#limit

401K Match 100% No Limit

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401K Match 100% No Limit My company has a 100% 401K Match and no limit. Meaning if I invest $23,500 (2025 IRS max), then they will match 23,500 for a total of $47K. All matching contributions are 100% vested as I have been with the company longer than 6 months. I am contributing 10% to my 401K or about 16,000 annually. I also have 13,000 in credit card debt that charges…

Reddit Personal Finance 902 2025-01-20

Keychain limit?

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Keychain limit? Hello everyone, I have a question regarding keychains, I’ve never flown internationally before so I’m not sure about this but is there a limit to how many keychains you can have on your backpack? I travel with only a backpack and a small crossbody bag but I’ve also only flown domestically, so I never had any trouble regarding keychains but I’ve …

Reddit Travel 725 2025-01-15

401k Limit Roth & Traditional Totals

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401k Limit Roth & Traditional Totals For 2025 the limit for 491k contributions is $23,500 and $7,000 for ROTH. I want to max both as much as possible. Does that mean I can contribute a total of $30,500 or I must subtract my ROTH contribution from traditional? 23,500 – 7000 = $16,500 traditional and $7,000 to ROTH for the year. Thank you šŸ˜Š submitted by /u/Rthen …

Reddit Personal Finance 924 2025-01-04

2025 Gift Limit Revisions – US

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2025 Gift Limit Revisions – US Just as an FYI there is an update this calendar year in the US by the IRS to the gift limits. Iā€™ve seen a few threads where people still reference $18/$36k as the annual limit for exclusion of gifts. In 2025 itā€™s now $19k/$38k. They are adjusting for inflation apparently. Nothing earth shattering but just posting to make sure everyone is on th…

Reddit Personal Finance 321 2025-01-03

time limit of Facebook reels

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time limit of Facebook reels What is the time limit of Facebook reels? the normal length is 90sec as claimed by Facebook. but i have happened to see some pages with videos of 3 minutes lately. how is this possible? submitted by /u/Funny-Raspberry-5865

Reddit Social Media 716 2025-01-01

Do 401k fees limit my investment?

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Do 401k fees limit my investment? My company uses Empower for our 401k and I have maxed out in my $23k contribution from my pay check but only $22,298 was deposited. This is the first time Iā€™ve noticed this in all my years looking into my account. This comes out to just over 3% in fees. Question 1 – is there a way to invest all $23k? Feels like I should be able to put ~$23,700 …

Reddit Personal Finance 565 2024-11-29

2025 401k limit and super catch-up

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2025 401k limit and super catch-up Anyone else completely forget this tidbit from SECURE 2.0 was going into effect next year? (not close myself so that’s probably why it didn’t get priority seating in my memory bank) https://www.usatoday.com/story/money/2024/11/03/irs-401k-limits-2025-super-catch-up/75994341007/ Starting in 2025, employees aged 60 to 63 years old who participate…

Reddit Personal Finance 734 2024-11-06

Limit orders and trading windows

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Limit orders and trading windows If I set a limit order before the trading window closes, and it fires off during a closed trading window, is that considered insider trading? I learned about the feature recently, but because Iā€™m impacted by trading windows and a generally forgetful person, I worry that I might leave a limit order open into a trading window if I miss the notific…

Reddit Personal Finance 941 2024-11-03

Roth IRA – over limit

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Roth IRA – over limit So I think Iā€™m over the salary limit this year for a Roth IRA. I have had Auto deposit of $200 per month in Fidelity. What should I do at this point? What are the ramifications if youā€™re over the limit and depositing in Roth? submitted by /u/dyl8888

Reddit Personal Finance 886 2024-11-02

I have a single $1000 limit credit card with US Bank. Asked to increase the limit. Now they gave me another one with a $500 limit.

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I have a single $1000 limit credit card with US Bank. Asked to increase the limit. Now they gave me another one with a $500 limit. I am profoundly confused. They proposed getting a new one instead of increasing the limit on the $1000 card. I agreed because they strongly implied throughout the conversation that this one would have a larger limit. $500 can’t even be used to buy lots of plane tickets, and they advertised this new card as very convenient for my needs because it…

Reddit Personal Finance 976 2024-10-29

Bus lines weight limit

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Bus lines weight limit I haven’t been able to visit the terminals physically so I’m asking it here in case anyone has experience with this situation. As far as I’m concerned, there’s a 10 kg baggage weight limit in buses. What are my options if mag exceed sa 10 kg yung dala-dala ko? Like how much fee would I be paying if there is a fee or do they strictly adhere to th…

Reddit Travel 1.0k 2024-10-24

Contributing Over 401k Limit?

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Contributing Over 401k Limit? I have an idea about my 401k and I’d like to bounce it off you guys. Let’s say I’m maxing out my 401k contributions. My company let’s me take out a loan on my 401k at 9%. All interest gets paid directly back to me. So I continue to max out my 401k, invest the loan and pay the loan off back to myself. Would this create a gain or loss in opportu…

Reddit Personal Finance 1.0k 2024-10-24

Yamal: Messi pic was hidden to limit comparisons

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Yamal: Messi pic was hidden to limit comparisons Lamine Yamal said that the viral photographs of him as a baby with Lionel Messi were kept hidden because the comparisons would not have helped his career.

ESPN 352 2024-07-13

Iā€™m making a plan to travel the entire USA with no time limit

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Iā€™m making a plan to travel the entire USA with no time limit Iā€™m planing on doing a 50 state road trip starting in ā€œHawaiiā€ (which I live in until the end of 2026) itā€™s really going to start in Texas the beginning of 2029 or 2030 depending on my finances and will end in Alaska. I have a rough draft of the lower 48 and by rough draft I mean a route plan State Capitols, National Parks, 2-4 of the largest ci…

Reddit Travel 1.0k 2024-04-05

Normal credit limit?

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Normal credit limit? So I’ve (26f) had a Visa credit card through my bank (well, credit union) since I was 19 and the limit had been at $1500 for years. The other day I was like hmm, I could probably request a credit limit increase? So I went online and the process was easy and I was pre-approved for $20,000, which I thought was a lot but I accepted. The next day th…

Reddit Personal Finance 1.1k 2024-02-28

Is there a limit to how many times my mortgage can be sold? It’s like musical chairs.

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Is there a limit to how many times my mortgage can be sold? It’s like musical chairs. I’ve had my mortgage for about 14 years. I think I’ve had about 14 financial institutions own my loan since then — perhaps a slight exaggeration, but not much. At one point it went full circle and Wells Fargo, which owned it a few owners prior, bought it again after a few different owners. I am almost having trouble keeping track of the docume…

Reddit Personal Finance 812 2024-01-30

What is the SALT limit for property taxes in 2023 vs 2024

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What is the SALT limit for property taxes in 2023 vs 2024 I owe a ridiculous $15,000 in property taxes this year. I am trying to figure out what is the maximum amount of taxes I should pay during the 2023 fiscal year to get the maximum income tax write off https://ibb.co/vXQnCMp As you can see from the screenshot; $5,351.74 + $2,371.67 must absolutely be paid by December 11, 2023 However with the secon…

Reddit Personal Finance 1.1k 2023-12-16