#life

Am i too late to cancel whole life?

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Am i too late to cancel whole life? I have been paying premiums on two separate 100k whole life policies for 13+ years. The more I read about it the more it seems like it wasn’t the best value my family and I. Is it too late now to surrender? I did take a loan out a while back to do some home improvements. The balance of those loans is 80% or more of the cash value. The cash value…

Reddit Personal Finance 162 2023-08-11

LPT Request: How to focus on studies when something wrong happens in your life.

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LPT Request: How to focus on studies when something wrong happens in your life. I have an exam next week and everything was going very well. I was waking up at 5 in the morning feeling very energised to study and then I heard some bad news which completely made me lose my motivation to even open my laptop. I’ve even lost my appetite to eat. How can I handle this situation and get back up?? submitted by /u/Good_person…

Life Pro Tips 207 2023-08-10

LPT: If you want to have a good time at work and in your personal life, have an open mind when talking to people.

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LPT: If you want to have a good time at work and in your personal life, have an open mind when talking to people. The internet and algorithms give you more content to reinforce your narrow worldview. Regardless of where you work or live, everyone there has different experiences. Contrary to what some people believe, everyday people can be reasonable and not everyone is an evil whackjob. If someone has a differing opinion just listen, you don’t have to argue…

Life Pro Tips 213 2023-08-09

Mom wants me to take over her life insurance payments but I’m not sure if it’s worth it.

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Mom wants me to take over her life insurance payments but I’m not sure if it’s worth it. My mother recently told me she’s been paying $99 a month for the past 30 years for a $100,000 life insurance that will pay upon her death, it’s not term limited or anything like that. I would’ve told her to stop 15 years ago if I would’ve known, she’s retired and has her 401k and social security check but no other income. She’d like my sister a…

Reddit Personal Finance 203 2023-08-09

I genuinely CAN NOT stop loving music to save my life

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I genuinely CAN NOT stop loving music to save my life TW: mention of abuse and mental health related problems ​ hello fellow music lovers, this post is mostly going to be a vent, but i will try to keep it short (oh god it wont be lmao), but I would like to know if anyone else relates as it is the main reason why i’m posting here, i really don’t want to feel alone :’) also if my thoughts are jumbled…

Reddit Music 161 2023-08-07

LPT Cold showers will change your life a lot.

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LPT Cold showers will change your life a lot. Taking cold showers will change your life so much that it’s insane how such small thing can improve the quality of life. I’m not talking about 1-2 days of cold showers and done – I’m talking about taking a cold shower once every 1-2 days for many months. You’ll see huge improvement in emotional and physical state. When looking back it feels like…

Life Pro Tips 233 2023-08-07

LPT: I want to feel calm once in my life!

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LPT: I want to feel calm once in my life! Hii everyone! I need advice from calm people or people who learned how to be calm in life!! I am a very energetic person in general. I walk really fast, I talk really fast.. people always think that I am in a rush while I do something when usually I am not in a rush at all… I’ve noticed that trait in myself years ago as well I just did not thin…

Life Pro Tips 159 2023-08-07

Favorite song from “Songs In The Key Of Life”?

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Favorite song from “Songs In The Key Of Life”? What’s your favorite song from the album “Songs In The Key Of Life” by Stevie Wonder? For me personally it has to be “Another Star”. The reason for that is all of the elements of R&B, with classical and Caribbean flavor. I can’t sit still while listening to it, I automatically get up and dance. submitted by /u/emilswae

Reddit Music 202 2023-08-07

Life Insurance cash-out

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Life Insurance cash-out My grandparents generously set up a whole-life insurance policy in my name when I was born. As I’m now in middle age, I have a 401k, a brokerage, and an annuity upon retirement. I have no kids. My house is very near paid off. The insurance policy is for $80k. It’s just…not that much. My wife will get everything if I die, as well as her own reti…

Reddit Personal Finance 176 2023-08-07

First steak I’ve made in years. Life is good.

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First steak I’ve made in years. Life is good. New York strip marinated in balsamic vinegar with salt, pepper, and a touch of sugar for the Maillard Effect. Simmered marinade until thick for steak sauce. submitted by /u/TheHipsterBandit

Food Porn 110 2023-08-06

Should I be worried that my mom has a Universal Life Insurance policy?

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Should I be worried that my mom has a Universal Life Insurance policy? Hello, my mom who is 70, has AIG’s universal life insurance. The policy amount is $100,000 and she’s been paying $87/month ever since she got it 17 years ago. She used to have a term policy, but I was a dummy and didn’t know what I was talking about and said she change her policy. I deeply regret this. She threw away any original forms and docum…

Reddit Personal Finance 164 2023-08-06

LPT: Whatever your life is like right now, assume that it will be mostly the same a year from now.

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LPT: Whatever your life is like right now, assume that it will be mostly the same a year from now. If you have some specific and explicit reason to expect otherwise, then sure, this LPT ain’t for you. Also, if you’re in emotionally toxic or physically/financially dangerous circumstances, then get out or get help! Most of us, though, are just living lives that aren’t acutely terrible or miserable, but man this is just temporary, right? Right? …

Life Pro Tips 173 2023-08-06

Should I cash out my whole life policy?

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Should I cash out my whole life policy? So I’ve tried to look up this question and keep seeing mixed answers- I have a whole life policy that is worth 10k payable upon death, with a cash surrender value of 756$ that my dad took out in the 90’s paid in full. I’m 30 with little to no savings, 4 kids, and am married. We are struggling financially, and that 700$ can make a big difference …

Reddit Personal Finance 193 2023-08-05

LPT Request: How do I stop feeling terrible about major life changes?

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LPT Request: How do I stop feeling terrible about major life changes? I’m 32 years old and I am experiencing a bout of major depression due to many changes that are happening to me. I’ve dealt with depression for majority of my life so having some sort is not new to me. For some years now, I’ve been on an antidepressant and see a therapist. I unexpectedly lost my best friend right before Christmas. I’ve done a lo…

Life Pro Tips 141 2023-08-05

12 Podcasts That Will Improve Your Work Life

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12 Podcasts That Will Improve Your Work Life Work sucks, I know. (All work except writing these articles, I mean.) Whether you need tips to clear specific work hurdles (not getting a raise; confronting your coworker about stealing your lunch from the office fridge every day) or just need a little motivation about how to have a healthy work-life balance or start… Read more…

Lifehacker 204 2023-08-04

Need camera recommendation. Macro and Wild Life

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Need camera recommendation. Macro and Wild Life I need recommendations. I’m a bit of an amateur. Highest camera I got is an old Canon Rebel XSI with a Macro 100 mm EF lens. Bought it a decade or two ago. Picture attached what I got from it with some image adjusting software too. ​ Anyhow: Love macro, still images of nature and action shots like small ants moving around. Looking for a camera …

Ask Photography 220 2023-08-04