How to lessen the escrow for my mortgage? (FHA) Total monthly mortgage payment: Payment $1,996.06, Principal $568.91 Interest $681.21 Escrow $745.94 left: $284,900.02 Escrow Balance: $792.92 Interest Rate: 2.875% Maturing: 12/2050 Escrow Balance: $792.92 Escrow tax quarterly: $1,256.66 $186.85 to HUD RISK BASE PREMIUMS $1,634.00 to AMICA MUT INS Edit: I wouldn’t have gotten an FHA if I wasn’…