#math

Help me math – should I refi my student loan?

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Help me math – should I refi my student loan? I have a professional degree which, as a first time college student single-parent bootstrapping myself outta poverty left me with fun student loans. I refinanced my student loans when rates were low, and I’m only recently able to pay over my minimum payment. Lo and behold, my bank won’t let me direct extra payments towards principal. My current …

Reddit Personal Finance 667 2025-02-01

Roth Vs Traditional Math

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Roth Vs Traditional Math I have always had the idea that Roth contributions are obviously better for me since I am only 24 years old and am not in the highest tax bracket. I also plan to be in a high tax bracket when I am withdrawing money from my various accounts far down the line. I thought this until today when I looked at the long capital gains tax rates and dividen…

Reddit Personal Finance 787 2024-12-28

Can someone help me with mortgage math?

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Can someone help me with mortgage math? If our original loan amount is $146,000 at 7.625% rate for 30-yr fixed. P&I payment is $1034 Escrow is $481 Total is $1515 but we pay $1600, with the extra $85 going towards principal How much money do we save if we put down $50,000 towards principal right now? How about if we put $75,000 towards principal? Does it save us money, how many mont…

Reddit Personal Finance 627 2024-07-09

Writer Math

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Writer Math If you think a piece is 100 percent done, it’s actually 45 percent done. To get it to 100 percent done, you can’t. If you think you need “just a few more hours,” you really need a few more months. “I’ll send it by EOD”—no, the odds are 6-1 you won’t. 7-1. 17-1. “EOD” equals 5 p.m., 6 p.m., and 11:59 p.m., as well as 2 a.m., 8 a.m., 10 a.m., and …

McSweenys 1.1k 2024-05-11

Alternatives to Girl Math

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Alternatives to Girl Math “A new personal finance trend has TikTok users recommending humorous new ways to rethink their spending habits. We’ve all justified unnecessary purchases before, but now social media has labeled the habit as ‘girl math.’” — CBS News – – – US Government Math If you run out of money, print more. Hollywood CEO Math If you spend $50 million on one …

McSweenys 997 2023-11-26

FF Vs Crop: Noise Math?

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FF Vs Crop: Noise Math? I shoot on a crop sensor and have been thinking about FF but wanted to ask a question about the math between the 2. I mostly want better low light performance. At the moment I shoot at; 3200ISO & f/2 to get a correct exposure on my crop sensor. If I move to a FF sensor, because exposure doesn’t change, I would get a cleaner image right? Because…

Ask Photography 214 2023-07-21

The New York Times is shutting down its math-based puzzle game

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The New York Times is shutting down its math-based puzzle game Screenshot by Jay Peters / The VergeThe New York Times is shutting down Digits, the math-based puzzle game it launched in beta in April. If you visit the page for the game, you’ll see a message that says “This game is going away on August 8th.” If you click into the game, you’ll see a message as well. In Digits, the goal is to add, subtract, mul…

The Verge 189 2023-07-19

New Vs. Used Car – Check My Math

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New Vs. Used Car – Check My Math Okay maybe I am just trying to justify buying myself a new car. But, on paper, it appears to be almost as expensive to buy a used car over a 5 year period, given my budget and requirements. Please tell me if my numbers are off or there is a failure in logic (besides the fact that I could opt to buy a cheaper used car. I am tired of driving small…

Reddit Personal Finance 249 2023-07-11