Is this the time to exit leases, or should we ride them out? I’d like a second opinion on what to tackle next with regards to debt, cars, retirement, and savings other than “everything at once.” Have a budget and track everything. Current status: 47 years old, married, one teenager (3 1/2 years out from possible college) HCOL area in US Gross of $195k/year for household (FTE + freelancing) 10% pretax go…