Options when you can’t get term life insurance My husband (46M) and I (39F) are trying to figure out our financial future now that we have a kid (1M). The last thing I think that we need to figure out is life insurance. I have two policies (one through work) that cover me for ~500K, a small (30K) policy through my work that covers my husband and 30K (in two policies) that covers our kid. My …

LPT Request: Ways to declutter life. Not just de cluttering physical things but ways to make life easier. submitted by /u/biglenny26

Life insurance with long term care Throwaway because some things in my main might link back to who I work for. Company is offering Term Life with LTC. Our open enrollment period for just this benefit ends today (been a busy week and haven’t had a chance to look into it) I’m 33, making $170k plus stock grants. My wife (32) makes around $45k. I’m relatively healthy (no illnesses/c…

LPT Request: How to Value My Life More I’ve realized how little I value my own life. For instance I’m fine with the fact that if anything becomes unbearable or terrible(I.e. financially, emotionally, or physically), I’m fine with ending my own life. How do I find more value in my life where I’m less willing to throw it away over future obstacles that are inevitable? submitted by …

LPT request, What’s a positive story/situation/incident that took place in your life? submitted by /u/mxji3

LPT request: What are some things to start sooner than later in life ? Watching a video last night about some 30yr old not have worked his entire life but sitting in home all day playing video games and living under parents finical support hit me so bad personally because I’m in my mid20s and feels like I already wasted my early 20s in my thoughts. I can’t even seem to realize and accept the fact I’ve been basicall…

Am I supposed to be working with a financial advisor at this point in my life? I have an IRA worth $13K. I have a company-sponsored 401K worth $11K. My wife has an old 401K worth $15K. I have two smaller investment accounts each worth ~$2K. None of these seem to have really gained much value over the years. I’m worried they aren’t invested well. Does it make sense for me to work with a financial advisor at this point? I’m …

When life gets boring We live with the constant threat of meh. How can you deal with it? The post When life gets boring appeared first on Religion News Service.

Work/life balance ? Right so I applied for a full time job at the airport for passenger customer service but now l’m a student at a photography academy every other Saturday that includes 25 page assignments. (To practice my skills I was going to get local jobs for extra money) How do I balance this out and do you think they would be open to working something out? …

Should I invest? Not savvy at the financial stuff in life 😕 Hello there, my husband and I (40 and 43 yes old) have managed to save $100,000. Our only debt is house payment which is at a 2.5% interest. From what I’ve been reading at that Interest rate we would be better off investing money that we could add to pay the loan off earlier. I am set to retire on FERS and TSP through the government. Is it safe …

How to maximize my Mom’s money for the rest of her life My dad passed away earlier this year and left my mom with very little and a very expensive large mess to clean up. She is 70, doesn’t work, and has minimal financial literacy. Rough numbers, she has ~ $200k cash from savings and life insurance. If she’s very lucky, she’ll maybe get $50-100k from selling their home but we’re hoping she breaks ev…

They Ran for a Better Life, Straight Into a Wildfire Greek authorities assumed the victims were asylum seekers because no one was looking for missing people locally. And for more than a month, their identities, and the circumstances of their deaths, remained a mystery.

Social Distortion – The Story Of My Life submitted by /u/NachoGarySanchez

LPT Request: Work Life with Untreated Depression? Hi everyone, I’m a 26 year old, just finished doing my master’s in biochemistry last December and am trying to get into the post-student life. I did okay in school and university, but struggle to move further. I had a job this year from February to May, moved towns for it but sadly lost it due to performance issues, mostly lack of concentration …

LPT Request – How to be more consistent at work and in life? I have seen I am way behind all the time( work and studies ) because I’m not consistent. People tell me to prioritize as well. Does motivation is the big factor 24/7? What else is there which is missing? Thanks a lot submitted by /u/Am_Not_Snow

Whole Life Insurance Never Worth It??? I (26M) have a wife (26F), no kids, no mortgage (renting), and no debt outside of my car payment. We do plan on buying a house in the next couple of years, and having kids is still up in the air. My wife and I make about the same amount of money, but in the next 5 years her salary should be double what it is now. I currently have a whole life po…

LPT: Work on developing your communication, relationship, and social skills while you are young. Those are things, that seldom come naturally and need to be practiced, being the most important for a good life. Dont lose your life to your illusions, and copes like being “special” and “too smart” Lately, I have seen many posts dealing with being “special” and not understood by peers. Usually paired with illusions of a greater intellectual ability. While the latter might be true to some extent(but usually not), you still need to work on the skills mentioned above, as they don´t just come naturally, as some books have you believe. Also con…

Michigan School Shooter Is Found Eligible for Life Sentence Without Parole A judge found that Ethan Crumbley, who at 15 killed four high school students, had little chance of rehabilitation.

Lpt struggling in life Money issues My friend is very young and struggles financially. He needs to support his whole family (parents and sibling) and is still studying. He just lost his job. As he is the financial backbone of his family, he has now a lot of emotional stress. Does anyone has any tips how to deal with this situation? submitted by /u/Individual_Eg…

These Are The Tools That Changed My Wrenching Life I’ve been working on cars for more twenty-some years. (Jesus…) In that time, I’ve had acquired a handful of tools that instantly made me a more-capable mechanic and expanded the world of projects I could take on. Here they are: Read more…