Need advice with a koalifi loan I live in Southern Nevada if thats needed. Last week, I took my car into the shop so it could pass smog. I only had 45, in my account and was under the impression that i could pay 50 bucks now and later for the diagnosis. I was wrong. To walk out I needed 100. Long story short I had to finance 1200 bucks through Koalifi. 1200 due in 3 months, or…