#life

Investing and planning for retirement with a unique life timeline

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Investing and planning for retirement with a unique life timeline 23m No plans on kids/marriage Still live at home No debt To make a long story short, I have a neurodegenerative disease (I am perfectly fine now) that will affect me in my mid to late 40s leaving me disabled and I will ultimately die in my early to mid 60s. I am trying to come up with a plan to save and amass as much wealth that I can so that I …

Reddit Personal Finance 189 2023-07-08

LPT Request – My life is completely ruined due to me not getting sleep due to my mind keeping me up at night, how can I stop this as it’s ruining my life.

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LPT Request – My life is completely ruined due to me not getting sleep due to my mind keeping me up at night, how can I stop this as it’s ruining my life. I’ve tried everything, yoga, meditation, sleeping pills but its still my mind thinking ‘stay up, stay up’ I can’t take this, please give me tips submitted by /u/benp242

Life Pro Tips 172 2023-07-07

LPT Request: I’m turning 25yo male on July 18th I recently just moved closer to family I been living in my own for going a year but my life is dead no social interactions with women no friends what do I do I feel like my life doesn’t amount to anything

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LPT Request: I’m turning 25yo male on July 18th I recently just moved closer to family I been living in my own for going a year but my life is dead no social interactions with women no friends what do I do I feel like my life doesn’t amount to anything I feel like my life’s dead end and quiet I want to move out of state but I only moved close to family if something was to happen I’ll be closer so they can get to me I have no friends or females I talk to how do i improve my life my life is lonely submitted by /u/Accomplished_Food569

Life Pro Tips 242 2023-07-05

Big changes in life seeking perspective so I don’t make a mistake

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Big changes in life seeking perspective so I don’t make a mistake Hello Reddit, I’m 32 years old, and currently in the middle of a divorce. My wife and I never combined our financials other than real estate. I became disabled in Feb 2021 and I’m on an annuity from my prior employment, not much luck with SSA but it would be a negligible income change since my annuity would be offset, and I have health insuran…

Reddit Personal Finance 395 2023-07-04

What is the optimal way for a surviving, non-primary breadwinning spouse to use a life insurance payout?

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What is the optimal way for a surviving, non-primary breadwinning spouse to use a life insurance payout? Thankfully this is only a theoretical question. We have a household income of 140k, ~100k of that is mine, ~40k is my wife’s. I have a term life insurance policy that will pay $1 million in the event of my death. I feel like I generally have a strong grasp of personal finance. Recently, my wife asked me what the best way to use a life insurance …

Reddit Personal Finance 334 2023-07-04