Does it make sense to ladder your TDFs in a 401k? I am 24F and fortunate to max out a 401k for two years already. My currently asset allocation is 85% index funds and 15% in TDF 2065. Recently, I saw that my plan added a TDF 2070 and it made me wonder if I should diversify the 15% allocation between 2065 and 2070 TDFs. The reason being is I don’t expect to need 100% of my retirement savings rig…

Jacob’s ladder and the new America (RNS) — There is a ladder that connects heaven and earth. Are you ascending it? The post Jacob’s ladder and the new America appeared first on RNS.

Does this ladder thingy serve a purpose? Two different views. Not sure what it would be for. TIA submitted by /u/wonkboop

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What T-Bill ladder strategy should I use for $50k? Have $50k to purchase T-Bills. What’s the best ladder strategy? This is with extra after-tax money and already have my emergency fund in a HYSA earning 5%. Want to invest in T-Bills for the tax benefits. Will not need the money for at least 1-2 years. submitted by /u/nonduality2

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