Nothing saved for retirement almost 40 years old. Is it too late? Our annual income is ~200k. My husband and I grew up really poor (on welfare all my childhood life). I’m really scared about retirement and don’t know how/where to start. We have 2 small kids and did Dave Ramseys plan initially to stay focused. Now we just have student loans and mortgage and think there must be better ways than Dave’s way. Cars:…

LPT: Stephen Ridley’s approach is that It’s never too late to learn an instrument Stephen surveyed thousands of people in London and over 90 percent of them had wanted to play the piano at one point. It makes sense to learn an instrument no matter how old you are. With daily practice and proper instruction at any age, increased proficiency can occur. The joy that this can bring to an individual, family and the world is beauti…

Suggestions for late Nov itinerary in Vietnam I’m looking at booking a 10-14 day long trip to Vietnam in late November – this will be my second time in Vietnam but my husband’s first time and I’m looking for suggestions on what areas / cities to visit given weather at that time of year and the various context detailed below. Open to any thoughts or ideas – TIA! Early 30s, experienced trav…

How can I better my situation, this late in life? 51M in really good health. Divorced with shared custody of two kids (14 and 12). $110K salary ($2,918 net every two weeks), mortgage: $1,522 (Includes HOA; 3.65% APR with 2049 maturity date – current balance $164K), car payment: $416 (4.65% APR with 2029 maturity – current balance $22K), 401K: $357K (11% contribution + 2% catch up…employer mat…

Vikes’ Turner: Late Jackson ‘watching over me’ Dallas Turner said Thursday that he knows that Khyree Jackson, who was killed in a car accident earlier this month, is “watching over me.”

Democrats, Stop Saying It’s Too Late The conventional wisdom about Biden ricochets between denialism and fatalism.

Man United stunned late in preseason opening loss Manchester United stumbled out of the gates with a 1-0 loss in their annual start to the preseason against Norwegian side Rosenborg on Monday.

A little late to the hate party Having used abnb for a few years, I’ve not been disappointed with the Host’s description. They’ve usually been accurate in practically all ways. These past months have helped me see the true dirty colors of airbnb. It started with a flat in Paris. Views of the Eiffel Tower, convenient to everything. A clean place, with amenities – sounds really …

Too late for pet insurance? I took my cat in for an oral checkup because she’s been having some noticeable discomfort in the mouth lately. During the checkup, they spotted a potential growth or lesion of some kind on the back of her tongue, and warned me it could be a tumour. If it was just a simple tooth extraction, I could pay out of pocket, but this sounds like it’s goi…

Ok to “late” post on a trend? I’m a digital creator and new-ish to the game. Been growing my audience slowly but surely. My question is specifically referring to the trending “9 months in, 9 months out” post. I’m a little late on this- almost 2 months late, precisely. SIDE NOTE: Lateness has (unintentionally) become my life signature, as I am “known” to be late with EVERYTH…

Reversed payment/ late fee I’ve had issue with this credit card company for a while. Long story short, I paid my monthly payment early (3 days) and I was just notified that the payment was reversed and then they tacked on a late payment fee? The payment gets taken from my checking account which has enough funds. Why would they do this? Calling them in the morning, just up…

Orellano strikes from midfield as Cincy wins late Luciano Acosta’s brace led host FC Cincinnati to a 4-3 victory over the Philadelphia Union on Wednesday night, but it was the home side’s third goal by Luca Orellano that stole the show.

M4 MacBook Pro Models Expected to Launch in Late 2024 MacBook Pro models with an M4 chip are expected to launch in the fourth quarter of 2024, according to display analyst Ross Young. In a tweet for subscribers, Young said that panel shipments for new 14-inch and 16-inch MacBook Pro models are set to begin in the third quarter of 2024, which suggests a launch toward the end of the year. Apple star…

‘Late Night With Seth Meyers’ Is Cutting Its Live Band submitted by /u/kianworld

Taylor Tomlinson on Being the Lone Woman in Late-Night: ‘It Feels Like Pressure When People Ask Me About It’ submitted by /u/Sisiwakanamaru

Starting to save for retirement in late 30s? Hey everyone, I tried this out before and haven’t gotten any responses. Figured I’d try again. I’ll keep the details about me short. I’m just hoping to hear if it’s possible to retire when you only started saving in your late 30s. Stories of people who found success in their late 30s / early 40s is also appreciated. I went back to college and a…

Gauff opposes late-night play: ‘It’s not healthy’ Coco Gauff said 3 a.m. finishes for matches at Grand Slams are not “healthy” for players, adding that tournament organizers should consider a mandatory cutoff point for when night matches start.

What are shows that peaked comparatively very late in their run? Hi. Hope you’re doing well. I’m talking about shows which were maybe doing okay or good in the early seasons but ratings, viewership, critical acclaim all shot up to the (relatively speaking) stratosphere more closer to the end than the beginning. I am also not necessarily asking, “which show had the best final season?” as much as, “which show’s…

Late mortgage payment? I write a physical check every month made out to my credit union and bring it in and hand it to someone who puts it toward my mortgage. I brought the April check in on 3/29. Two days ago (4/18) I got a letter in the mail saying my payment is late and they are alerting credit bureaus. I reached out to the banker who made the payment for me and I …

Apple Likely Planning to Skip M3 Mac Mini for M4 Refresh in Late 2024 Apple is likely to skip an M3 version of the Mac mini in favor of a bigger update with M4 chips toward the end of the year, according to Bloomberg’s Mark Gurman. In the latest edition of his “Power On” newsletter, Gurman explained that he does not expect Apple to refresh the ‌Mac mini‌ with M3 chips. Apple last updated the ‌Mac mini‌ with the M…