Student loan debt payment: which loan should be paid first? Hello! This is my first post in this sub so I appreciate guidance if I am breaking rules so I can get some answers. For context: I am not from the US but currently living here and I am not familiar with student loan debt. I am good with finances and live frugally and my partner (from the US) is trying to catch up with his debt and pay off his st…

Reprise Financial Loan I took out a loan with Reprise around 6 months ago. Incredibly stupid, I know. This is not on my credit reports on Credit Karma. The interest rate is like 35% so I haven’t made a dent in the loan over 6 months and am paying 250 dollars a month on it. What happens if I just stop paying it altogether?! If it’s not on my credit report now, can the…

10% 401k Match or Tackle Student Loan Debt Hello, I (30M) would love some opinions on how to best go about my saving and student loan debt situation. I started a job towards the end of 2024 that drastically increased my income and therefore opened up my ability to contribute more money to savings, 401k, and tackle debt. I currently owe $24k in student loans around a 4-4.5% interest rate…

Sources: Vitor Roque loan to Palmeiras likely off Vitor Roque’s transfer from Barcelona to Palmeiras is set to fall through due to the Royal Spanish Football Federation’s regulations which prevent Real Betis cutting his loan short, various sources have told ESPN.

What do I do to not pay taxes on a large loan repayment from family? Just as the title states. Over the past number of years I’d been transferring money to my mother to help her out with her home with the expectation that when she has the money, sells or dies I’d get it back. Well that time is coming very soon, and I’m looking at getting repaid a bit over 100k, likely in a lump sum. What do I need to have ready …

Do I put more towards my 401k or our home loan? Me and my husband have a decent amount saved up in our emergency fund and are already contributing up to employer match in our 401ks and have some extra money we would like to invest. Do we contribute more towards our 401k or do we start making extra payments towards the principal on our home loan? Our interest rate for the loan is 4%. submi…

What kind of loan for a Pole Barn. I inherited a house and some land that is fully paid off. I am looking to put up a pole barn house/shop that my fiancée and I would live in and rent out the house that is already there. We want to have a place that feels like our own and the house that is there is fairly old. The house/property is estimated at $845,700. Wondering what way would …

$15,000 Owed to University, Looking for a personal loan to transfer to Community Hey everyone, I’m 20 years old and looking for a personal loan of around $15,000 to pay off a balance owed to my private school. The school won’t release my transcript until the balance is cleared, and without it, I’ll have to retake a semester—costing me an extra $7,000–$8,000 in tuition. I’ve looked into student loans, but most require direct …

My UK student loan repayments just went up but I’m not earning any more? Hey all, I’m currently living abroad in New Zealand and have a UK student loan (Plan 2 undergrad and postgrad). I earn $90,000 NZD, which according to SLC’s conversion works out to £44,595. Up until now, I’ve been paying £196 per month, but I’ve just received an email from SLC stating that from April, my repayments will increase to £250 per mont…

Should I be wary about a 78 month auto loan I’m looking at buying a car to replace my current and am looking at some certified preowned options from local dealerships (can get a nicer car for cheaper). I’m looking for something only 1-2 years old, maybe 3 tops, with relatively low mileage that will last for a while. On the suggestions of many, I went to my local credit union and was inst…

Looking to refinance motorcycle loan I recently bought a new bike, about 1 year ago. This was the first time I ever bought something new and financed it, and the reason was because they were offering a promo 3.99% interest. Before picking it up, the sales guy said i should qualify for it no problem (credit score around 700). When it was time for signing, he said you actually didn’t…

Man United’s Tyrell Malacia joins PSV on loan Manchester United defender Tyrell Malacia has completed a loan move to Eredivisie side PSV Eindhoven, the club confirmed on Tuesday.

Payoff student loan debt in full? I have about 82k in a brokerage account. I’m not currently contributing to it as I’m focusing on my 401k, Roth, FSA, and HSA (2 kids currently, 3rd arrives Thursday). My student loans are currently at 35k at 6.25%. The only other consumer debt we have is a car loan that we are paying $800 for another two years. Bought new in October of 2024. O…

Please help explain process of defaulting on ~2k loan & ~3k loan 5k loan sum, going into default soon. Heavy winter this year, terrible accident, hospital bills expensive without a good provider. I have no choice unfortunately to pay back, I only have 1k to my name. No family left. What are my options? I have seen mixed advice, some saying default and negotiate, others saying pay it however possible. But …

Should I pay off my truck? Or ride the loan out? I have an auto loan on my 2018 f150 (look at my account if you’re curious, I love it!) Currently I owe $16k on it with a 3.19% interest rate, it’s worth about 22k from my research on comparisons for sale. So I’m in the positives “equity” wise I have the means to pay it off right now and be 100% okay financially, but my payment is only $459 a m…

What’s worse? High interest personal loan or high credit utilization due to personal loan balance transfer? Can I transfer a personal loan (with super high interest) to a 0% balance transfer credit card that is a longstanding card (so no new credit dings) BUT it will utilize 90% of the card (pretty much max it out AND will tear up my utilization percentage. What’s the risk vs ratio here? It’s a large transfer and the card accepting it will allow it bu…

When does “proportion of loan balance to loan amount too high” go away? I know seeing this as an impact to my credit score is because of my mortgage. My mortgage was for $233600 and my current balance is $228200 after two years. I’m sure it’s gonna be a while, but what proportion makes this stop negatively impacting my credit score? I’m not worried about it either way, I still have a score over 750, I’m mostly just …

Sources: Rashford nears Utd exit with Villa loan Aston Villa are close to agreeing a loan deal for Manchester United forward Marcus Rashford, sources have told ESPN.

Help me math – should I refi my student loan? I have a professional degree which, as a first time college student single-parent bootstrapping myself outta poverty left me with fun student loans. I refinanced my student loans when rates were low, and I’m only recently able to pay over my minimum payment. Lo and behold, my bank won’t let me direct extra payments towards principal. My current …

Vehicle Loan refinance Hello, my car got repoed couple days ago, the finance company is asking fro 24,000 for redemption or refinance the loan in another bank. I am currently unemployed because I leave for military training soon. I was wondering if there are banks or loan agencys that would lend me the money without proof of employment submitted by /u/Sea-Lab-5…