Better to invest in a great APS-C lens(es) or to invest in a great FF lens(es)? Currently using an EF-S 15-85mm f/3.5-5.6 IS USM on a Canon 60D. Got about 500-600 quid to put towards a nice lens, was wondering if I should get a good APS-C lens, or invest better long term and get a good FF lens? I mainly shoot street, people and wildlife due to where I live, with some music photography here and there. I’m undecided if I want…

Pay off the mortgage or invest? Where to invest 150k My wife is in her mid thirties and is a semi stay at home mom. I’m in my mid forties. We own an e-commerce business that she dedicates a few hours a day. I work at a fairly large company and make around 65k a year, with 20% going to a 401k. The 401k is sitting at 80k. The business will do about 600k in sales this year. 25% …

How/where to invest 70k – total beginner? I have about 70k doing nothing that I want to invest, but I’m a total beginner and don’t know much about investing. No debt. Want something relatively stable/low risk. I have a friend who’s investing in MSTR stocks/other crypto right now, but not sure if the volatility is something I want to tread into. I’m thinking something in line with the SP…

Best ways to invest My husband (51) and I (48) are finally empty nesters. We just sold our home and plan to move to a more affordable area and buy a modest home there. We plan to put about 50% down on our new mortgage so we have lower payments and a 10 year mortgage so it’s paid off sooner. We will also have about 100k left to invest and are looking for ideas that …

What would you invest in? Hey everyone, I am looking for an upgrade and wanting to develop further. Thanks for reading and helping in advance! Budget: €2000 What are you using it for? It will be primarily used for short-form content, but it might also be used for photography and product or brand videos. How long do you need to record for? For now, short clips, but in the…

Where Should I invest my Money as a 20 year old College student. Hi everyone, I’m a college student and have managed to save up over $5,000. I’m looking for ways to grow my money and am willing to start by investing $2K-$3K, with plans to add more as I learn. I’ve heard about money market accounts and a few other options, but I’m unsure where to start or how they work. Does anyone have recommendations for a b…

6.125% Mortgage or invest? I have an extra $30k this year and not sure how best to utilize it. I live in CA and mortgage is around $950k, 6.125%. Do I reinvest the $30k into my brokerage or pay down my mortgage a little? For background, I (30F, single) am currently not maxing out my 401k (just getting $15k company match) due to the monthly mortgage payment. I do max out …

Should I invest my dollars towards my down payment? 16-20 months Should I invest into an index fund for my down payment? I’m already keeping what I have saved up in a money market fund. Looking to buy in 16-20 months. submitted by /u/Prestigious-Club-284

When’s the right time for small businesses to invest in paid social ads? We know what we’d recommend to our clients, but we’re curious about those of you running small businesses (or helping someone run one). When did you feel it was worth it to invest in paid ads? Is it a must-have once you hit a certain follower count? Or does it depend more on your goals—like driving foot traffic vs. online sales? What metrics or …

How to invest my assets? Heya -Should I be doing something different with my assets? Through pure luck, some stocks I bought blew up over the pandemic and now I have 900k in assets. I came from a poor family and don’t really know what to do with it all, so I was hoping someone could give me some advice? I’m 35 married and we both make

Who should my wife and I speak with regarding how to invest our money for retirement? We have about 140k to invest. We’ve heard about IRAs and HYSA’s. Possibly stocks? Would a banker or a retirement planner be the best for advice? TIA submitted by /u/6millionwaystolive

Have about 30k to invest, would it be dumb to just put it all in SPY. Good Day, After my Roth IRA Contributions and Emergency Fund in my High Yield, I am left with about 30k. I’m not highly financially litterate, but know I could do something better than a high yield savings account. Currently I have an empty Schwab Brokerage account. Would it be dumb to just put it all in the ETF SPY and let it grow? submitt…

Should i still save or invest it? 24 M, income $3200/month. I keep $1600 for my families monthly needs and such and then invest the rest. I have 20k in HYSA. I use roughly 600 of the 1600 to max out my Roth IRA. My question is should i use the other 1K to invest monthly or do a 50/50 split between HYSA and Investing? Let me know your thoughts! submitted by /u/Big_Bet_3010…

Any advice for person starting to invest at 20 years of age Im 20 years old and Ive recently managed to save up enough money through part-time jobs, and I’ve taken the first step toward investing by putting my savings into an S&P 500 fund and an international stock index fund. Fortunately, I don’t have any debts or loans to pay off at the moment. However, as I continue to educate myself on personal finan…

23 year old bartender looking to invest his money hello everyone, i’m a 23 year old bartender and college student. i’m looking to get a head start on investing while i’m young, but i do need some guidance. i have a high yield savings account with capital one that i like to put a lot of money into, but what else should i be doing to set myself up for later on in life? i know there is roth ira, a…

Pay Off $10,000 in Student Loans (5% – 7% interest) Or Invest? I’m 23 years old, my income is $73,000 a year and currently have around $10,000 in student debt. The debt itself is made up of four separate loans ranging from 5% to 7% interest. My payments are $123 a month. I already have a 6 month, $15k emergency fund, plus $2k in savings that I’m building for buying an apartment down the line (All of it in a…

Should I invest my down payment savings, and is now the time? Context: USA, 35 y/o, married, 180k ish household income, both wife and I have great job security (union). No debt (other than student loans which should be forgiven in 3 years if PSLF isn’t recinded). Just had our first child over the summer. Our retirement funds are healthy. Basically, my wife and I would like to be able to buy a home in the n…

Looking to invest in Bonds…any suggestions? Hi All, I want to diversify my portfolio and invest more in bonds. I have some money invested in bond ETFs but am looking to go the more traditional route. I have some ideas but if anyone has any suggestions on which bonds to invest in or any input that would be appreciated! TIA! submitted by /u/thickapple101

How would you invest $45k? I will soon be receiving a payout of $45k (after taxes) and I’m trying to figure out the best way to invest it. I’m thinking I will max out my Roth IRA for 2025, but after that should I just dump it all in an ETF like VTI or VOO in my individual brokerage account? Are there other investment options I should be aware of? This money will be used …

Invest 15K to VOO or VTI? I want to invest 15K, thinking of VOO, VTI, or if someone has a better recommendation? With this amount of money, which is a better option? Would it be better to invest all at one time, or dollar cost average? Should I invest the money tomorrow, wait a day, week? I am a first time investor in the market (aside from retirement) so I appreciate th…