Hospital never Billed Insurance-Insurance Wont Pay In June 2023 I went to the ER and gave them my insurance information and then I moved shortly after. I guess they never billed the insurance and said I have no record of getting my insurance information. They sent the debt off to a debt collector and they called saying I owe almost $3,400. I sent the information of the debt to my insurance and t…

Lab never billed our insurance, and now we have worse insurance Daughter went to an urgent care in 2023. The urgent care sent in some tests to a lab. We only recently received a bill (date of service: 12/13/23) from this lab for >$1k, but we noticed they never applied our insurance which at the time covered everything with no copay. We got new insurance in 2024 which will probably have a significant copay fo…

My mother passed, and I don’t know what to do with the life insurance. My mother passed, and I received a chunk of change from her life insurance. I haven’t had much money in the past, so it’s pretty weird to see six figures in my bank account. I want to invest some of it, and don’t really know how. I’ve heard of High Interest Savings, buying land, or crypto, but don’t know much about it. I’d really appreciate some…

What to do with life insurance payout Hi everyone, This is my first ever post on Reddit so apologies for any formatting mistakes. I (20F) lost my mom very unexpectedly this past month, and I am an 80% beneficiary to her life insurance policy of ~100K. Her funeral expenses were quite minimal, so I’ll be getting a good majority of my portion. For context, I have an older brother who i…

Insurance Agent reached out to me 1 year after accident. About a year ago my car was deemed a total loss in an accident involving like 8 or so cars (my car was parked). Unfortunately the at fault driver didn’t survive and probably passed before impact. My insurance offered me a decent value for my car (it was less than a year old) so they payed off the bank and gave me the remainder in cash, and just …

General liability insurance for a travel shoot in Hawaii??? I live in Canada and doing a wedding elopement shoot in Hawaii. My current insurance general liability insurance doesn’t cover Hawaii. Everything elese is covered worldwide sooo very frustrating. I need general Liability insurance for 3 days soo that i fan get a shooting permit from the state. Have talked to alot of companies in the states but…

Tesla’s Insurance Is Trash: Report Thanks to Elon Musk, Tesla always seems to over promise or under deliver to the point of telling tales out of school. It looks as if Tesla’s insurance is no different as an in depth report from Reuters shows. Read more…

wife’s life insurance Is there an easy way to see if my wife had any? I’ve not found any paperwork saying she did. When I called the main insurance companies they can’t tell me. I asked her employer but they don’t offer anything. submitted by /u/DJRadar76

Life insurance payout to a deceased recipient? In 2018, my grandmother passed away, and apparently she had life insurance that was to be paid out to my father, my 2 uncles and 1 aunt, more on that later. In 2022, my Aunt passed away and my father was made executor of her estate due to the fact she had no spouse or children, my uncles agreed to this due to the fact we lived closer and it’d be…

Mom just died. Not sure what to do about her life insurance policy. Hello all. As the title states, my mom just died. Her only assets was a $400k life insurance policy, a car she just got a loan on, and a bank account with a few hundred dollars in it. My sister and I are both beneficiaries (equal) on the life insurance, but I’m not sure if I need to do anything different because my sister is incarcerated and won…

Winter sports medical insurance for Europe Hello I’m looking for a medical travel insurance for winter sports from someone that actually got help straight away with the bills (its important that the company pays straight away, not refunds) I will be for the whole winter season in Austria, and I need cover for liability, offpiste, rescue (helicopter etc). Many of which Ive found on google…

Car insurance went up My current employer requires body injury liability insurance 500k per person per accident and 500k coverage for property damage. I’m currently paying $1,800 for 6 months (100k/300k coverage) and with this new quote for 500k CSL it shot up to $18,000 a year. I work from home and drive to different sites 1-2 days a week about 20 miles each way. I…

Employer optional life insurance cost I’m trying to wrap my head around why I opted in for the optional life & ad&d policy for 500k at work at $60 bi-weekly. Regular employer policies are 2x salary and I also have a private life policy that costs 108/month for …. Edit to correct – it’s either 500k or 750k. Does that $60 policy make any sense? Single parent of 2 kids, 1 still in gr…

Why are all my insurance quotes insanely high 18M, recently licensed, and I drive a 2020 Dodge Charger that I’m financing. I am yet to see a quote that is less than ~$800 a month, which is more than double my monthly car payments submitted by /u/RiOT-Septic

At Least 2 Million Children Have Lost Medicaid Insurance This Year Many of the children were eligible for federal aid, experts said, but errors have been common as states “unwind” assistance from earlier in the coronavirus pandemic.

Dad no longer drives his lease, pays almost $600/m on insurance, can I cancel his insurance and get my own on his lease? Edit: Sorry, failed to mention, we’re in NY, he’s leasing a 22’ CRV EXL. Oh and Geico He’s a terrible driver and has been in quite a few accidents and thus, he no longer drives. I just did a few quotes, about $250/m on full coverage for myself. Will this be a problem as he is the lessee? One of the insurance brokers suggested I get the lease und…

Which medical insurance do I choose? There are 4 pay periods in a month. I will be charged per pay period. I am a contractor. Im not going to copy and paste the whole thing since its too much. ​ Base Plan is $49.14, Buy-Up Plan is $94.63, Ignored Traditional Plan (too much per pay period $126.67 ​ Base Offers: In-Network HSA Plan 0% In-Network Co-Insurance $4500 Annual Deductible…

Struggling to get Travel Insurance Were in the UK. Me and my family are going to Egypt in a few weeks. I’m trying to get travel insurance. But because I’m on 2 different NHS waiting lists and i take prescription meds “Computer Says NO”. The 1st waiting list is because I’ve developed Tinnitus, the second is for a routine Gynaecology thing. I also have v mild asthma and take Concer…

Health Insurance in late 30’s My wife and are over 35. We now own a business and looked at health ins for next year. $730/ month for bcbs silver tier hmo with a $6000 deductible and $7500 Out of pocket max. The flow chart prioritizes insurance super high and I’m wondering what you all think. We’re both healthy and excessive. If we need to get check ups we could self pay and…

Submitting a travel insurance claim I ended up at a hospital overseas and notified my insurer (AIG, a US company) and told them I was getting emergency medical care. When all was said and done, I only ended up paying $27 (for an emergency room visit, doctor consult, and medication! Suck it, US healthcare system) so I didn’t go through with the claim, but FYI here’s everything they…