Taking a new job – Not sure how to structure 401k & Roth I’m (M29) taking a new job at a firm that is a slight base salary pay cut to what I’m currently making, and it’s a fairly noticeable cut when comparing bonuses. For context – base now is $103k, new is $90k. Total comp in 2024 was $114k, new will be ~$100k. Why I took the new job with a pay cut and all that is not relevant. Work-life balance mat…

Should I Leave My Commission Job for a Salaried Role? ook a leap into commission-based sales less than 9 months ago when my wife had a stable, well-paying job. The idea was that with more risk, I’d see higher rewards. But things changed fast—my wife got laid off in October, and suddenly, the financial security we had was gone. We have a small child, a mortgage, and growing expenses. Debt feels like…

Looking to quit job and travel (26) I currently live w parents and been working in a toxic environment for past 2 years. I invested most of last year and have close to 40k invested. Lately, I have been growing real tired of this job and has been affecting my mental health. I plan on saving about 12k in savings and traveling for a bit. My bills are 2k a month right now but if i tra…

What Is Elon Musk’s Job? Even as the billionaire tech executive Elon Musk is seemingly everywhere in Washington, his role remains murky.

LPT: Avoiding job scams when looking for a job It’s a red flag that it’s likely some sort of scam if they are only communicating via text message. If you want to confirm the likelihood of it being a scam, ask them to e-mail the information so you can confirm the legitimacy of their email and whether it comes from @“insert company name here” or if it comes from Outlook, Gmail, etc. Of course …

How to price for a job that doesn’t exist? TLDR- I am potentially being offered to work a new position at local independent business photographing products as well as teaching the owner how to do so and I’m wondering how to price himself depending on what specifically they are looking for me to do. I just interviewed at a small buisness for a packaging position that is $14/hr but when I …

Steps to help with Job Loss or Recession Given the current state of the US. Thought these steps may be helpful here. Please add anything. Some of these may not apply to everyone, I have attempted to put them in chronological order, and I have listed some examples as well. File for Unemployment. This needs done as soon as you are fired. Health insurance and severance varies, but it may …

How to navigate looking for a new job after a social media crisis at my current job I work communications at a small nonprofit, and a lot of what I do is related to social media. Without wanting to get overly specific, over the past few weeks, we’ve been targeted and harassed by political extremists, and are in crisis mode. I need a new job, and I want one ASAP, both to make more money and because of a lot of internal issues I…

Job doesn’t offer 401k, what to do? Hi! I’m a mid-30s married woman who just started a new job making $145k, but they do not offer any 401k. My husband makes $120k and maxes out his 401k (with matching). Together we have a HYSA with $156k in it—we know we could invest it but we thought we would buy a house this year and it would’ve been the downpayment. We have no kids yet but wan…

Should I take state pension job? Scenario #1: Civil Service job pays $108K, no step increases EVER again as its the highest step. Only raises are cost of living each year not guarenteed (1-2%). Will need to work for 20 years to collect pension which is 35% of 3 highest years average. This is NY tier 6 if you are familiar, it kind of sucks. I would retire at 63. The pension woul…

LPT: Your first job will demand everything, but remember no company will ever care about you more than you care about yourself. Burnout isn’t a badge of honor. Set boundaries early, prioritize your health, and don’t sacrifice your well-being for a job that would replace you in a week. You’ve landed your first “real” job, brimming with eagerness, ambition, and a desire to prove yourself. You stay late, answer emails at all hours, and push through exhaustion, convinced that this is the price of success. But one day, you realize that you’re running on empty, and no one has even noticed. The truth is, your job demands as much as …

Husband quit job, advice? Hey all, my husband quit his job with short notice (don’t want to get into it but long story short it was dangerous for his mental health and was necessary) and now I’m just trying to make sure we have our ducks in a row until he gets a new job. We have $30k in emergency fund which is about 9 months of living expenses. I take home roughly $3000…

Am I wrong for thinking quitting my job to travel for 6 months is a bad idea? Hey Reddit 🙂 My husband (33M) and I (31F) were talking about the trips we’d like to take this year, and he suggested we quit our jobs to travel for 6 months. For background, we both work remote for decently paid (low 6 figures CAD) tech jobs. We’ve got ~$700K in savings and live in a cheap rent-controlled apartment in a VHCOL area (we lucked ou…

55 laid off from software job, live off 401k I got laid off a couple weeks ago. I have no debt no mortgage no credit cards no car payment. I don’t think I’m going to be going back into software. Several of my friends have been laid off for months and not able to find work, nobody wants a middle-aged developer. I have a little over $500,000 in my 401k I am thinking about taking half of it a…

Postecoglou ‘disappointed’ as job pressure mounts Two cup exits have left Tottenham staring at the prospect of another trophyless season and Ange Postecoglou facing perhaps his biggest crisis at the club.

May on open IU job: ‘I love being at Michigan’ Following Saturday’s win over Indiana, Michigan coach Dusty May, a former student manager with the Hoosiers, said he’s “very, very happy” with the Wolverines when asked about potential interest in the open Indiana job.

makeup for a job interview (i got the job!) ✨ submitted by /u/cjmmoseley

LPT: Don’t rush through tasks when you’re new at a job When you’re new in a role and can finish a task much faster than expected, it’s tempting to turn it in right away. However, it’s a good idea to hold off for a bit before submitting it. This gives you time to double-check your work for accuracy and ensures you haven’t missed any important steps. It also prevents managers from overloading you with…

Should I take leave from my job Our company has increased our workload significantly. I do manual labor so this increase has really affected me hard. I cant even get out of bed some morning I am so sore. I am a bodybuilder for 15 yrs so I can handle a ton of soreness and even this is too much. Numerous employees have tried to get them to go back to normal but they are penny pi…

Went from corporate job (with 401k) to education job (with pension and 403b); what do I do with my 401k? In 2018, I went from a corporate job with a 401k to a community college position with a pension and 403b. I had no idea what to do with my 401k and didn’t have the bandwidth to deal with it; I had a major and difficult life event happen right at the same time. My 401k has been sitting in its account, but I have to pay fees on it because I no lo…