How can I catch up on investing for retirement? How can I catch up on investing for retirement? I am 35 and only have 20k in my Roth IRA. If I max out my Roth IRA from now until 65, I’ll only have about 850k in my retirement. What else can I do to make up for lost time? submitted by /u/JW_2

seeking advice for investing in my late 40s Hello, I’ve read the flow chart but still wanted to solicit input from you folks as far as how to prioritize my financial trajectory for the next 20 years. I’m in my late 40s, make $120k/year before taxes, have about $200k saved in a company sponsored 401k I contribute 15% to, and have about $40,000 in savings, which more than covers 6 months …

Investing for the brain damaged Embarrassing, but I can’t get help if I’m not forthcoming. After a head injury, certain things are just beyond me. I can invest 50- 100/ month. I thought a fund that is based off the s&p 500 would be simple? I signed up to ally invest for the $100 bonus, in a self directed account. Perhaps I should change that to robo, or another account entirel…

All those ads for investing in precious metals, what’s the deal with those? I’m very novice at general finance, but seeing my parents/family watch conservative news channels, I wonder what those advertisements are really about. Any insights? Idk any specific company, but just about the industry in general. Thanks for your input submitted by /u/dcis27

23, not sure how I should be saving/investing. I currently make around 41k a year, no real debt (I have $400 on a credit card but I pay it off), I have $1200 in a savings account, around $2300 invested, and $1100 in a retirement account. As for the savings account , I don’t really add to it, I just try to keep it at or above 1k. For the investment account, I add $40 a week and for the retire…

Meet Midas: A New Yield-Bearing Stablecoin Investing in U.S. Treasuries The proposed stablecoin, which tokenizes ownership of Treasuries, mentions BlackRock, Circle, Fireblocks and Coinfirm as “institutional partners.”

Been passively investing in 401k but want to be more serious about my finances. Hey everyone, I’m 25 y/o living/working in the US making a $97k salary. Up until this point, my only two “investment vehicles” have been my regular checking/savings (fluctuates between $15k-$20k) and my 401k (currently at $43k). Besides my terrible spending habits, I pay $1500/mo rent in a L/MCOL area and can spend probably another $1000/mo on …

I am so overwhelmed trying to figure out investing… please help 🙁 So a bit of backstory – grew up in single parent household and didn’t have much. Tried really hard in life to climb out and now live in a lower cost area and bringing in a little over 200k. My mother doesn’t know much about investing or preparing for retirement. I sadly was not taught this stuff in school. I don’t know anyone that knows about th…

Why superyacht builders are investing in solar There are more than 5,500 superyachts in the world’s oceans and seas, according to a recent report, and new buyers are overwhelmingly American

Investing or Student Loans Student loan payments are coming back and I’m torn on how I should best pay them off. I had about $60k in student loans coming out of college – half in my dads name, half in mine. I paid the 30k in my dads name off recently as they had the higher interest rates. That leaves me with about 30k left across 5 loans. Over the last few years I have ma…

I need advice on the way I am saving / investing!! Hi! I am a 23F, and have been working full time for 1 year now after graduating college. I do want to buy a condo in ~3 years – also slightly thinking about buying a 2 family and rent out 1 of the units BUT i am def not close to purchasing yet. I would love advice on how better to invest my money because i think I may be doing it wrong/ believe …

The Most Common Myths That Keep People From Investing Plenty of people avoid the stock market out of fear, but learning how it works can help you make the right choices to mitigate your personal risk. If you’re looking to learn the “secrets” to investing before getting started, I’m sorry to report that there really aren’t any. Investing your money is one of the best ways… Read more…

Am I investing too much or my income? I am 23, make about 60k 9-5 and 20k on the side hustles. I currently have monthly expenses of $1k , no debt, and don’t really have a rent becoming I live with my parents and do renovations and work for them as my rent. Between my Roth $550, brokerage mutual fund $800 and a HYSA $650 a month. ( the HySA is from when I had a car payment but paid …

Investing cash received for student loan I am in my first year of a master’s degree and I took out a student loan to finance it. I will soon receive all the cash on my bank account, but I will pay uni fees with monthly instalments from January. The idea of having all this cash there doing nothing and losing value with inflation, waiting to be paid to my university doesn’t feel sensibl…

Why aren’t streaming services investing in re-negotiating music rights from older hit sitcoms? Old sitcoms are finding new lives on streaming services, while streaming services are investing millions to gamble on new shows. Meanwhile, audiences are dying to re-watch shows that never had a life on DVD after their initial run because they didn’t secure the proper music usage rights. I’m thinking mostly about the millennial hit Ed, but also …

LPT Request- How should I handle a large settlement ? Literally know nothing about investing I’m a full time musician and professional sound engineer, recording and live. Early 30s. I still gig and tour regularly with my band, and feel like I want to put in a substantial bit more into this lifestyle, I don’t see myself stopping anytime soon. It pays my rent and my bills just fine, I’m not struggling. I’m a contract worker, I have litera…

Please share the Best tools/websites I need to know of related to Finance, Trading, Investing, and stuff. I have finally started earning so I have decided to invest and try my hand at trading. I am newbie at finance stuff. Please Share all the tools/websites you know of, that I need to know, related to Finance, Trading, Investing and stuff. Please also enlighten me on how to discover such tools/sites. Thank you very much. submitted by /u/Adv…

The Thermodynamics of Crypto Investing As the various structural risks of crypto investing change over time, the opportunities for returns change, too.

Investing as a kid, what to do I’m 15 years old I work as a lifeguard during the summer at 18 an hour. By the end of the summer i’ll have about 3800 ish. i plan on spending 900 ish for personal items. the rest is going to saved invested whayever. i’m not really sure that to do with it, whether it all goes into a retirement account or whatever. My dad is an accountant is good …

Why startups are investing millions to make drugs and semiconductors in space The market for materials manufactured in space could reach $10 billion by 2030, according to an estimate from a McKinsey analyst.