#life

What’s the hottest place you’ve been to in your life?

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What’s the hottest place you’ve been to in your life? Where is the hottest place you’ve ever experienced? I was in Rome in August last year and it was insane. I don’t know how the Italians tolerate that every summer. Beautiful city, absolutely remarkable to see but good god I will remember the heat for the rest of my life. submitted by /u/FormerFruit

Reddit Travel 641 2025-02-07

LPT: Prioritize sleep and fitness like your life depends on it

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LPT: Prioritize sleep and fitness like your life depends on it Staying in shape and getting enough sleep aren’t just good habits—they’re essential for long-term well-being. Lack of sleep affects everything from focus to metabolism, and no amount of caffeine can fully make up for it. Treat sleep like a non-negotiable part of your schedule, just like exercise. Your future self will thank you. submitted by…

Life Pro Tips 444 2025-02-07

Surrendering a universal life insurance contract

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Surrendering a universal life insurance contract Have a (~$10K contract value) policy that we have not been paying any premiums on and now the annual mortality charge is exceeding the annual interest being paid…so the contract is now losing value. Do not want to pay any premiums, as this was a policy started by parents years ago, and we don’t require life insurance. Any reason not to surrend…

Reddit Personal Finance 821 2025-02-06

LPT: Value time, it’s the only non-renewable resource in life

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LPT: Value time, it’s the only non-renewable resource in life Time is the one thing you can never get back, so make it count. Every minute spent is gone forever, and the more consciously you manage it, the more you’ll achieve. Prioritize tasks that bring value to your life, focus on what matters, and avoid wasting time on things that don’t serve your goals. It’s easy to let time slip away in trivial activi…

Life Pro Tips 576 2025-02-03

23, life in financial shambles

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23, life in financial shambles I make $25/hr with limited over time (42 hours max weekly). I work in the industrial maintenance field and busted my butt off to get here. Anyways, I moved out at 18 and since has been struggling in life financially with only the help of my fiance (23F). First off, I’m in debt like a lot. I owe $9,000 on one credit card and $800 on another. Alt…

Reddit Personal Finance 349 2025-01-30

I’m 36 and my life savings is uninvested.

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I’m 36 and my life savings is uninvested. Should I get a financial advisor or use a service like Edward jones? I’ve done a good job at saving but a terrible job of making the most out of what I have saved. I don’t know anything about finance or investing. What type of investment should I make that can be withdrawn from if I decide to buy a house In the future? TIA submitted by /u…

Reddit Personal Finance 1.1k 2025-01-29

Financial advisor pushing hard for whole life Insurance along with term life.

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Financial advisor pushing hard for whole life Insurance along with term life. My (31M) wife (29F) and I are utilizing a financial advisor, who is her good friend’s brother. We decided to do this so that we can start to get our finances in check, as we just got married last April, and want to start building a real savings, and start saving for a house/condo. For context, I make pretty good money, and my wife makes ok money…

Reddit Personal Finance 796 2025-01-28

Uranus! Radical Change – Life Progressing A Year In A Day

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Uranus! Radical Change – Life Progressing A Year In A Day I’ve heard for awhile, things move slow, slow, slow and then all at once.  When I encountered, “Deepseek”, the free open source AI client, just dropped from China, I was truly shocked.  I can’t see how it won’t gut Nvidia, which is holding up the market at this time. I am also aware of people Source

Elsa Elsa 776 2025-01-27

Cancel whole life insurance?

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Cancel whole life insurance? Appreciate your time everyone. My wife and I have been planning our retirement, and we’re well ahead of where we need to be so we’re set financially regardless of what the decision is here. The only thing remaining that I am unsure of is if I should cancel my whole life insurance. My parents signed me up for whole life insurance back when I wa…

Reddit Personal Finance 1.2k 2025-01-26

Parents have life savings tied in 2 houses, no retirement

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Parents have life savings tied in 2 houses, no retirement My parents are in their late 50s, divorced but still live together, and were frugal all their life, but have little to no understanding of the stock market, 401ks, IRAs, and how to retire on those accounts. They have enough for bills and an emergency fund. A few years ago, they bought a 2nd house intending to move there but it didn’t worked out…

Reddit Personal Finance 1.2k 2025-01-26

The Flowchart Saved My Life

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The Flowchart Saved My Life Hello fellow personal financers, I find the classic r/personalfinance flowchart to be an extremely reasonable starting place, especially because it just saved my livelihood. https://www.reddit.com/r/personalfinance/s/WwI0Kv2vaJ I had a “stable” job at a law firm, where I saw no clear end in sight. Maybe subconsciously I could have recognized iss…

Reddit Personal Finance 764 2025-01-24

LPT: Stop comparing yourself to others on social media—it’s not real life!

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LPT: Stop comparing yourself to others on social media—it’s not real life! Hey ladies (and everyone else too!), I just wanted to share something that’s really helped me with my self-love journey. Social media can be such a toxic place sometimes, especially when we’re constantly scrolling through highlight reels of other people’s lives. It’s so easy to compare yourself and feel like you’re not enough. But here’s the thi…

Life Pro Tips 778 2025-01-22

Stories of Your Life and Others (eBook) $2

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Stories of Your Life and Others (eBook) $2 Various Retailers have *Stories of Your Life and Others* by Ted Chiang (eBook) on sale for *$1.99*. Thanks to Deal Hunter *phoinix* for finding this deal. *Available:*Random House LLC…

Slickdeals 818 2025-01-21