Single day insurance? Any legit ones? Hi, I’m helping my nephew get a simple evening insurance for his photo hobby gig and we found thimble, I’m wondering if there are any similar services but based on the west coast of the US (would it matter?) he just needs proof of insurance and general liability. But what are some other things glossed over that we need to watch out for with thes…

Home Insurance Premium Outrageously Increased for renewal Hey everyone, I live near Tampa, FL. I’m insured thru Allstate Castle Key. The total premium increased by 25%. I’m sure they’re gonna blame it on the near miss hurricane. Anyone else experienced this?? BTW: not near the water and not in a flood zone. submitted by /u/etothehizzo86

I am receiving life insurance benefits and don’t know what to do Throwaway.- A family member that recently passed away had listed me as a beneficiary on their life insurance in which my benefits total about $450,000. My wife and I are in our mid 20’s and make around $140,000 total before taxes. We have about $45,000 in debt ($25k for a car and $20k in student loans). We have around $5,000 in Roth IRAs and aro…

Supplemental Dental Insurance and Plan Maximums Question Hello! I need some advice regarding dental insurance plans and supplemental plans. My partner (27M) and I (26F) are unmarried living in Colorado. We both have decent dental insurance plans His job’s dental insurance plan has a yearly maximum of $2000, which resets in January. Despite consistent preventative care, he’s had a string of dental issu…

What is the optimal way for a surviving, non-primary breadwinning spouse to use a life insurance payout? Thankfully this is only a theoretical question. We have a household income of 140k, ~100k of that is mine, ~40k is my wife’s. I have a term life insurance policy that will pay $1 million in the event of my death. I feel like I generally have a strong grasp of personal finance. Recently, my wife asked me what the best way to use a life insurance …