How should my parents invest profit from house they’re selling? Hi I’m not sure where to ask for advice, but basically we already have one house with about 200k loan left and my parents are selling their other house in Indiana. They’ll get about 150k profit and they’re not really sure what to do with the money. My parents aren’t really educated so they don’t know what to do. I don’t want them to work after 1…

LPT – Invest in high quality underwear and socks and remove random socks and underwear with tears or holes! Nothing just slightly improves your day than knowing you can pull out any pair and be good to go submitted by /u/Uledragon456k

Should I invest in a camera? Since I went sober I’ve been taking more and more photos on my free time. I love doing it. I take and post the ones I love. People keep telling me I should take it more serious and invest in a camera. But they’re friends telling me this. I would like to hear from strangers. Based off these photos should I invest and take it more serious? Btw all…

Should I invest? Not savvy at the financial stuff in life 😕 Hello there, my husband and I (40 and 43 yes old) have managed to save $100,000. Our only debt is house payment which is at a 2.5% interest. From what I’ve been reading at that Interest rate we would be better off investing money that we could add to pay the loan off earlier. I am set to retire on FERS and TSP through the government. Is it safe …

Should I pay the minimum amount on my student debt or invest? I’m a 23M making around 120k/yr. I have my emergency fund up to 8k which is 3 months of my monthly expense. I have two loans adding up to 30k in student debt. One has around 5.2% in interest rate and the other is 6.5%. I’m planning on paying $1000 monthly on the debt to pay it off quickly but I feel like this $1000 would best be invested in a in…

Should I invest more on body or lenses? I’m really interested in photography and everything related to it’s methods, but something I really need to figure out is: Expensive body or expensive lenses? For better context, I’m a big amateur so far, because of that i’ll try to keep my budget low for now (the prices on my country are way too high), and I clearly need recommendations. su…

Payoff mortgage or invest? Over the next five years I will get a decent amount of vested RSUs that is enough (after tax) to pay off my mortgage which is $350k at 3.65%. I recent had twins and my partner will stay home so we’ll be down to one income. Our house is really small so we will need to sell it since I want more space for our twins but we’re okay living here for u…

Pay off student loans or invest? I currently have $7.5k student loans with interest rate of 4.81%. I could pay this off immediately but I want to consider my options. I applied for SAVE and I have the option to do a monthly payment of $281 for a total of $7.9k to be paid by the end of Dec 2025. Is this worth doing? OR Pay it off immediately. I have a robo advisor account with 2…

How would you invest this? My spouse (31 M) and I (30 F) have 200k sitting in a HYSA. What do we do with it? We don’t own a home (don’t want to in this market) have our cars paid off, no outstanding debt and just welcomed our first child.. We both come from families that didn’t teach us anything about finances. No education on the stock market or investing. What is our be…

Should I sell my stocks in my taxable account, then use that money to invest in a 401k account? I have 250k invested in SP500 in a taxable brokerage account. I dont have enough money every month to max out my retirement accounts. I was wondering if i should just sell the stocks in my taxable brokerage account, so I can use the proceeds from selling to live and use my salary to max out my retirement accounts? My employer offer a roth 457 an…

Pay off car or invest I owe about $22000 on my car@7.75%, and I have about $15000 in my savings. Should I use the $15000 on my car loan and have it paid off by January? My initial plan was to invest the $15000 and have my car loan paid off by next November, I could afford about $1800 a month towards the debt. Or should I pay it off and have 0 car payments by next yea…

What is the best way for a beginner to learn how to invest? 28M, I’m struggling with medical bills racking up and even with my two college degrees, I’m only making $41k at my job. I want to find other ways to make money to pay my medical bills, but I don’t have the time or emotional energy to get a second job. So I want to learn about buying stocks and bonds. How did you all get started? Was there an awe…

Invest in a local brewery that’s growing significantly? Invest in a local brewery that’s growing significantly? A local brewery in my area is having investment opportunities for a “Limited” time. I dont have any investments, or really know much about it, but i do know that this particular brewery is really growing. Products are at more and more stores, even out of town. The farm is expanding with mor…

I was gifted about 11000 USD, how do I invest this the smart way? As the title says, my wife and I revently got gifted a very generous amount of money. She wants to just let it sit in the bank, but I am saying lets invest it for our future. We do not know the first thing about investing, so What are some smart, safe ways to invest this money? submitted by /u/akskdkfbendl

How to invest at 52? I’m a 52yo that has done moderately well, but a divorce has set me back from an on track retirement roadmap. I still feel like my number is attainable, but my timeline has definitely been pushed out. What is a good straightforward resource for sample portfolios based on time to retirement/career shift? Thanks ✌️ submitted by /u/Eagle-Iro…

LPT: Travel often and stay at hotels? Invest in a universal remote! My wife and I enjoying traveling, and typically stay in hotels while doing so. We’ve had numerous times where the remote for our room’s TV doesn’t work properly or won’t work with our hard drive (see the bonus LPT below). While at the store getting snacks for our room, we jokingly said we should get a universal remote for the room since the one …

I have a 529 Account that I don’t need, How should I invest? Hello, I am a 26 year old who resides in Texas with a bachelors degree and have already used all the funds I need from my 529 account. I have a little over 20,000$ in that account. With the inflation of tuition, I have no desire to go back to college for any further education, and I have no children. I do want children. However, I don’t want to …

Invest more in pre-tax 401k or taxable account? I currently max my Roth and HSA and contribute 6% to my 401k. My employer matches up to 6%, so that all makes sense. The question is: Should I invest more into the 401k without further matching and reduce my tax bill or invest in a taxable account? What are the benefits and drawbacks of both options? submitted by /u/Priority_Bright

Pay Down Student Loans or Invest? Student loans are coming due and I can’t decide between paying $3,892.87 per month for 5 years at 6.10% apr or doing a lower monthly payment and continuing to try to invest in real estate. I have a little over 30k saved up now and plan to buy my first rental property soon so I know I would be able to have 1 investment property if I aggressively …

How should I invest my money? 20M, just finished a summer internship earning about 20,000 this summer. Last year, I maxed out my Roth-IRA (just put all 6k into an index fund tracking the S&P500) and my I-bonds contribution (10k) and plan to do the same this year. Both are still sitting and I haven’t cashed out anything or rolled over yet. Is there a better place I can put my…