Should I have converted old 401ks to new 401k, not Traditional IRA? I think I messed up for 2024 taxes. I converted multiple old Trad and Roth 401ks to my Traditional and Roth IRAs towards end of 2024. My traditional IRA now holds $160k. I did a backdoor Roth conversions in 2024 as well for the full limit. (Same as 2025 and other years but I’m concerned with the 2024 tax year) Reading up on pro rata rule, it loo…

Dumb Question about 401ks Putting in my two weeks soon at my current job. What do i do about my 401k? Can I roll it somewhere else? How do i do that? Sorry if this is a dumb question but in fairly young and this is my first time changing jobs. submitted by /u/Flaky-Intention-6416

Any reasons to NOT transfer my 401(k)s from previous employers? I’d be transferring them to my individual account at Fidelity. I know they have limited investment choices and usually upkeep charges staying. Any benefits to keeping them as they are? submitted by /u/dancingpianofairy

Should I change my Pentax K-S2? Hi! I’ve had a Pentax K-s2 for many years, along with Pentax 35mm, 50mm, 55-300mm lenses, and a Tamron 17-50. Despite owning all these lenses, I almost always stick to the Tamron, either out of laziness or because I don’t like carrying too much weight. Perhaps out of whim, I’ve been considering upgrading and changing cameras. I’d like something …

Multiple 401k’s and I am starting a job that does not match 401k cont. Between my wife and I we have three 401k accounts. Only one is being actively contributed to with an employer match. All funds in the accounts are invested. My new job will not have a matching 401k policy and I am unsure what to do with all the accounts we have. Should I consolidate, and if so is there a timing aspect I should consider? If I do …

Should I rollover my 401Ks? Hello all, I (34m) have a few different 401Ks from previous jobs and trying to figure out what I could/should be doing, more so from a rollover standpoint. Basically – I have 3 ‘old 401Ks’ and trying to see if rolling over makes sense for me. Below are my 401Ks and their values/fees. Also any other feedback/considerations I’m also welcome to hea…

Parents Want to Convert 401ks to Roth IRAs My parents are retired and around 70 years old. They had about $90k in federal taxable income last year from a combination of rental income, social security and a pension. They have 2 401ks with about $1.3M combined. In two years one of the 401ks is going to require that they start making withdrawals. They haven’t withdrew money from either 401k…

Should I rollover old 401ks into IRA? Have two existing 401ks, starting a new job with a long delay on matching so not sure when I will open the third 401k. But basically my question is now that I have two 401ks I’m not contributing to, should I roll them into a traditonal IRA that I control easier? I already have a roth IRA, not sure if that has any impact. Or is it better to keep …