Pay Off $10,000 in Student Loans (5% – 7% interest) Or Invest? I’m 23 years old, my income is $73,000 a year and currently have around $10,000 in student debt. The debt itself is made up of four separate loans ranging from 5% to 7% interest. My payments are $123 a month. I already have a 6 month, $15k emergency fund, plus $2k in savings that I’m building for buying an apartment down the line (All of it in a…

Is it better to pay off a lower interest card completely, or take a big chunk out of a higher interest card? I have three cards that I’m carrying a balance on. (My credit score is around 750 atm) I’m mostly only able to pay minimums each month (ugh), but I try to do more when I can. I have saved up almost 3k, and am considering paying off one card, or paying most of another. What would be best? I’m looking to keep my remaining minimums as low as possib…

Long-term inflation versus mortgage interest costs Is there a handy calculator out there that helps you decide between different buying scenarios that take inflation into consideration? For instance, say i want to buy a $300k house today. I could pay cash right now with 2024 dollars. Alternatively, I could get a 30-year fixed mortgage at 6%. In which scenario do you come out on top? Paying all …

What is a country popular with travellers that you have zero interest in visiting? For me, India. No desire to visit at all. I value cleanliness, tranquility and my personal space. What is yours? submitted by /u/ButterscotchFormer84

Sting Has No Interest in Performing at the Sphere, Unlike His Peers: ‘It was so much to see. I don’t want to be overpowered by visuals’ submitted by /u/stroh_1002

ESPP Sale –> IRS Interest and Penalty Demans I sold ESPP stocks in 2022, however my financial institution Charles Schwab did not include these on my 1099B. I prepare my taxes using TurboTax and it didn’t pull these transactions in and I didn’t realize. Now I received a CP 2000 notice from the IRS declaring that the financial institution reported to them transactions that I didn’t include o…

pay off interest? not sure what to do submitted by /u/Positive_Entrance_15

4B Movement Surges in U.S. Interest After Trump Wins Election Interest in South Korea’s 4B feminist movement, which rejects dating, marriage, sex and childbirth, has risen in the United States.

Low interest small loans? Thoughts? Help me! My husband fell ill in the summer and it set us behind a fair bit. I had to change my rental payments from the 1st of the month to the last of the month which was fine, however my landlord is requesting to go back to the 1st of the month and because we haven’t really been able to get “ahead” or save anything extra — not to throw a pity party hit…

Sources: WRs Johnson, Kirk draw trade interest Two receivers who have generated the most conversation ahead of the NFL trade deadline are Carolina’s Diontae Johnson and Jacksonville’s Christian Kirk, sources told ESPN.

Refinancing private student loans — lower interest rate or lower monthly payment? Hey all. Thank you for taking the time to read this post. Some context before I get into the nitty gritty: I graduated college back in December and languished unemployed for several months before finally picking up a nice remote $90,000 tech job. I make additional money here and there from design freelancing or picking up odd jobs (but nothing c…

How does heloc interest work for short term withdrawal? If I were to take out 10k for 15 days then pay it back, how is interest charged? I’ve seen people refer to them similar to credit cards, but my understanding is the interest is charged on the draw? I’m just unclear what the owed interest would be in keeping it out for 15,30,45, etc days submitted by /u/Competitive-Jelly709

Paying down low interest mortgage Hey all – I assume this topic has been discussed, but this is a slightly different take. I have a low interest mortgage (2.875%) that is adjustable, and will reset in June, 2027. The maximum that it can increase is to 4.875%, which is still a fairly attractive rate. I have ample cash, investments and income – the mortgage is a total of ~$2.1mm, …

The interest rates on my student loans are killing me Hi, I have $41K in private student loans and $10K in federal student loans. My federal student loan payment is only $78/mo with 3% interest, but my private student loans (4 loans totaling $41K) are $518/mo with the highest account being $25K at a 10.5% interest rate. I am a teacher. I don’t make a lot of money. $600/mo is so much money, and I do…

Is it bad after my trip to Japan I have lost interest in traveling elsewhere? Pretty much the title. I use to have dreams of traveling the world. However, after spending a month solo in Japan, I can only seem to fantasize about my return. I had the time of my life. Perhaps I could have an equally amazing experience elsewhere. However, I felt so at home. From the kindness of others, to the food, cleanliness, public transpo…

As Interest In Raw Milk Surges, New Data Shed Light on A Major Salmonella Outbreak Experts say the number of people affected in the outbreak, linked to Raw Farm milk, could be far higher.

Putin Counted on Waning U.S. Interest in Ukraine. It Might Be a Winning Bet. The arc of American foreign policy could be moving closer to the Russian president’s view of it. But he has been wrong before about the U.S.

Forgot to pay tax on interest income. I work a 40-hour job and receive a W2. I also have some cash in a high-yield online savings account that made about $2K in interest last year. Only thing is I think I forgot to report the exact amount of interest and only clicked “yes” that I received interest when filing with TurboTax. I don’t remember ever receiving a 1099 form from the online…

Mortgage interest rate change letter. Please explain this Under the terms of your adjustable rate mortgage u had a 1 month period in which your interest rate stayed the same. The rate ends on 7/1/24, so on that date your interest changes. After that your interest rate and payment change every 1 month for the life of the loan. Your interest rate will change again 8/1/24 I’ve had the same interest rate f…

Canada’s Marsch: I’ve ‘no interest’ in USMNT job Canada coach Jesse Marsch, a former candidate for the U.S. men’s national team coaching role, insisted he has “no interest” in replacing Gregg Berhalter as USMNT boss.