#life

LPT: spend your life competing, but not comparing

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LPT: spend your life competing, but not comparing In order to maintain a healthy, driven outlook on life competition is important. Try to become better at what you do and improve yourself/your life. But it is important not to measure your success and self-worth based on other people. Everybody is born with a different potential…. Looks, strength, intelligence, finance…. Many of those things are…

Life Pro Tips 160 2023-09-11

Starting later in life

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Starting later in life I’m 34, and I’ve never had a job with enough income to save for retirement, or an employer provided 401k. I’m now newly employed with American Airlines and have employer matching up to 4%. When I’m topped out in 8 years, I’ll be making just over 100k plus any OT. I’ve done so much research and have read so much material in the last few weeks, a…

Reddit Personal Finance 200 2023-09-10

My dad took a loan against my whole life policy

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My dad took a loan against my whole life policy I’ll start by saying my dad has made some less than perfect financial decisions in his life. He’s also tough to talk to. I tried to discuss this issue with him and wasn’t able to make any progress, which is why I’m asking you all about it. When I was a baby, my dad took out a whole life insurance policy on me. It’s not a large policy, but I had …

Reddit Personal Finance 140 2023-09-10

Ah, the Lazy Life

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Ah, the Lazy Life Loafers and idlers, including the heads of the Lazy Butt Club, extol the virtues of the not-so-busy life, even as many big companies start cracking down on return-to-office policies.

New York Times 208 2023-09-08

I was signed onto Whole Life insurance as a 6 year old, now 23 and think it’s not worth having.

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I was signed onto Whole Life insurance as a 6 year old, now 23 and think it’s not worth having. As title says, I was one of those kids that their parents signed onto a whole life policy as a child, the common reasons I was given when asked was that the interest rates are low and it was a good way to invest in my future? Well anyways, now at 23 I had to make my first annual payment and i’m beginning to learn about finances and trying to sec…

Reddit Personal Finance 168 2023-09-05

Real Life Successful Niche Examples

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Real Life Successful Niche Examples Hi all! Looking to dip my feet in the world of E-Commerce.. One thing I notice, in success stories, everyone conveniently says they cannot tell their niche dropshipping product, and I get that. But I am genuinely curious, what type of products exactly, sell well. Is their anyone, who has had success, that can maybe give an example of a winning …

Reddit ecommerce 182 2023-08-31

LPT-need help understanding life

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LPT-need help understanding life I don’t understand life… What’s the point of life ? 2 days of freedom for 5 days of slavery. Those 5 days are filled with stress, conflicts and negative emotions… How do people change their life? You only get two days of freedom, and it’s potentially problematic with being burnt out from work. No idea to get out of this rut. I hate my job, but …

Life Pro Tips 140 2023-08-31

LPT Request: how can I move on with my life without being an overly jealous person?

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LPT Request: how can I move on with my life without being an overly jealous person? this is not about relationships and more of a lifestyle and career thing. growing up I’ve had a dream every since I was little, but because of life circumstances and the culture I was born into I was never able to achieve it. now that I’m an adult I’m trying to move on and find something else for me (pretty much too old to try for what I origina…

Life Pro Tips 145 2023-08-29

LPT Request: getting more out of life

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LPT Request: getting more out of life Hi everyone, I’m getting 30 next month so I’m closing the 20’s chapter and starting a new one soon. So I feel like it’s time to reflect and decide what to do with life in this next era of life. Honestly, I’ve had this feeling before. The urge to do differently and get more out of my life. I tried a time to change bad habits, workout more, being…

Life Pro Tips 115 2023-08-28

LPT REQUEST: How do you get your “life together” if you have never really been taught anything as a result of being sheltered?

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LPT REQUEST: How do you get your “life together” if you have never really been taught anything as a result of being sheltered? F22 here and currently living with my parents because I’m on disability due to my Aspergers and other mental illnesses that co exist with this. For example social anxiety, I used to not be able to order my food without breaking down or stumbling over my words. So I had became so dependent on my parents that although the anxiety isn’t as horrible…

Life Pro Tips 177 2023-08-27

LPT Starting my life at 33

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LPT Starting my life at 33 Parents used my name and ssn and for years I thought I was just completely screwed so I just drank my life away… now at 33 years old I’m sober for the first time in my life and I have nothing, never have. I’m homeless, and I’m pretty sure my only shot at starting again is to change my name and get a completely new social security number… any…

Life Pro Tips 156 2023-08-25

I’ve Got a New Lease on Life

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I’ve Got a New Lease on Life I hit rock bottom earlier this year. I was sad, sick, alone, and seemingly out of options. But I’m happy to say that I’ve got a new lease on life. I’m happier, healthier, and more social for only $8,000 a month, with 6.4% APR financing. Before, I would spend every night alone in my room. Now, I see my friends multiple times a week for only $89 d…

McSweenys 248 2023-08-24

LPT: Your life doesn’t have to be in shambles to decide to be sober.

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LPT: Your life doesn’t have to be in shambles to decide to be sober. I was a casual drinker (a few on the weekend, maybe a couple during the week) but it affected my mood, anxiety, and sleep heinously. I’ve been without a drink for almost a month, and I can’t believe the amount of mental clarity, sleep, and lack of bodily pain I’m having. Absolutely no hate to those who aren’t, but I just think some people are m…

Life Pro Tips 163 2023-08-24

Unpaid debt life insurance

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Unpaid debt life insurance My dad recently died. He had a decent life insurance policy that all goes to my mother. About 4-5 years ago he stopped paying his credit cards and never filed for bankruptcy. Do I notify the creditors? Will they just find out? My mother has plans for his life insurance money and I’m trying to stress to get that it probably is not hers to spend y…

Reddit Personal Finance 192 2023-08-23