How Is Tokenization Impacting Investing? Decentral Park’s Kelly Ye provides an overview of what tokenization is and how will it affect the investment landscape.

Investing in stock market vs. saving up for a house Hi all, I’m in my early 20s, living in the bay area, trying to navigate the world of PF. I already have an emergency fund with a sufficient amount of money, and maxing out on both my 401k (no match) and Roth IRA. After the retirement funds, necessary expenses (rent, phone & utilities, etc.), and other ‘wants’ expenses (eating out, subscriptions,…

Spouse is conservative at investing money Me (28M) and my wife (28F) both contribute a portion of our take home pay to a joint checking account. This covers all family expenses, mortgage, bills, groceries, etc. There is regularly a surplus in the account (25k+) that I wish we would invest rather than keeping cash. She views it as an emergency fund despite as both keeping emergency funds…

New to investing at 27 years old. Am I doing this right? Just turned 27. Before today, my savings account had about $36,000 in it. I just got the Fidelity app, opened a Roth IRA, pulled $6,500 from my savings, and spent it all on FXAIX. I will be doing the same thing every year from now on. I am now planning on opening a general account to dump $20,000 into it, buy more FXAIX, then putting in at least…

Investing in Nikon gear as a beginner Hi All, is it worth investing in Nikon gear if I am starting out now? I want to get into Photography and possibly making it a part time career. I got myself a Nikon Z6ii and couple Z lenses (24-70mm f4 and 50mm f1.8) on the Amazon prime day. But my friends are saying I should have gone for Sony instead as they have a wider lens lineup and Sony’…

Is Banshee actually worth investing my time into? I’ve seen so many posts about this show that I finally had to check it out. Watched the first episode last night and it has to be one of the most ridiculous things I’ve ever seen, as if it’s part of some Road House cinematic universe. Does the show maintain the tone of the first episode or does it become a more serious drama? I’m all for a slic…

How should I approach investing into my new job’s 401k? So I recently got a new job and don’t know how to approach their 401k. My previous company matched $0.50 per $1.00 up to 6%, so essentially a 3% match. My new job has a setup of $0.35 per $1.00 up to 15%. Pretty much a 5.25% match. So I got a pay bump but I have to put in an extra 9% pre tax money to get a 2.25% higher match. Is that worth it? M…

The Bogleheads’ Guide to Investing vs. The Little Book of Common Sense Investing??? The year is 2023, and you’re a 24 y/o just starting your long-term savings plan with relatively little knowledge on what to invest in. Which book do you read? submitted by /u/adventuriser

Investing and planning for retirement with a unique life timeline 23m No plans on kids/marriage Still live at home No debt To make a long story short, I have a neurodegenerative disease (I am perfectly fine now) that will affect me in my mid to late 40s leaving me disabled and I will ultimately die in my early to mid 60s. I am trying to come up with a plan to save and amass as much wealth that I can so that I …

Advice on how much to put down on a house vs investing Hi personalfinance, In 2-3 years, my partner and I would like to buy a house. For the homeowners on the subreddit, what math and logic did you apply to figuring how much of a downpayment you would put down vs how much you would keep in cash vs how much invested in the markets? The more we put down on a house initially, the less our mortgage woul…

Investing for Teen. What should we do? Hello. What Vanguard fund or ETF should we invest $1000 in for a 16 year old? We currently have a Vanguard custodial account ready to invest. Thanks for your input! submitted by /u/Mountain-byker