W4 with new lower paying job? I’m going back to work soon and will be making less than my husband. We are married filing jointly. This year my husbands income is higher than usual due to bonuses. It looks like his annual income for this year will come to around $90-100k. However next year his income will go back to normal at around $80k including bonuses. My new job that I’m…

Remember the Lower-Cost Apple Watch Series 1? It’s Vintage Now Apple today updated the public-facing vintage and obsolete products list on its website. The page confirms that all first-generation Apple Watch models are now obsolete, as we reported earlier this month based on an internal memo. Obsolete products are no longer eligible for repairs or service at Apple Stores and Apple Authorized Service Provide…

Lower credit score because person DOES NOT have a mortgage?? I’ve seen credit denial letters plenty of times. I have one on my desk now that is confusing. I’ve never known a negative creditworthiness factor to be “Lack of real estate secured loan information.” I’m understanding this as the credit score is negatively affected because the person does not/has never had a mortgage. The credit inquiry was fo…

Had to take lower paying job after layoff. How to survive?- Ohio Unfortunately what I thought was a 5yr contract over on a military base turned out not to be so and they pulled back a lot of budgets leading to many positions eliminated including mine. This was back just a couple months ago. Unemployment was helpful but recent life events with emergency car repairs, etc forced me to take a lower paying job tha…

Promotion much lower than expected, but I accepted it. Having some remorse. I have mixed feelings about this. For one, I’ve been doing the work of a more senior role for nearly two years. I had to fight hard to finally secure my promotion. I had an idea of the raise amount I was looking for based on job listings within the company, and that amounted to 20 percent. Not at the top of the range but at least in the middle. …

Statin May Lower Heart Disease Risk for H.I.V. Patients A recent study showed that a statin drug significantly lowered the risk of heart attacks and strokes among middle-aged and older people with the virus.

Star Trek Lower Decks: Moopsy submitted by /u/214ObstructedReverie

Star Trek: Lower Decks Season 4 – Trailer (Sep 7) submitted by /u/indig0sixalpha

You Can Apply Now to Lower Your Monthly Student Loan Payment The ultimate fate of student loan debt has been up for debate in recent months, but many borrowers restarting payments in October after three years may end up with a lower monthly bill than they had before. Read more…

Considering shift to job with significantly lower pay – is it worth it? My current take home is $9.1k/mo, but job requires me to live in a place I’m not thrilled about, and average rent prices in the area are $2.5k/mo. The work isn’t too difficult, if that matters, but also not fulfilling, and lacks stability (as a rule, contracts are only offered 6 months at a time, although the idea is that they will be continuous…

LPT Request: What helps lower one’s expectations from people? Hey everyone, I am currently struggling when it comes to expectations from people. One of the reasons is I am overly passionate about the work that I do and go above and beyond to help folks. Even though, I do not expect them to return the favor, I expect them to treat me with respect which is not always the case. My concern is that I would end…

Should I sell my car to lower payments? My mom bought a 2020 Toyota Camry brand new with an Ally loan, and dad as a co-signer. Original balance is $27,596 Remaining balance is $14,000 Monthly payment is $540 APR is 11.84% 51k miles on it I got the car when she became unable to drive, so I’ve been making the payments. My parents spent more on this car than they could afford, and now I’…

‘Star Trek: Lower Decks’ Season 4 To Premiere On September 7 On Paramount+ submitted by /u/Neo2199