has he attem…

Reddit Travel 428 2024-06-29

Did my mom’s makeup , I need some suggestions tho .

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Did my mom’s makeup , I need some suggestions tho . I am by no means a makeup artist , I just wanted to do something nice for her . I did run into some issues she had basically had no eyebrows so I need some help on those I think the color is too warm and Maybe bey they are to arched ? Undereye was difficult as well looks a little messy. Maybe I should use brown eyeliner next time ? submitte…

Reddit Makeup Addiction 393 2024-06-24

Mom is 64, zero retirement and on Social Security Disability

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Mom is 64, zero retirement and on Social Security Disability As the title states, my mom is 64 and has zero retirement. She has been on social security disability for approximately 20 years due to an injury. She and my dad divorced nearly ten years ago and she has been living with my grandmother since then. My grandmother is 87 and as much as I hate to admit it, she will pass away at some point and my mom…

Reddit Personal Finance 1.2k 2024-06-13

Mom and I are on the house together but she wants a reverse mortgage

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Mom and I are on the house together but she wants a reverse mortgage I’m in California, dad passed a few years ago and put me on the house with my mom. Mom and I don’t get along so she wants a reverse mortgage and move out. But the house is supposed to go to me. Siblings and parent agreed to this but mom is being a money grubbing sack of crap. So they asked me to put up a reverse mortgage which I was told it woul…

Reddit Personal Finance 642 2024-06-13

Mom is nearing death and doesn’t have a Trust set up.

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Mom is nearing death and doesn’t have a Trust set up. My mother is in her late 80’s and might have a year left. She has around $500k in investments and a $400k house thats paid off. I have 2 sisters. Should we get a trust set up? Do we have to pay any taxes on the inheritance or anything when mom passes? Just want to have everything set up to make things easier and not give money to the government …

Reddit Personal Finance 1.2k 2024-06-03

My mom (41) and my 5 siblings are homeless. What can I (21) or my mom do?

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My mom (41) and my 5 siblings are homeless. What can I (21) or my mom do? This is on a throwaway account. I learned about my mom having to leave her place about yesterday when I came after working an all day shift 9am-12am. It’s not the first time something like this has happened because I’ve been through it with her and don’t live with her as of this day because of it. This will be a detailed life of my mom and my si…

Reddit Personal Finance 621 2024-06-01

Mom selling grandma house

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Mom selling grandma house So my grandma has long passed and my mother is planning on selling my grandmother house. The money made from the house will be split between my mom and her two brothers . My mother gets disability and is in the process of making a will . My mom wants her portion of the sale to be sent to my bank account . How do I go about sending it to my accou…

Reddit Personal Finance 689 2024-05-29

Mom owns home and is out of money. What resources/options are available?

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Mom owns home and is out of money. What resources/options are available? My mom is 72 and is out of money. She unfortunately did not plan well enough for retirement and was too generous with helping other family and is now out of money. She receives $600ish/month from social security after Medicare. She has about $2500 in the bank. She owns her home that is worth about $220,000. She’s owned the home for 40 years and…

Reddit Personal Finance 1.1k 2024-05-26

Looking to upgrade to a “mom” car

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Looking to upgrade to a “mom” car My wife and I found out that we will be expecting our second child. We have one who is 9 months old. (We didn’t plan the second one…oops) My wife drives a 2014 Nissan Xterra that is fully paid off, has 150k miles, and has never had any issues. I drive a 2019 Volvo XC60 that has about 30k left on the car note, has 75k miles, and has only gone int…

Reddit Personal Finance 784 2024-05-18

I need advice on what to do what mom’s house.

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I need advice on what to do what mom’s house. Well my mom is a about to be in her late 60s and she isnt sure what to do with the house. We own the House itself but a land lease company owns the land. “Urban Suburban Affordables, Inc. affordable housing program was launched in Hartford to help reduce the cost of homeownership for low- and moderate-income first-time homebuyers.” I copied this…

Reddit Personal Finance 1.2k 2024-05-10

My mom is threatening to stop letting me wear makeup

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My mom is threatening to stop letting me wear makeup I’m an 18 year old makeup artist and I LOVE wearing makeup. I also LOVE my natural beauty as well but I like expressing myself through my makeup! My mom doesn’t like it when I wear it. She always complains that when we always go out I wear my makeup. Which I don’t always and we don’t go out much of the time. She says really demeaning things abou…

Reddit Makeup Addiction 1.1k 2024-05-08