#max

Should i max out my Roth 401k?

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Should i max out my Roth 401k? Hi everyone, I’m 23F have been working for about 8 months after graduating college. I make 93k right now, no debt at all. My take home before any retirement contributions is 2580 bi weekly. I have about 35k in my hysa. I started contributing 25% to my Roth 401k to try and max it out this year. Is this the best decision? I don’t have any other in…

Reddit Personal Finance 1.1k 2025-02-17

How to max out retirement without going over

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How to max out retirement without going over Work contributes $500/year divided by paycheck to my HSA. Somehow last year they ended up putting in $500.11. I’m contributing $3,796/year in addition to that to make sure I don’t go over.I’d also like to max out my 401k of $23,500. Last year I made $103,00 but my bonuses fluctuate and it might be less this year but I’m also getting a raise. It …

Reddit Personal Finance 713 2025-02-12

Recs for max print size?

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Recs for max print size? A professional photo was taken of my family and sent to me as a jpeg. When I right click on the photo into properties details, it says it’s 3000 pixels in width and 4500 pixels in height. 300 DPI. I believe this means it’s high resolution. I would like to do a 24” by 36” print for above our fireplace but will it come out blurry? submitted b…

Ask Photography 708 2025-02-05

Should I max my Roth for 2024?

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Should I max my Roth for 2024? 23M, just finally got a job after graduating in June. Currently making 50k per year, hopefully an extra few thousand in bonuses. I’ve contributed $1,000 so far but it was all a transfer from my old job’s Roth 401k, so I don’t believe that counts towards my total. I have 6k in my normal investment account, $2.5k in a HYSA, and $500 in checking. …

Reddit Personal Finance 1.2k 2025-02-02

Max out 401k or save towards a house?

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Max out 401k or save towards a house? TL;DR do I prioritize buying a house or saving for retirement? I’m almost 42 years old and am behind on retirement savings largely because my early jobs didn’t have a 401k and I didn’t make much money until my late 30s (didn’t hit 100k until I was 35) and was also supporting my father financially. My father passed away a few years ago, but I now…

Reddit Personal Finance 326 2025-01-30

Can I max out a new 401k right now and receive the tax benefits when I file for 2024?

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Can I max out a new 401k right now and receive the tax benefits when I file for 2024? My partner just received very large bonus for the first time. (She’s now a full partner at her practice) and I’m working my way through the “managing a windfall” flowchart. I’m stuck on 401k’s. Up until now, we have only been contributing the minimum for her employer match amount, and we haven’t touched mine because my employer does not match, …

Reddit Personal Finance 1.0k 2025-01-25

Thinking of transferring 5k from savings into Roth IRA to max 2024 contributions

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Thinking of transferring 5k from savings into Roth IRA to max 2024 contributions For context, I’m 25. In 2024, I contributed around 2k into my Roth IRA. I know I should’ve done more but I was in the process of paying off some credit card debt. I now have my direct deposits set up to max it for 2025. I can’t afford to put an additional 5k by April in order to max 2024; however, I have 19k sitting in a HYSA right now. Biggest …

Reddit Personal Finance 998 2025-01-24

The Pitt on Max

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The Pitt on Max ER was my favorite show when it was on and Noah Wylie was my favorite person. I just recently saw that he’s on another hospital show called The Pitt. I watched episode 1 last night and it was pretty good. Anyone else watch? What are your thoughts? submitted by /u/MamaMia1325

Reddit Television 999 2025-01-19

Max Verstappen Still Drives Like Max Verstappen In Virtual Racing

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Max Verstappen Still Drives Like Max Verstappen In Virtual Racing It is known in endurance racing that you absolutely cannot win a race in the first corner, but you can sure as hell lose one, but apparently Max Verstappen never learned that lesson. During Sunday’s IMSA Esports Daytona Michelin 240, the fourth round of the digital racing championship, Verstappen chucked his Acura… Read more…

Jalopnik 1.2k 2025-01-15

Reducing my 401k contribution because I max out early?

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Reducing my 401k contribution because I max out early? 2024 is the first year that I made enough money such that I maxed out my 401k early, specifically sometime in late September. I have been contributing 15% and my last several paychecks of the year were pretty healthy. I did some simple back of the napkin math and found that I can lower my contributions to 12% and still max out my 401k, but give …

Reddit Personal Finance 1.1k 2025-01-15

Max out retirement in my early 20s?

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Max out retirement in my early 20s? Hi y’all! I am curious to see what you all think! I am currently in my early 20s and thinking is maxing out my IRA, I currently have about 2k invested in an Ira and would like to max it out then contribute about 400 a month going forward. I don’t make a lot so this would be a lot as it is. I plan on living and simple life and buying a smaller ho…

Reddit Personal Finance 672 2025-01-07