#life

Odd New York Life Encounter

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Odd New York Life Encounter I was looking into some policies with an agent amd what strikes me as odd is they wanted to know about all of my accounts…home equity, 401ks, debts…they supposedly have to have all that information. When I asked why, they kept stating to offer me better products. I thought it to be very invasive amd uncomfortable. Never had I needed to share…

Reddit Personal Finance 660 2024-06-09

My Life in Opposite Land

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My Life in Opposite Land In Opposite Land, Oreos are a nutritious superfood. In Opposite Land, I have no unwanted facial hair. All of my facial hair is wanted. In Opposite Land, my job pays me obscene amounts of money. Unfortunately, money is virtually worthless here, so people burn it to keep cool in the long, hot days of winter. Here, instead of two white cats, I have…

McSweenys 924 2024-06-04

LPT How do I have a life working nights?

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LPT How do I have a life working nights? I’ve been working 10pm to 6am 6 days a week for 3 years now since I was 18 (I just turned 21) and I feel like i’m wasting the important years of my life. I go home, sleep, wake up and browse social media for an hour before eating and then it’s time for me to go to work, I don’t know what to do anymore. (I should also note that I live in the nort…

Life Pro Tips 1.2k 2024-06-04

Completely lost, need solid life advice

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Completely lost, need solid life advice I’m 26 y/o M, just got out of the Army after 7 years as a Medic and I’m completely lost. I don’t have a degree, just an EMT License. I’m completely exhausted of doing anything with Emergency medicine and I’m worried that I really screwed up and wasted all my time in the military. I don’t have a job and have anxiety with being out on my own for …

Reddit Personal Finance 1.1k 2024-06-03

Opinions on LTC linked to Universal Life Policy?

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Opinions on LTC linked to Universal Life Policy? My spouse and I are in our upper 50’s and are concerned about the financial impact of LTC on our sons. My mother suffered from dementia and I’ve seen the personal and financial costs. Our advisor recommended this policy from Nationwide, it’s advertised as “long-term care protection linked to a fixed-premium universal life insurance policy that i…

Reddit Personal Finance 656 2024-06-02

Lunar Returns In Real Life

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Lunar Returns In Real Life I had a string of Lunar returns with my moon on a sensitive again aka exposed. It was three months out of the last four.  It bothered me more than I’d have expected.  This month broke the trend.  I liked the chart a lot and wondered how things would unfold.  It’s pretty funny how this

Elsa Elsa 980 2024-05-31

How are my parents being scammed on their whole life insurance?

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How are my parents being scammed on their whole life insurance? I’m 22 and I feel like my parents are getting scammed, but I don’t know how. This is mostly out of curiosity, because I don’t really think I’ll intervene at this point because they’ve been paying it for 20 years already and are adamant that their policy is good. My mom in particular is pro-WLI because her dad passed away early and the family rec…

Reddit Personal Finance 700 2024-05-31

Life Insurance Fraud?

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Life Insurance Fraud? Hello, I have a question. A year ago, my insurance agent introduced whole life insurance under the misconception of a “be your own bank” type of program and an “investment.” We didn’t receive any illustrations of the life of the policy at all other than a written paper done by him “displaying” numbers on there. We signed off on the medical appli…

Reddit Personal Finance 1.1k 2024-05-31

Life Insurance payout 18

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Life Insurance payout 18 Hi my son will be receiving nineteen thousand in his dads life insurance soon. My uncle told me we should get aRoth IRA. But looking into it, we can’t get one unless he’s earned income? What is the best way for him to save about half of the money for retirement? He also wants to spend some of the money on fun stuff and a car so that’s why only h…

Reddit Personal Finance 451 2024-05-30

Talking Points: Whole Life

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Talking Points: Whole Life My husband and I (both 30) use my company’s financial advisor for our personal finances (a perk that my job offers). I started using him before we got married, and have had my money with him for about 2 years. When we got married a few months ago I brought my husband into the fold and now all of our money flows through the financial advisor. Our…

Reddit Personal Finance 608 2024-05-29

Psychological Immunity In Real Life

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Psychological Immunity In Real Life There was enough interest on the More On Psychological Immunity post, I want to elaborate and make this mechanism, very clear.   I mentioned my father would start up with some oddness.  My sister observed he had no staying power. I said this had a big impact, but I want to give you an actual example.

Elsa Elsa 1.3k 2024-05-29

NBA bans player for life over online sports betting

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NBA bans player for life over online sports betting Photo by Brian Sevald / NBAE via Getty ImagesThe NBA has permanently banned Toronto Raptors forward Jontay Porter from the league for violating its gambling rules, the league said in a statement on Wednesday. According to an internal investigation conducted by the NBA, Porter bet on NBA games, disclosed confidential information to other gamblers…

The Verge 966 2024-05-10

What I Thought My Life Would Be Like After Decanting All My Spices into Mason Jars

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What I Thought My Life Would Be Like After Decanting All My Spices into Mason Jars 1. My decision to spend sixteen dollars on these Mason jars would inevitably coincide with a sudden, inexplicable change in my personality, from someone who eats luncheon meat straight from the packet to someone who regularly uses fenugreek. 2. The twenty seconds I used to spend looking for the cumin, I would instead devote to loftier pursuits, …

McSweenys 1.3k 2024-05-08

LPT: How to enjoy my life again

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LPT: How to enjoy my life again I find that my days remain the same, working or preparing for my exams. Even in rest days I don’t know what else to do. I do love painting, calligraphy, playing games with friends, but I have stopped doing them for about 2 years. I can’t control myself being anxious about my future such as career, childbirth, fulfilling dreams, retirement and th…

Life Pro Tips 731 2024-05-06

What is a song you want to show people in your life, but you’re afraid of what they’ll think?

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What is a song you want to show people in your life, but you’re afraid of what they’ll think? Ok. I know this sounds convoluted. But to boil it down, there are songs you love, and you’d love to show people in our life, because you enjoy it. But you afraid of what they’ll think of you, thinking you’re depressed, anxious, angry, violent. Whatever it may be, a song that you really connect to, but have difficulty showing off to those around …

Reddit Music 1.2k 2024-05-04