Investment advice request My Dad (75) says he has to take 14k out of his retirement plan by the end of the year. He owns his house outright, carries no debt, and is in good health for his age. He has an etrade account, but he’s constantly watching Fox financial news which results in him buying high then freaking out and selling on dips. He constantly asks my opinions on …

What do I do with 40k that may be soon downpayment, or long-term investment? Let get this out of the way, not super financially literate, this is money separate of my retirement and emergency savings. I have worked diligently and saved up 40k I plan on eventually putting on a down payment on a home (to add to when I’m ready to buy). The thing is, I have a day in January that will tell me if I can travel soon (6 months), …

Minimum investment required Hi guys me and wife wants to start an E-commerce business to start selling cloths in already existing platforms like Amazon flipkart and Meesho What is the minimum investment required PS : we are from Bangalore India submitted by /u/Perfect_Simple_6864

Next Best Investment Decision? Hi all, I’m a 24 year old male who wants investing advice from others! I also will preface my girlfriend is debt free – she has no Investment accounts. Here are the questions: Should I pay off my student loans or invest using my additional savings? Should I think about getting a duplex with an FHA and aim for passive income? (I know I have to l…

36yo. What are your thoughts on these investment allocations? Since 2025 is close, I’ve been wondering if my investment allocations are still fine. My only goals are to eventually move to Mexico and not work forever. Allocations: Employer Profit sharing: 100% VTSAX ($351,600) Roth IRA: 60% FSKAX ($38,742), 40% VTSAX ($26,100). The reason for the split is because I had originally opened the account with VG …

Vodafone-Three Merger Approved by UK Regulator With 5G Investment Conditions The UK’s Competition and Markets Authority (CMA) has approved the merger between Vodafone and Three UK, clearing the way for the creation of Britain’s largest mobile operator. The approval comes with legally binding commitments requiring both companies to invest billions in rolling out their combined 5G network across the country. The CMA’s dec…

Investment tax as a European Hi everyone! I have a question. I’m a digital nomad and I constantly travel to different countries. I’m European. I have some stock and ecoins. I would like to sell them so that I can get some fiat. But than I have to pay investment tax. As long as I don’t sell them all is fine but it would be nice to use those investment and buy something etc. …

Do 401k fees limit my investment? My company uses Empower for our 401k and I have maxed out in my $23k contribution from my pay check but only $22,298 was deposited. This is the first time I’ve noticed this in all my years looking into my account. This comes out to just over 3% in fees. Question 1 – is there a way to invest all $23k? Feels like I should be able to put ~$23,700 …

Extra $50k Mortgage payment or investment So I have $50k cash from a bonus, and we recently bought a house (Midwest area) with mortgage rate as 6.375, and we already put down 25% downpayment of a $550k house. What would you do with the $50k? submitted by /u/ssmhty

Which Empower 401k investment option(s) should I pick? Hello, I am looking for advice on what to choose for 401k investment options. I am 26 and make $90k. My employer offers Empower and matches 4% to 5% contribution. Been here for 6 months and I’m just now getting to contributing to my 401k. I usually never touch where my 401k funds go, but I figured I should give it a chance in case the default op…

How Does my Investment Strategy Sound? I would like to invest my money instead of keeping it an HYSA and while I should have invested earlier I found this topic seem so overwhelming that I procrastinated even starting. Having said that, I’m slowly being forced into making an investment decision as interest rates begin to drop. I have saved $125K at this point, and plan to set ~$20K i…

Question about Roth IRA investment. Three fund portfolio or target-date fund? So I currently have a three-fund portfolio but I was wondering if a target-date fund would be significantly different in terms of earnings. I am considering the latter for the ease of convenience but am unsure if it is worth the trade-off. submitted by /u/psychstudentsammich

Problems with takeover of local investment firm My savings were in tracker funds with a small local firm which I was quite happy with, but they have been taken over by a larger private equity firm. I have been told I have to transfer the funds to the new firm’s fund mix. The problem is that the performance of these funds is much worse. Also, I am expected to take the risk of losing value duri…

how do i get started with opening an investment account? ive decided to take the smart decision and open an investment account so that i can go to school independently in mexico however i know absolutely nothing about opening an investment account. how do i start and what do y’all recommend? submitted by /u/mx-saguaro

529 investment glidepath What sort of investment glidepath strategy do people use for 529 accounts? I’m about nine years away from my kid going to college. My 529 doesn’t have a ton of investment options, but I have it split among total US stock market, total international stock market and some bonds. I’ve seen the recommendation before that if you’ll need the money in …

Should I pay off debt with investment money before purchasing a property? I currently have around $165,000 of debt including mortgage, credit cards, car payments etc. I also have around $70,000 invested (not including 401k’s, IRA’s etc) this is basically money that I have to “play around with” in the stock market. My question is should I use that $70,000 to pay down my debt before trying to purchase a property to incr…

Need Suggestion weather to buy investment property or not Hi everyone, I’m looking for some advice regarding a potential property purchase and investment opportunity. Here’s the situation: Currently, we live in a rented home that the owner is planning to sell for $600k. This sale is likely to close in a couple of months. We love this home and don’t want to miss the chance to buy it. At the same time, w…

Investment suggestion I have around 20Lakhs savings in FD.They are my savings spanned over 2 years.Now I would like to keep around 6 lakhs as emergency funds and push rest into some better alternative as compared to FD.Also I would like to start SIP worth 20k starting next month.Could someone suggest road map submitted by /u/Embarrassed-Cut8849

Struggling with Investment Addiction, Worried About Wasting My 20s Hey everyone, I’m am in my early 20s, and I’ve built up a stock portfolio worth $110k, primarily invested in VOO. While I’m proud of this achievement and the progress I’ve made towards financial independence, I can’t shake the feeling that I’m becoming addicted to the idea of investing and the dream of early retirement. I find myself constant…

Recommendations for investment firms I’ve been looking to diversify my investment portfolio and I’m considering using an investment firm to help manage my funds. Has anyone worked with a firm they trust and have had good returns with? Thanks in advance! submitted by /u/FamousTomorrow3767