#loans

How did you guys pay off your student loans?

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How did you guys pay off your student loans? Hi! I’m an undergraduate student graduating next year, and I’m nervous about paying off my student loans. I’ve heard stories about people paying back their debt for years and years after college, and I really don’t want to be in the same boat. What are some strategies or resources you guys utilized to help pay it off? submitted by /u/somi…

Reddit Personal Finance 147 2023-07-07

Student Loans – Payoff 50% or 100%

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Student Loans – Payoff 50% or 100% Hello, I currently have $20,000 in student loan debt (I think interest rate was 5-6% prior to the freeze) and $21,000 in a HYSA at 4% APY. $10,000 of this is my emergency fund. Interest resumes in September, and I will have ~$23,000 in the HYSA. Should I completely payoff my student loans or just do $10,000 and pay monthly? It’s my only debt oth…

Reddit Personal Finance 207 2023-07-06

Spouse’s student loans

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Spouse’s student loans Unfortunately, my wife isn’t well versed in her loan situation and current events. She has $120K in student loans, and currently not working. I have zero student loans and making six figures. She plans to make payments when she does start working, in the interim I am not trying to make her student loan payments. Am I obliged to if were MFJ? What…

Reddit Personal Finance 175 2023-07-04

Smartest way to pay off my student loans

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Smartest way to pay off my student loans Hello I have about $12,700 in student loans. I work as a sever and make roughly $1000-1400 a week. My monthly expenses are my car which is $480, and then another $500 in other miscellaneous expenses/food. Should I pay off my student loans as soon as possible? Like aggressively attack the loans or should I just keep saving my money( I have 30k in…

Reddit Personal Finance 303 2023-07-04