Professional liability insurance Hi all, I just got hired as a social media manager for a startup. I’m in the U.S. and will be an independent contractor, rather than an employee. My contract requires me to carry professional liability insurance. Does anyone here have a good policy/company to recommend? Thanks! submitted by /u/Dream_Imagination_58

severance and 401k – worth setting up for reducing tax liability? TLDR – I’m getting a decently large severance and final paycheck. My company doesn’t do 401k match, and the funds offered by our PEO kind of sucked when I joined so I never signed up for one. Is it worth taking the risk to max out my 401k now? (read below) Between severance and accumulated PTO, I’ll be pulling in probably an additional $125k mor…

Am I being manipulated into signing away ownership of a home while retaining liability for the mortgage? My (30F) and my mother (64F) have a strained but cordial relationship. Long story short I had to purchase her house under my name in 2018 because she was going through bankruptcy (her husband spent all their $150K HELOC gambling behind her back) and she needed my income and work history to qualify for a refinance. I felt uncomfortable with the d…

Budgeting Software/Ways to reduce tax liability? So I recently (last week) withdrew from a previous employer 401K in order to pay off 3 high interest student loans. I had tried to refinance them (multiple times) to no avail. I did the math and the interest I would have paid over the life of the loans would have been more than the tax penalty. I had around 45% of the withdrawal amount held, 35%…