Auto Loan Lender Recommendations Who are y’all finding the best auto loan with right now? Looking to finance about $20k of a $30k vehicle (2020 or newer) with a credit score of 780. Thank you! submitted by /u/Marcoffar

Can a mortgage lender charge me for a rapid rescore? Lender charged me $140 for a rapid rescore. After doing some reading I saw that the Fair Credit Reporting Act prohibits passing credit rescore costs directly or indirectly onto borrowers. Asked my loan officer about this and she said I will get the money back if the loan goes through. Is this a violation? submitted by /u/New_Aspect6866

LPT request: how to stop mortgage lender spam calls? Yesterday I got a pre-approval for a home loan which obviously makes a hard hit on my credit. Apparently every mortgage lender in the world can see this and have tried to contact me. Just sitting here writing this short message I’ve had to decline 3 calls. This shit should be illegal. Is there anyway to make it so your credit agency TransUnion e…

I think my lender messed up. I’m trying to purchase a home for $275k and was told in an email sent to me by my lender that she secured 65k in down payment assistance for us as we are first time homeowners. We put in our DD and earnest and got the inspection done. We were waiting on the appraisal and when we asked our lender what was going on she ghosted us for three days. C…

Being told fha is not assumable by lender called Servbank to check on the possibility of a loan assumption for my fha Mortgage Loan. They said that since they took over the previous company that they no longer do loan assumptions. I believe that, according to federal law, All fha Loans are completely assumable. I believe this should be a service required by federal law for any bank. Wha…

should I use this mortgage lender? My wife and I are wanting to build in a new subdivision in our home city in Alabama. It’s a Davidson Home: 5 bed / 3.5 bath, ~3600 square ft. We’ve been pre-qualified and are shopping a few different lenders, but so far the preferred lender seems to be the best deal, as they’re not only giving a $5k credit towards closing, but also quoted a lowe…