Getting an 80K Settlement how should I invest? My wife suffered a traumatic injury at work about 2 years ago. She won a settlement from worker’s comp check has hit our bank, it’s around 80K. I make around 55K a year. My house is paid off, although it needs some work. Car is paid off, has about 180k miles on it. Have about $7,000 in CC Debt/Personal Loans. My wife was disabled by the accident…

The Right Way to (Passively) Invest in Crypto: Crypto Long & Short John Bogle and modern portfolio theorists revolutionized investing, but their insights need some revision to work in crypto.

Pay off mortgage or invest? I’ve been paying off my 30-year fixed-rate mortgage at 4.86% APR at a rate where it will be paid off in 15 years. I am self-employed and have been neglecting my Roth IRA over the past few months due to other savings goals (home refurbishments). I like the thought of being debt-free in 15 years, but is it dumb to be prioritizing paying off the m…

Apple and Samsung line up to invest in Arm Illustration by Alex Castro / The VergeArm, the SoftBank-owned chip design company, is already lining up major investors. Apple, Samsung, Nvidia, and Intel all plan on buying stakes in Arm when it goes public in September, according to a report from Nikkei Asia. The British chip designer plays an integral role in the technology industry. It spec…

Where should I invest in with 10k as a college student? I am an undergraduate college student in the US. I’m not employed, but I currently have around 10k in my bank account. I don’t really need that money for anything or next few years I assume. Where is the best place to invest or use that money in? I don’t have any debt or holdings. I was planning to just put it in an index fund or ETF. I don’t re…

401K and Roth IRA maxed out, what else can i invest in that maintains some liquidity? Where are people parking their money once 401K and Roth IRA are maxed out? All my additional money is safely in a High yield at 5.15%, but curious if anyone has some moderately safe investments that might earn more. I do have $10,000 parked in I bonds that will most likely be converted to T Bills depending on rates at years end. ​ submitted …

I want to invest 100$ a month. Hello Reddit! Please delete if not allowed. I am just about 23 years old and would like to start investing 100 dollars a month to start planning for retirement, how would you all suggest I do this? I have roughly 25k in a Merill Lynch CMA account if that changes anybodies answer submitted by /u/yker1137

Pay off mortgage when rate is 7% or invest? Seems like paying cash into a mortgage is a guaranteed 7% return (in my case). GIC’s don’t get you that. I have a low tolerance of risks, so am I stupid to divert cash into the mortgage? submitted by /u/Okidoky123

Pay off mortgage or invest in money market account? I’m trying to figure out which would be more advantageous, but I’m not sure if the tax advantages of the mortgage are beneficial enough. Here are my specifics: Mortgage rate: 5.625% Money Market rate: 5.09% (should rise with latest rate hike) What other information do I need to take into consideration? Any help would be appreciated. submit…

Should I invest $15k in solar panels or in S&P500? I have been considering installing solar panels in the house that I own. Details about the project: – Cost would be ~$20k, with with the federal tax rebate it would be about $15k – our current electric bill is around $1k per year, significantly higher in the summer during daytime because of AC – they say the panels would generate ~90% of my curr…

I have no clue on how to invest and don’t want to jump into it without knowledge. I am 22 and have a $15000 car loan with a 5% interest rate, I gave the car to my sister so she is making the payments, 1 month early each month. Took the car loan to build credit history so my credit score went from 700 to 665. No other debts except that. I have $6400 in a normal savings account and started saving approximately $1800 a month int…

I want to invest in one (or two) good products and i need help! ☹️ I don’t really wear much makeup (my daily makeup it’s just tinted sunscreen, blush and clear mascara) but i want to start doing a little more! I don’t have much money but I want to invest in one (maybe two) good products but i don’t know what to buy! (foundation, bb cream, blush, powder, i have no idea!) what would you guys recommend? I like the…

I took this with my iPhone 14. Should I invest in a camera? submitted by /u/SwingWinter6454

Pay down car loan or invest? I have a 6 month emergency fund built up and have an extra $300 a month I can put towards either paying down my car loan or investing in HYSA or something else. What would be best use of that $300? Car loan has $15,668 leg and payments are $301.80 a month at 3.99%. 57 payments remain. Thank you. submitted by /u/Glimglam

My parents won a lawsuit. How do they invest or save it? My parents have always been low income. They work hard but growing up, we barely made it by. Part of it is because they’re not the best with money. Their motto is “if we have money, we have to spend it.” They recently won a lawsuit and got around $100k. They’ve already spent around $20k on home improvements and debt. They’d like to invest and sa…