Should I submit a very late insurance claim? Hi all, first time poster on here. I think this is on topic… My wife hit our neighbor’s car about 8 months ago and I’m finally getting around to fixing it. Neighbor said not to worry about it so we didn’t submit it to insurance, but going to get the work done and it’s almost $2k. Our deductible is $500. Should I submit a claim or just pay it out…

Audrey Nuna Shares “Locket” Visual Directed by the Late Valentin Petit submitted by /u/FineAd3154

You Should Divide These Perennials in Late Summer Perennials—the plants that come back year after year—are always worth the investment. But you can save even more on that investment by simply dividing the plants that are already in your yard: In many cases, you can just calve off some of the existing plant, roots and all, and plonk it down in another part of the yard… Read more…

MiL has just realized she’ll never be able to retire. Is it too late for her or is there some hope? Visiting the MiL (61) today and she was all excited that she’ll be able to apply for retirement benefits in November. While I was there I looked up some information and it seems that she’ll only get $680 a month and would only be able to earn up to $17k a year and then SS will start dropping that amount. She earns $14.80-$17 an hour depending wh…

Experian says I have 5 late payments in the past 5 months, but it wont show me where it’s from. I have been working on my credit for a year now and I made sure to pay on time with everything. Randomly it showed up that I have 5 late payments! I have searched high and low on my credit reports from all 3 equ/tran/exper and I can’t find anything. I was paying off some debt on my credit paying 50 dollars a month and I totally forgot so I am th…

Can I negotiate removing a late payment in this situation? About a year and a half ago, i got an amazon store card, which I believe goes through Synchrony Bank. A couple months after getting the card, my account gets closed cause the monthly payment gets returned (they tried to charge my twice, which overdrafted my account, so my bank reversed both charges). Later, I hear from somebody that a closed acc…

Late night arrival at Cairo – is it safe? Hi folks. I saw a flight deal which the flight arrives at Cairo at 01:50 AM. Is it safe to sleep at the airport or UBER to city center? I am a young Asian male. submitted by /u/anbeegod

Portugal in late November / early December Curious if anybody has traveled to Portugal in the Winter? I’m just trying to get a sense of the weather and what kind of clothing/shoes to bring. I know that there was floods last Winter but I’m really hoping that it will be alright this year, as I just booked a 2.5 week trip with my family to Portugal. We’re likely staying in Lisbon (with seve…

Sao Paulo in late Sept with infant, recommendations? Hi, we will be staying 2 days in Sao Paulo with an 8 month infant and are looking for recommendations of things to do, where to stay! Or perhaps it’s not even worth it? Thank you! submitted by /u/Dragonnotfly

My Screened in Porch and a Late Summer Rain submitted by /u/engineergraves

Did a late start ruin my future? 41F freelance independent contractor. Also late bloomer. l’ve never lived beyond my means, always paid my bills, but it also took me a while to consider the long game. So… throwaway account for privacy and honesty. I’ve been in my field for about 15 years and ups and downs are normal. So far I’ve been able to ride it out, but this year it seems …

LPT Request: How to train myself to stop eating late at night? I’m working out and eating healthier during the day. Once night approaches I crave things that aren’t best. My goal is to train my body to not want food when it’s time to sleep submitted by /u/Terrebeltroublemaker

Am i too late to cancel whole life? I have been paying premiums on two separate 100k whole life policies for 13+ years. The more I read about it the more it seems like it wasn’t the best value my family and I. Is it too late now to surrender? I did take a loan out a while back to do some home improvements. The balance of those loans is 80% or more of the cash value. The cash value…

Advice for traveling to French Riviera in late October? Is this a totally bad idea? I’m a little worried about the weather but due to our schedules this is the only time that works for me and my partner. We love food and have wanted to go to France for ages. We would be going approx October 20-29 and staying in Marseilles and Cannes or nice. Would like to see villages and the coast and eat nice food….

How One Late Student Loan Payment Can Affect You It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced it would automatically forgive student loans for more than 800,000 borrowers on income-driven repayment plans. Read more…

Surgeon sent a bill 2 years late I just received a text message notification that I had a balance from an OBGYN I haven’t seen for 2 years. They are trying to bill for a surgery they did two years ago — a surgery that was completely covered by insurance at the time. The online portal says they tried to run it through insurance just this week and (not shockingly) got denied. Th…

New York Dolls – It’s Too Late submitted by /u/MOTRHEAD4LIFE

Colombia stun Germany with late winner at WWC null

Scotland in late Oct Will be travelling to Scotland for the first time in late Oct. We’re mindful that the days are shorter during that time. We have no issues with full-day itineraries with little breaks. We’re also Harry Potter fans! How realistic is this tentative plan given the possibly poor weather during this time? Am I missing any key stops? Thanks everyone! …

LPT Request : how do I do do be Late ? I have a very silly habit to be exactly on time every time, for anything. That’s quite practical, except for parties as where I live i is common knowledge that nobody, NOBODY is on time for a party. And I do everything possible to be late. but unfortunately i always tend to be right on time, like miraculous trains that arrive exactly when i ente…