Fidelity 401k investing I was recently laid off and had to rollover my 401k to Fidelity. It’s asking me to invest and I’ll be honest I’m completely clueless on this topic. I clicked “fidelity funds” and “no transaction fee” and here are my options: fidelity freedom 2055 fund fidelity freedom index 2055 fund investor fidelity freedom blend 2055 fund Any that you guys…

I’m 17 and I want to learn more about investing and finances. If you guys could mention any good videos or books or even websites it would be greatly appreciated. I just want to be financially literate from a young age. submitted by /u/Zak_69420

Thoughts on taking a year off from investing just to reset finances? Will I be okay in long term? So here’s where I’m at 34M and 36F wife and 3yo child. MCOL to HCOL area. I work, wife stays at home with kid. That’s our plan until she goes to school My income: 235k with usually some type of bonus. Just started making this much 2 years ago. Previously at $120k. 1st year bonus, company did well and I got $50k (pre-tax) and this year I’ll get…

What should I start investing in? I am 18, in highschool working part time. I have an emergency fund with around 2.5k which I think is enough for right now. Instead of putting all of my extra money in savings, I figured I should start investing some of it. What I don’t know is where to start. I don’t know if I should just put money in the s&p500 or VOO, or if I should be looking…

Book about investing for beginner Hi, im really interested learning about finance, could you please recomend me some books that you would recomend to person who consider himself as a total beginner ? I would like to understand basic terms like spread,CFD, private debt etc.. And how things work.. I saw that many people recomendeds A Random Walk Down Wall Street But im not sure if…

Investing in bonds via 529 Savings Plan? Hey folks, I’ll be in school for the next 3-4 years primarily paying out of pocket. Wanted to put some money into a 529 plan so it could gain interest as I’m using it to pay my tuition. I’d like to use it as more of a savings account gaining interest with low-risk/market exposure. Is it possible to purchase treasury bonds through a 529 or will I…

Investing 10,000 into what? Hello, everyone and good morning! Just to make this short and sweet- I’ve been poor my entire life. Extremely poor. I’ve lived paycheck to paycheck continuously. In the next few months – i will be given a bit of money (around 10k). I know that isn’t a lot in today’s day and age- but I’d like to play my cards wisely. I’m looking for advice to ma…

How do I go about investing money for my baby? I started saving $10 a day when I found out I was pregnant, along with any money she recieves as gifts from f&f. I now have about $5000 saved up for her. It’s just sitting in a checking account. How would I go about investing it for it to grow? Do I just go to my bank and tell them to do it? Should I put it in some kind of app like questrade and…

Roth 401k vs Roth IRA. Are there benefits to investing in both? I am a small business owner and just opened up a solo traditional and roth 401k. I also have a Roth IRA. I wont be able to max out my 401k this year. What would be the downside of putting the 7k dedicated for my Roth IRA into my Roth 401k? Are there unique advantages to the Roth IRA over the Roth 401k? submitted by /u/sideout25 …

Options with investing – still trying to understand it all Currently, I max out my Roth IRA, contribute 15% of my paycheck to my 403b, keep 10k in my checking account that I use to pay off bills and everything, and anything left over I just have been dumping into a HYSA. Is this a bad route? Should I be investing in anything else, like a brokerage account or anything? My family didn’t teach me about mon…

First time investing. What should I do? I want to get into investing + open a Roth IRA. I have no clue what to do but I have around $8k in a HYSA. I was thinking I could move part of this into some investments and start contributing to a Roth IRA as well. What should be my first steps? Appreciate any advice!! submitted by /u/red_hippo_

Investing guidance for retirement. Hello All, I am 46 yrs old and have some cash laying around to be invested in my personal bank accounts, in my Roth, my wife’s Roth, and in HSA. However, I’ve been putting maximum amount in my 401K which is invested via fidelity. Based on the discussions I have been hearing, its wise NOT to invest all the money in lump sum. And I am ok to pu…

Olympus C-2100 worth investing in? I was given an Olympus C-2100 camera and compared to my Canon Power Shot a1400 I really like the richer more artistic shots of the Olympus, unfortunately it’s stopped powering up, I’ve discovered this camera was going for $ 1300 new in the 2000s. is it worth getting it repaired? and can the quick consumption of the AA batteries be solved with a …

I can’t keep up with my peers, single, Should I start investing? I’m 32 and I really want more disposable income! Some of my friends are traveling internationally multiple times a year, but they are also dual income. Pretty all of them own homes, one got help from his parents though. I don’t have a partner in sight and I’m going better than my family so here’s my specs: Full-time job: $95k Business: Made 2…

How to start as a beginner with no knowledge on investing. Hi, I am 16 in High School, and hope to become well off in my future. I have no money right now, and have been looking for jobs I could work over the summer to get me started so I can eventually begin investing. I want to have enough money to retire my parents. Everyday, I see them both losing precious time of their life to provide for me and my…

How Do I Get Started with Investing and Roth IRAs at 18? Hello everyone, I’m 18 years old, working a part-time job while attending college full-time. I’m a big saver and try to avoid unnecessary spending since I’m still living with my parents. Ever since I was younger, I’ve wanted to learn how to make better use of my money instead of just letting it sit in my bank account. I’ve heard a lot about Roth…

Investing in Stocks and Bonds Will Be Trickier Under Trump Sizzling returns may well continue, but our columnist suggests that it would be wise to prepare for the next storm.

Investing biweekly/monthly or Lump Sum Hello! I’m new to investing and I just have a question. Should I save my money from my job this year and do a lump sum investment in January next year or should I just invest my money as soon as I get my paycheck which I get biweekly? Thank you for help! submitted by /u/MasterHunter45

Savings vs investing ratio Hi! I’m 26 and have a good amount of saving + investments. I have around 50% invested and 50% in savings. The investments consist of my 401k, Roth IRA, HSA, and personal investment accounts. The savings consist mostly of a high yield saving account and my checking account. My saving recently got to around 100k, and I’m wondering if I should star…

I want to start investing Hello, I would like to start investing 100€ a month in S&P500, never invested money before and I am wondering what is a low commission brokerage, what fees I have to pay given that I live in Italy. Thank you ! submitted by /u/xruthlessmf