10% 401k Match or Tackle Student Loan Debt Hello, I (30M) would love some opinions on how to best go about my saving and student loan debt situation. I started a job towards the end of 2024 that drastically increased my income and therefore opened up my ability to contribute more money to savings, 401k, and tackle debt. I currently owe $24k in student loans around a 4-4.5% interest rate…

Which one is my color match? 🥹💞 I have a hard time finding my shade. idk what my undertone is. Im thinking im a warm undertone?? maybe? 1 – superstay lumi matte 118 2 – loreal infallable 430 3 – milani 05 4 – Born this way Vanilla 5 – Superstay 127 6 – Superstay 140 7 – Superstay 24h 140 8 – Superstay 220 Thank you submitted by /u/Anua200mg

What Presets Match These Vibes? Looking for Suggestions! Hey everyone! I’m looking for some preset recommendations that match the vibes of the photos I’ll be posting below. These are not my photos, but I love the overall look and want to find a preset that enhances similar tones and moods. I prefer a true-to-life color style but want something that subtly enhances the overall aesthetic. If you have an…

Lip shade match? Can anyone shade match this lip color, this is “I woke up like this” from Nyx but it got discontinued this is literally the only color I wear and I’m currently running out, for all the make up girlies, what is the closest color to this?? I don’t want anything too purple or too brown, I need it just right, pink mauve with a tiny tiny bit of brown…

MBDR w/ Employer Match Vesting Schedule My wife’s new job has a 410k with a generous match, but it will vest over 4 years (25%/yr, starting after her 1st year). We want to max out the MBDR for the year, but we aren’t sure how to account for the match. It seems unvested contributions are being added, but since they don’t vest until next year, am I right to assume that they don’t count …

Update: concealer shade match Thank you guys for your help!! I want to try and use what I have so I mixed the maybelline age rewind concealer with two glossier cloud paints I have to make them more peachy (dusk and spark) not perfect but definitely way better 🙂 submitted by /u/alequia

Please help me shade match ;-; Please help me shade match ;-; Product list: 1-Glossier Stretch Balm Concealer (shade light 1) 2-Fenty Beauty Eaze Drop Tint Stick (shade 3) 3-Maybelline Age Rewind Concealer (shade 115) 4-Maybelline Age Rewind Concealer (shade 122) (Mascara: wet n wild mega length Eyebrows: elf ultra precise pencil Inner corner highlight -Im not wearing any oth…

Which wood tones match my floor Hi everyone. I’m trying to figure out which wood tones I might use for my furnitures to match the one from the floor (which you can see in the first picture attached). I was thinking about some dark wood tones but I’m not quite sure. My initial idea was to use as a palette the wood tone I have on the floor, matched with white and green (mainly f…

Why do some companies have a 50% match on contributions to 401k? A company matches 100% of your contributions up to 5% and then matches 50% of your contributions for the next 5%. If you take full advantage of the match and contribute 10% of your paycheck, the company matches will be 7.5%. Why doesn’t the company just match 100% of the contributions up to 7.5%? The match will effectively be the same but you as…

401K Match 100% No Limit My company has a 100% 401K Match and no limit. Meaning if I invest $23,500 (2025 IRS max), then they will match 23,500 for a total of $47K. All matching contributions are 100% vested as I have been with the company longer than 6 months. I am contributing 10% to my 401K or about 16,000 annually. I also have 13,000 in credit card debt that charges…

Can you help me match this Lighting? Hi everyone! I really appreciate your help! I’m working on getting better at my lighting and am trying to replicate a super clean look like this, which might feel a bit like ecom but it does certainly have a more natural feel. Can you please help me out to replicate this lighting? https://preview.redd.it/mjys8mqa1nde1.png?width=1238&format=png&…

Osaka retires from Aussie Open match with injury After losing the first set 7-6 (3), two-time Australian Open champ Naomi Osaka retired from her third-round match against Belinda Bencic due to injury.

Is 401k even worth it with zero match? 32 USA, I’ve always had a good handle on my debt and savings, but just wanted to get yalls opinion on my retirement. My company offers 401k program but with zero match to my knowledge, so ive always figured it wasnt even worth it. Additionally I haven’t really had to much effort into IRA items as my national union has a fully vested retirement p…

Company 401k Match Question Looking for some guidance on the best practice. I have about 2.5 YOE, my company offers a 6% 401k match. I became eligible for the match about a year and a half in. I was contributing 6% to my Roth and then my company would contribute 6% to the regular 401k is this the best practice I should be doing? I know that by this method I am not decreas…

Roth 401k Contributions – should I match the employer match or go above/down? 32m, annual – $59,500, hoping to get a second opinion and some potential clarity – My employer 401k is through Merrill Lynch; verbiage regarding employer contributions is: “contributes an annual discretionary contribution to both your 401(k) and ESOP accounts. Historically, these contributions have equaled 5% of employees’ annual salaries — a 1%…

Tried out a red/burgundy look to match with my shirt submitted by /u/EfficientInstance802

Should I paint the ceiling to match the walls? I’ve been contemplating going full dark cause I love how it looks in other people’s places, but I’m afraid I’ll regret it. Thoughts? submitted by /u/houseofvan

401k match question help My company just sent out an email stating instead of putting 4% 401k match I accepted with job offer into my 401k account , they will be reimbursing via our own company stock for eligible individuals for 2024. Is this the same, good, or bad for me? submitted by /u/BeeDense

Hitting my max 401k match Hello, am I able to invest my personal money into my 401k so I meet my match for the year? Or does it need to come directly from my paycheck? My company uses Fidelity if that matters. submitted by /u/Logical_Breadfruit_1

Company 401k Match – 40% match dollar-for-dollar of Federal Maximum Hi everyone, I’m trying to do some optimization of my savings. I couldn’t find in our company literature anywhere what the company match is for our 401k, so I reached out to HR. She told me that the company matches what we put in, dollar for dollar, at 40%, up to the federal maximum. This seems like a good 401k match to me, IF you’re putting in …