Should I Invest my Savings? I am 19 and make $19.80/h over the last year I’ve saved up 15k, I also put money into my 401k. My employer matches 5% so I put in 5%. Should I be investing in more than just my 401k such as stocks, or should I just put more into my 401k every week. Or just keep saving normally. I am also in college and don’t pay tuition due to having a scholarsh…

How can I invest $1000? I’m 23 years old and a senior in college. I recently quit my serving job due to issues at the job and I want to focus on school for my last semester without working as much as I’ve been. I do have my family’s financial support so working has been my own personal choice. I saved up almost $4k, and I don’t want to blow through the money. So I want…

Where to invest raise? I recently got a raise from $77k/yr to $94k/yr and would like to get my invested savings to 15%. Currently I have a 401k with $67k, which I contribute 5% into. The majority of this was rolled over from my previous employer. I also have another account through my employer, similar to a 401k, but I have no choice in how it’s managed there than inc…

Pay off the house or invest in the stock market ? We have a $500k mortgage at 7% which is high. We also have $500k cash available ( not part of our emergency fund) . Should we put our money to payoff the entire loan or invest the money in a mutual fund and just pay monthly our mortgage ? submitted by /u/Ok-Arm-2232

3.3% 14k student loan – pay it off or invest? I recently graduated from college with 14k in federal unsub student loans, with only $350 in interest thanks to the 0% interest rate for most of my time at college. I will soon start a well paying job and I could use the sign on bonus to immediately pay off my loans. Here’s a detailed breakdown of them: Federal direct unsub 1: IR: 2.75% Princi…

How much to invest for retirement? Should I invest a set amount every month that I will definitely be able to pay(I’m a real estate agent so monthly commission varies)or invest the amount I have left at the end of the month after groceries/rent etc? submitted by /u/OppositeNo2598

How should I invest my savings? Imagine I (28M) am saving 1k euros a month. For the time being, I’m investing around 35% in ETF, the other 65% is going to my savings account. What would be the best way to diversify? Should I invest the other 65%? submitted by /u/Frequent_Food_3707

Invest through payroll or not? Hey all- Finally getting to a point where I’d like to set aside some extra funds. Would it be better to set aside money in a 403(b) (Fidelity) through payroll for tax advantages or put money into VOO on my own? I am 25 if it matters Not 100% familiar with 403(b)s, but they seem pretty popular with others at my work. Thanks! submitted by /…

Invest or Pay off Mortgage I’m just starting a new job making significantly more than my previous employer. I’m 27 and just got married last year. No kids. Previous employer 70k before taxes. New employer making 115k Also have a side gig that’s part time making 28k Wife makes $67k Total annual Gross income is about $210k. About $150k- 160k after taxes. Mortgage is $2400…

Why Invest In Index Funds? I was answering a post for someone else about index funds and it reminded me of a book I read. I think it’s important to understand why index funds are so good by understanding where and why they were created. I thought this group would be interested in it since we suggest them so often in this forum. The book is called “The Little Book of Commo…

VW will invest $5 billion in Rivian as part of new joint venture Volkswagen is investing $5 billion in Rivian as part of a new joint venture that will give the German auto giant access to the buzzy California EV company’s software and EV platform. The new venture was announced in a post from Rivian CEO RJ Scaringe, who noted the investment will help the company bring its next generation R2 electric vehicle to…

What to invest in Roth IRA vs 401k? Are there certain index/mutual funds that make more sense to hold in a Roth IRA or 401k? I’m looking to diversify the types of index/mutual funds I hold across my accounts. Currently I have my Roth IRA holding 70% S&P 500 and 30% in a Total market fund. I’m thinking of investing in a growth fund and possibly a smaller allocation for an income …

Does it make sense to invest my house savings 29M. Hello, I’m not sure where to put savings for a house. -Don’t see myself buying a home for 3-5 years Current house savings: Have 20k in TWCGX 25k in FXAIX Another 11k spread between other indexes/etfs. -8k in a HYSA Currently putting all future contributions and the 8k into FXAIX, as housing in my area is very costly. Does it make sense to…

LPT – Invest In Surge Protectors Surge protectors saved tens of thousands of dollars for me on Thursday. I just spent the last two days dealing with an electrical problem because a tree pulled on my electrical service line, causing a grounding problem. It started with a huge surge and all my water and gas pipes were carrying live current, which I discovered when I touched one i…

How much should I invest at 18? Im 18 years old living with my parents. Working full time earning about €1500 a month I currently have about 13,5k invested in vanguard ftse all-world etf. I have no montly cost expect some “fun money” I spend but that’s never more than €300 a month. I am currently investing about 250-300 a month in my etf but how much should I actually invest? …

What mirrorless camera should I invest in? So l’m thinking to go fully Nikon mirrorless and sell my Sony or leave Nikon altogether and stick with Sony. I hear both systems have great lenses and great camera options. I have a Nikon F3 w/ a 40mm F2 Voightlander and a Sony a/c with a prime 55mm and Sigma 24-70. I’m looking to up my game when it comes to shooting events and wedding possibly….

How to invest? Transamerica IUL + LTC Hello I am 23 and freshly out of college and making decent money. I have no idea where to put my money and a coworker of mine told me about the Transamerica IUL with LTC. She signed me up for this stuff and now I have no idea if I made a bad call. Im looking for advice on how to cancel it if I need to and where to actually put my money to have i…

Payoff second home or invest or other Would you pay off the beach house with the CD/Treasury money??? Any other creative ideas? I pondering what to do. My wife works full time and I am self employed. We have saved every penny. My wife is 48 and will have a retirement from her teaching career. It is a crappy plan, but it is something. I am self employed and do my own retirement plann…

Should I just invest money in to S&P as 19 year old? I’m currently 19 and want to start growing my wealth. My parents agreed to give me a set amount of money each month to invest. Ive heard millions of investing strategies and don’t know which to choose. I heard that when you are younger your portfolio should be more concentrated to grow your wealth faster and because you can assume more risk. Or…

What should I invest in next? I need buying advice I’m about 1.5 years into my photography journey and have begun to attract more clients. However, I’ve been seriously undercharging and still don’t charge as much as I could, so I’m not exactly sitting on money. I’m trying to decide on if I should invest in a new camera body, lens, or laptop. I currently have a Canon EOS t7 w…