Life insurance but is it odd? Got $50,000 and my family member who works at some insurance maybe life insurance told me that he can help me use that money into life insurance while with IRA. But this insurance is a good idea? Heard they get a cut from it submitted by /u/liiiliiIiIiiliiil

Mountaineers/hikers: I have an insurance question before a trip to Georgia Okay, it’s not me traveling but I want to help anyway, and so I turn to you. A group of good friends from Denmark are going to climb mountains in Georgia, so they need insurance that covers helicopter rescue. However, they complained that the insurance companies they have contacted are intentionally very vague in their wording, and as the trip…

Car Rental Insurance – DiscoverCars OR External Insurance recommendation? Hi, for the first time we might have to rent a car with a deposit. DiscoverCars has the best prices, but we want to make sure we’d have reliable full insurance. What would you recommend: going with the website’s full insurance or buying from an external company? We are from the EU. I’ve heard iCarHireInsurance is good, but they don’t serve our c…

HSA vs. LTC insurance I max out my HSA every year (currently at $73,000). I plan to continue contributing to it until my retirement at 65 (I’m currently 52). Realistically, it could be $400,000-$500,000 by the time I retire. I am considering LTC insurance, but am leaning towards declining due to the HSA coupled with a relatively high net worth. In short, I’m not wor…

Dislocated knee, no insurance. Am I screwed? Hi r/personalfinance, Hopefully, I’m not entirely screwed here. I’m currently living in Massachusetts and had to go to the hospital as I dislocated my knee while hiking. I was able to have a friend drive me to the hospital avoiding the ambulance charge. I don’t have health insurance as I am starting a new job in August and got laid off during t…

Camera insurance for a hobbyist? Based in the U.S., when I try to find insurance for my cameras all I find is business insurance for photographers. Where should I look? submitted by /u/Mouse_Wolfslayer

Large insurance settlement- pay off debt or invest? We are coming into about $30k, and I’m not sure which order to use the money. We have a large amount of credit card debt that is in a 0% APR credit card until June 2025. I’m getting different advice – should we put the money into a high yield savings account and pay off the credit card after the 0% APR expires or is it better to just wipe all th…

Insurance agent put us down as married when we’re not Getting new insurance quotes and my fiancee and I are trying to combine auto insurances to get a better rate. Reached out to a third party agency and they said they can do that. Sick. Got this really cheap quote from them that looked awesome, but it says that my fiancee and I are married. I reached out to clarify again that we are not married ye…

Why get life insurance on a child? Why get life insurance at all? Sell me life insurance. Why should I get it on my own life or on the lives of my family members? submitted by /u/Serialfornicator

Which company is reliable for life insurance with living benefits? I am looking for less premium and provide living benefits submitted by /u/Tiny_Match_6012

Question regarding dental insurance Question regarding insurance So I had made appointments with 2 dentists to save the spot for which one would end up working for me (they actually suggested making the appointment just to save the spot.) they both looked up my insurance, told me what I needed done. I ended up finding a dentist that could find me immediately which worked perfectl…

How are my parents being scammed on their whole life insurance? I’m 22 and I feel like my parents are getting scammed, but I don’t know how. This is mostly out of curiosity, because I don’t really think I’ll intervene at this point because they’ve been paying it for 20 years already and are adamant that their policy is good. My mom in particular is pro-WLI because her dad passed away early and the family rec…

Disability insurance and other insurance for 34 year old with chronic health problems Hi I’m 34 with chronic health issues – in particular, I have had rheumatoid arthritis for a year as well as PTSD/anxiety/depression. I take a slew of medications. I currently make about $180k salary with a NW of $280k. I have about 6 years of work history but have only made this salary the last 2 years. The first four years were well under $100k…

Life Insurance Fraud? Hello, I have a question. A year ago, my insurance agent introduced whole life insurance under the misconception of a “be your own bank” type of program and an “investment.” We didn’t receive any illustrations of the life of the policy at all other than a written paper done by him “displaying” numbers on there. We signed off on the medical appli…

Life Insurance payout 18 Hi my son will be receiving nineteen thousand in his dads life insurance soon. My uncle told me we should get aRoth IRA. But looking into it, we can’t get one unless he’s earned income? What is the best way for him to save about half of the money for retirement? He also wants to spend some of the money on fun stuff and a car so that’s why only h…

Keeping health insurance from work Hey everybody. I am starting my first job out of college and they provide health insurance, but I’m also on my parents’ insurance as well. My helicopter parents have been trying to get me to not take the insurance provided at my work since I have coverage from them and it would be cheaper to just decline their coverage and get money instead?? Is…

Can I get insurance for both? Hey if I want to start a drone and photography business, is there one insurance type that covers both? In my research I keep finding only “photography insurance” or “drone insurance”. I’d rather have one policy that covers everything. submitted by /u/Samoura88

Camera Insurance ? What kind of assurance do y’all recommend for gear getting stolen or getting misplaced when traveling? I really love y’all‘s opinion. submitted by /u/ApperentlyCringe

Travel insurance for domestic travel in usa I am travelling from FLL to Bar Harbor, Maine during hurricane season. I have medical insurance. I just want insurance to cover flight and hotel cost. Thanks. submitted by /u/Interesting_Trust_61

How Using Smart Tech at Home Can Lower Your Insurance Bills Your smart devices can do more than just stave off leaks, fires and break ins—they can also bring down your insurance costs.