Audiobooks for investing? Anyone have some good suggestions on Audiobooks? I’m trying to have my money work for me a bit but don’t have the knowledge. Maybe I can gain some better insight through some reading (or listening). While my High Yield account has been great for the past year, giving me access to liquid cash and earning 4.5% each month, interest is on its way do…

Should I start investing? Or should I keep saving and relying on my company 401k? I’m 21 and have recently started working part time for the first time at a actual job. My job gives me a 401k that I’ve been putting 6% of my check every pay into, and after a year will match 6% (I have ~$300 invested and will have ~$1,000 by the end of the year). I save pretty aggressively, always putting 30% of my check into savings, and alway…

i’m new to investing, im just wondering i’m new to investing, im just wondering which one i put my energy to learn it Option trading – Technical analysis – Day trading – Fundamental analysis – Swing trading submitted by /u/abdulaziz_almoqati

Investing Portfolio Review I am 28F, very very new to investing. I have my 401K and backdoor Roth IRA already. Just opened a brokerage account with Fidelity. Have $5000 in the account to start. Will also plan to invest regularly (e.g. $500 a month) I’ve spent quite some time reading Reddit and below is how I plan to invest the $5K VTI – $2000 VOO – $1000 SCHD – $1000 BN…

New to investing help me understand So, I am a college student who was thinking about investing in stocks and thought of this my main question is can I use stocks to make a quick buck for my daily expenses? Like say I buy a stock worth 20$ and by the end of the day it’s worth 21-22$ can I then just sell it and set aside the 2$ to buy some food and invest the 20$ again and basical…

Investing in s&p 500 Hello! I am new to investing and I have gathered most of the information by research and from asking friends and family. I know that long term, nothing beats the s&p 500. I don’t want to constantly look at my phone. Hypothetically, if someone were to make 20k per month. Is it wise to invest 10k every month to VOO (or any other s&p 500 ETF)? As …

Investing Daughter’s Social Security? My daughter’s (7) father just passed away and she is getting $900/mo until she’s 18. I have full custody, make good money, and I have never received child support, so this is a lot of extra money we really don’t need. I would like to invest all this money for her. Her grandparents already have a lot in a 529 plan for her (started when she was bo…

Investing: 529 plan advice Soon to be first time parent. Any suggestions or directions on a 529 plan? Having my first child in 1.5 months and want to open a plan. What type of investments should be made, ETF’s and similar funds? Is fidelity good for 529 or should I do vanguard? Is there a good starting amount to contribute each month (i.e., $100 per month)? Appreciate any…

I started investing, but what do I do know? Canadian here! I’m absolutely clueless on investing in ETFs. I put $1000 into a TFSA with Wealthsimple. I have only two shares of VSP (S&P 500). What the heck do I do now? I’m hearing I should be investing 10% of each pay. Does this mean I buy as many shares as possible with that 10%? Or if let’s say I’m paid twice per month, I only buy 2 shares…

Where to start investing? I’m currently working a summer job and have some money saved up that I want to invest, but I’m not sure what the best method to invest my money is. I have about $5,000 that I want to invest and I looked at an HYSA, but wasn’t sure if that was the best thing to put my money into. I go back to school full time in about a month, so I won’t have a d…

Down payment: Lender vs. Dealership vs. Investing I’m planning to buy a car and I’m considering how I’d like to handle the down payment. Here’s the situation: – Car price: $30,000 – Down payment: $10,000 – Loan term: 60 or 72 months – Interest rate offered: 6.9% through a CU. Dealership APR unknown. Here are the options: Option A: get a full loan amount for the vehicle through the CU and pay …

How should I manage my debt while investing sufficiently? Age: late 20s (single) Monthly after tax income: $7.5k Monthly Rent, utilities and other expenses: $3k Accumulated Debt: $180k at 6% (refinanced recently) Savings: 30k in hysa at 5% Current payment plan for debt on forbearance, first payment due after 6 months @ $3.5k monthly for 5 years. My first paycheck is due next week. I’m wondering how I s…

Investing/Retirement Books Hi all, I’m looking for good books to read for investing and retirement plans for beginners that break things down. I saw some of the ones on the sidebar, but I wasn’t sure if those were for someone of my level, which is nonexistent. I’m not looking for “Wall Street HATES This One Simple Trick!!11!” type books, or anything trying to sell me on t…

Is saving or Investing the Best Path at 18? I’ve turned 18, going into college, and I was wondering how to set up my Next steps in order to create the best plan so I won’t struggle financially in the future. I’ve worked a little so I have about $2000 currently invested into Stocks and ETFs, but I’m not completely sure if this is the right choice, because I’ve seen some people provide me …

Low budget investing? It is possible? First of all I have no idea about investing, I mean absolutely zero knowledge about it. My question is can I do anything with £100-£120 spare money a month? Is it actually worth investing with so small amount it so where can I start? submitted by /u/Lucyferos87

Why We’re (Still) Investing in Web3 Gaming For innovation, adoption and impact, gaming stands out as a leading use case for blockchain technology, say Leah Callon-Butler and Nathan Smale, directors of Web3 advisory firm, Emfarsis.

How to validate a product without investing a ton $ in inventory ??? Found a product in a somewhat saturated niche that solves a problem. The only issue is that it can’t be dropshipped and it has to be custom made. For that reason the MOQ will set me back about $10k. How can I market to my target customers without having any inventory. I was thinking running ads to a Landing Page where customers can preorder, or …

Tell me what to do with my money. I feel I am not investing enough. I am 33 and currently making 106k a year. Between my checkings and MMA I have 210k. 98% of that balance sits in the MMA, and earns between 4.5-5% (it changes every 6 months). I am currently contributing 6% pre-tax into a 401k which has a current balance of $48k. My employer only matches 50% up to 6%. I feel like I could maybe make some changes …

Investing strategies for a teen I just turned 16 and I’ve heard that the earlier you start making money work for you the better. I have a job where I work 25hr/week, I make about 15/hr after taxes and I’m wondering the best way to invest . IRA? Index fund? Anything you’ve got I’m happy to hear. My only expenses are insurance and gas , which together come out to 330 a month. T…

Investing site with tools for advanced users Hi PF, I couldn’t find good results for what I am looking for either in the wiki or through a quick search. Closest was a thread by ufiresafaris 8 months ago that didn’t quite get to the answer. As I have been learning more about investing, I have learned about additional variables like Sector analysis (Tech, Real estate, energy, etc) along with…