#lower

Does replacing ESPP shares with lower priced shares make sense?

( www.reddit.com )

Does replacing ESPP shares with lower priced shares make sense? Hi, I participated in my employer’s stock purchase plan ESPP which offers a 15% discount on the lowest price during a purchase period. The problem is I now own thousands of shares and the share price has lost 75%. I left the company and am now returning, so all my shares currently in the plan are long term, though at a loss. Does it make sense t…

Reddit Personal Finance 838 2025-02-14

LPT: When Someone Raises Their Voice, Lower Yours. It’s a Psychological Power Move.

( www.reddit.com )

LPT: When Someone Raises Their Voice, Lower Yours. It’s a Psychological Power Move. Ever been in a heated argument or faced someone who was unnecessarily aggressive? Instead of matching their energy, do the opposite & lower your voice. People expect anger to be met with anger & when you respond calmly, it disrupts their emotional momentum. It forces them to mirror your calmness, de-escalating the situation naturally. It signals…

Life Pro Tips 723 2025-02-02

Upgraded makeup, lower quantity higher quality

( www.reddit.com )

Upgraded makeup, lower quantity higher quality I used to have a lot of low-quality makeup items, but I’ve upgraded to fewer products with higher quality. So far, I’m really happy with the results, especially in skincare. The Ordinary was a mistake—it ruined my skin. submitted by /u/Significant_Movie814

Reddit Makeup Addiction 590 2025-01-23

Should I use savings to lower debt?

( www.reddit.com )

Should I use savings to lower debt? Feeling pretty stupid over the years. I’ve usually been great with money ever since I started working. I got a credit card when I was 18 and always paid the balance down. Then the line just kept increasing, I got carried away, and now I’m with debt. It’s about $9,700. I put more than the minimum payment down every month but I feel like it doesn’…

Reddit Personal Finance 880 2025-01-16

Star Trek Lower Decks.

( www.reddit.com )

Star Trek Lower Decks. Sob. That was legit one of the best ever Star Trek series finales? They were channeling the absolute best of Trek. It was funny, heartfelt, and cinematic as fuck. The shot of Boimler with a half grin as he used the shields to ram the Bird of Prey was the absolute shit. Lower Decks ended up being some absolute top tier Star Trek fullstop, no qual…

Reddit Television 499 2024-12-22

How do I lower my car insurance?

( www.reddit.com )

How do I lower my car insurance? I am a 22 F who is driving a 2014 Mitsubishi outlander sport and I am paying 2,128.86 a year for insurance. I am on my own plan and being on a parent’s plan is not an option. I haven’t been in any accidents as well. I am currently with Allstate and I live in South Carolina. Does anyone have any tips or suggestions? submitted by /u/Allurin…

Reddit Personal Finance 1.1k 2024-11-11

Is it worth an extra 8 thousand for lower mileage car?

( www.reddit.com )

Is it worth an extra 8 thousand for lower mileage car? So I’m in the market to look for a car for my fiancée and my 9 month old as we’re only using my car at the moment. I know a guy that has a dealership and is selling a 2011 Honda Accord LX with 214k miles for $7k plus taxes and fees. He said he was willing to negotiate. Honda dealership near me is selling 2013 Honda Civic LX with 97k miles for $…

Reddit Personal Finance 1.1k 2024-11-10

Refinancing private student loans — lower interest rate or lower monthly payment?

( www.reddit.com )

Refinancing private student loans — lower interest rate or lower monthly payment? Hey all. Thank you for taking the time to read this post. Some context before I get into the nitty gritty: I graduated college back in December and languished unemployed for several months before finally picking up a nice remote $90,000 tech job. I make additional money here and there from design freelancing or picking up odd jobs (but nothing c…

Reddit Personal Finance 597 2024-10-24

Should I lower my retirement contributions?

( www.reddit.com )

Should I lower my retirement contributions? My work is lowering their match from 200% of 5% to 100% of 3%. I am currently giving 10% and my employer was giving another 10%. But it just changed to 3%. I’m 46f and widowed. I think I can lower my contribution to 3% just to get the match because I think I’m doing good in retirement savings. I inherited my husbands accounts last year when he p…

Reddit Personal Finance 418 2024-07-09

Source: Galatasaray want Martial at lower salary

( www.espn.com )

Source: Galatasaray want Martial at lower salary Galatasaray are interested in signing Anthony Martial on a free transfer but the former Manchester United striker will have to drop his wage demands if the move is to happen, a source has told ESPN.

ESPN 472 2024-06-06

Tips for taking headshots that are lower angle?

( www.reddit.com )

Tips for taking headshots that are lower angle? Typically, I’ll take headshots from slightly above eye level to make the person look as flattering as possible. For my upcoming shoot, they want me to shoot from a lower angle while they stand on a staircase. Are there any tips to getting this kind of shot, while also making sure they still look flattering? submitted by /u/Burakoli821

Ask Photography 452 2024-05-05

What sort of white should I paint the lower level of my new home?

( www.reddit.com )

What sort of white should I paint the lower level of my new home? Hey guys! I bought a new house. Right now the entire lower level is millennial gray(slightly darker in person aswell) I want to go with a nice white against the bright white board and batton. The thing is I know NOTHING about colors and the entire kitchen is white. Is that too much white?! I don’t know where to start. TIA for reference the inte…

Reddit Interior Design 757 2024-01-01