#job

Just got a new job offer when wife is 8 months pregnant

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Just got a new job offer when wife is 8 months pregnant I just got a new job offer with a start date that would be almost exactly 1 month before my wife’s due date. After getting the written offer, I called the CEO to tell her my situation, and she suggested that I postpone my start date until after my paternity leave. I told her that I would rather start right away, and she agreed that I could take …

Reddit Personal Finance 370 2024-07-11

What’s The Worst Automotive Job Out There?

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What’s The Worst Automotive Job Out There? The automotive world is a pretty cool place filled with all kinds of awesome jobs. From fun things like race car driver to dream jobs like supercar designer, there are an awful lot of places to find immense joy working in a job you love across the car world. Not all automotive jobs are created equal, however, and some… Read more…

Jalopnik 830 2024-07-05

Taxes and deductions from side-job self employment

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Taxes and deductions from side-job self employment I started picking up a side job doing some software development on the side, in addition to my full time salary job. I want to make sure I have an understanding of my tax responsibilities for my side job. Background: I live in MD. Married, filing jointly. From my main job pay, My gross income will exceed the $168,000 Social Security tax limi…

Reddit Personal Finance 584 2024-07-05

Worth keeping pt job for 401k?

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Worth keeping pt job for 401k? I recently switched careers to teaching. I will get a pension after 20 years. I’m 45 so will probably retire at 65. My 401k from my previous career has 94k. I know that’s low…I got a late start. The company matches 5%. I’m now working that job (at a much reduced hourly rate in a different position) here and there during the school year, and ab…

Reddit Personal Finance 687 2024-07-04

New job offers 403b and 457b

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New job offers 403b and 457b Hi All – I am looking to roll over my 401k ($19k) into a 403b or 457b. I have read a lot of people going for 457 and was actually about to sign up. I called my new employer and learned that they do not contribute to the 457b plan. But they do contribute, double my input, up to 10% with the 403b plan (I sign up for 1%, they contribute 2%, etc.) …

Reddit Personal Finance 932 2024-07-03

Job is offering me 5% match and 3 options not sure what to pick?

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Job is offering me 5% match and 3 options not sure what to pick? They have a pre-tax 401k, post-tax 401k and Roth 401k. I’m 26 and don’t plan on touching this and moving it to either my next employer or maybe a brokerage if I leave. Would I be best off doing Pre-Tax so I’m putting more in? My income is roughly 36k pre-tax. submitted by /u/PicklePools

Reddit Personal Finance 410 2024-06-30

Ramifications of taking job that doesn’t pay into social security

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Ramifications of taking job that doesn’t pay into social security I’m in US. I’m interviewing for a city government job. It doesn’t pay into social security. Instead, you pay into the city’s pension fund. I believe it takes 10 years to be vested in the plan. I’m not sure if I want to commit to ten years. Should I pass on the job or is there something I can do to prepare if I don’t stay the time needed to be v…

Reddit Personal Finance 1.1k 2024-06-30

Old job withholdings on new W4

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Old job withholdings on new W4 I’m filing single, no dependents, and this is my first job out of college. All fields on my W4 so far are $0. 1) I had a job earlier this year that withheld federal and state tax. On the IRS tax withholding estimator, I put ~$100 as federal (not state) income tax withheld to date and it suggested I change Step 3 Tax Credits to ~$4000. Does that …

Reddit Personal Finance 554 2024-06-29

How do I set myself up for success with limited job prospects?

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How do I set myself up for success with limited job prospects? I made 50k out of college, switched jobs and did that for 3 years, bought a condo, then got super burnt out and it all went downhill from there. Life situation changed, went through a lot of mental health struggles and major life events, spent a better part of the past year unemployed and looking around. Sold the condo so I’m sitting on some cas…

Reddit Personal Finance 702 2024-06-27

My job gave me a “promotion” with no raise?

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My job gave me a “promotion” with no raise? Hey so I’ve been with this company for a couple years. I have a really good rapport with everybody here, including my bosses. I recently was offered a promotion which included a raise, but the amount of the raise was never disclosed. I was promised different benefits, including sick time, paid leave, health insurance, etc.. Well, now it’s been …

Reddit Personal Finance 700 2024-06-27

Look for a new job now or ride it out until no longer able to?

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Look for a new job now or ride it out until no longer able to? Small family owned company pays me well but that has a lot to do with the trust and dependability established over the past decade and doing things that are outside the my position. Don’t think I could easily get a job paying as much in the area. I looked a little and could probably get a job that pays about ~$25k less. I like the family, and t…

Reddit Personal Finance 392 2024-06-26

LPT Beware of job scams

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LPT Beware of job scams I got texted by someone claiming to have found my contact on upwork and this led eventually to WhatsApp. I entertained this despite my suspicions until they sent me the link devcommedia1.com at which point I ceased communications and blocked them, apologizing if they were a real person and it was actually legit (but make sure you block them afte…

Life Pro Tips 824 2024-06-26

New job, what to do with 401k?

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New job, what to do with 401k? I’m starting a new job that uses John Hancock for their 401k service. I currently have a 401k through Fidelity with the employer that I’m leaving. I’m wondering if I should a) transfer my 401k over to John Hancock, or b) turn the Fidelity 401k into a rollover IRA and start a new 401k with John Hancock. I also have a Roth IRA with Fidelity, but I…

Reddit Personal Finance 625 2024-06-21

Am I ready to quit my job?

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Am I ready to quit my job? I’ll try to keep this clear and concise. Last year I started a business and was able to net $114k. So far this year I’ve earned $180k as I’m starting to dial in things. This is all while working my day job which is grossing $130k annual. I’m expecting/hoping to gross $400k this year. Mortgage is $2500. There is a car payment of $900, but other t…

Reddit Personal Finance 942 2024-06-20

First real job, how much to contribute?

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First real job, how much to contribute? I’m turning 37 this year, and after a career change, started my first “real” job last year. Up until now, I haven’t prepared for retirement, but in the last year, I’ve accumulated about $5k in whatever retirement account I was setup with by default. Now that I’m starting to get serious about it, what should I do? Roll my current plan into an IRA…

Reddit Personal Finance 694 2024-06-19