#insurance

Psychologist is charging me for money they weren’t paid from my insurance. My insurance is suppose to cover it

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Psychologist is charging me for money they weren’t paid from my insurance. My insurance is suppose to cover it My insurance covers it but (and I’m not sure what exactly happened they made it so confusing) They said that my insurance said they need to recoup from the customers they directly screwed up with like me, can I fight it? submitted by /u/yamask888

Reddit Personal Finance 1.1k 2023-10-14

Progressive Insurance Skyrocketing

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Progressive Insurance Skyrocketing At the beginning of this year, my insurance payment was $153.33/month. Since then, nothing has changed. My payment went to to $179.16/month by June. So i called and lowered my insurance plan which got it down to $142.39. Now it’s set to renew at $215.41 this month and going up to $246.33 by November. What is going on!? South Florida 2019 Ford R…

Reddit Personal Finance 261 2023-10-03

Scammed by family for life insurance

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Scammed by family for life insurance Recently came on here for financial advice on how to clear 14k in CC debt. Broke down my expenses, one of which is $265 a month in an indexed universal life policy I got from someone who’s like a big brother to me. A redditor recommended I cash out the policy and throw it at my debt. Checked to see I had about $2500 in the policy in cash value. …

Reddit Personal Finance 170 2023-10-02

Car Insurance Companies wont insure me

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Car Insurance Companies wont insure me (i don’t know if this is the right sub for this, so if not i’ll delete it) I recently had to buy a new car after my last one was totaled (in a no-fault accident, will give details below). The car dealership got me a binder for a free month of insurance with their company, but it expires tomorrow. i’ve called at least 5 companies right now and th…

Reddit Personal Finance 224 2023-09-25

Life insurance secondary beneficiary

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Life insurance secondary beneficiary My wife and I have life insurance policies on each other in case the worst happens. We are each listed as the beneficiary for the other. We have a 2 year old. In the unfortunate scenario that we both were to die-say in a car accident-who or what should be the secondary beneficiary so that our child is taken care of? submitted by /u/Impres…

Reddit Personal Finance 149 2023-09-20

Term life insurance. Annual payment delayed. Is it an issue?

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Term life insurance. Annual payment delayed. Is it an issue? Title says it. It was due sept 1, I noticed now that nothing left my account. I expected it to be on autopay. Apparently it was not. I intend to pay it today but want to know if it is an issue (like voiding whole insurance when you need it). Thanks submitted by /u/remebered

Reddit Personal Finance 134 2023-09-15

Taxes and insurance raised my mortgage from 2.5k to 3.5k per month

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Taxes and insurance raised my mortgage from 2.5k to 3.5k per month Floridian here. As the title says, I’m taking a beating on my monthly mortgage payment. I bought my house at the end of 2021 and got a 3.2% rate on a 460k mortgage, which was pretty good I thought. Everyone has heard about Florida insurance costs going up, and with rising property values my taxes are out of control too. I’m spending more than ha…

Reddit Personal Finance 142 2023-09-13

From US taking a sabbatical abroad and looking for medium term travel insurance

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From US taking a sabbatical abroad and looking for medium term travel insurance So the SO and I are taking a planned medium term (4-6 months) sabbatical to Asia, and we’re from the US, so we’re looking for some good option for travel insurance. We don’t plan to return to the US for that duration, so we might run into the 90 day per trip problem. Our plan is to home base in Taiwan, and then go to various countries around th…

Reddit Travel 145 2023-09-10

Using travel insurance to claim last minute bookings?

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Using travel insurance to claim last minute bookings? Has anyone used submitted a claim to their travel insurance to cover last minute bookings? If so, what proof did you need? Last week we flew from Australia to London. After 24+ hours of travelling we got to the apartment we booked only to be told that they didn’t receive our booking and the apartment wasn’t available. I have a confirmation email…

Reddit Travel 133 2023-09-09

NBCUniversal Extends Health Insurance For Non-Union Crew Members By 4 Months After Notification Snafu In Unprecedented Move (It was discovered that no other major company, including the leading streamers, offers sponsored health insurance coverage beyond the bare minimum.)

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NBCUniversal Extends Health Insurance For Non-Union Crew Members By 4 Months After Notification Snafu In Unprecedented Move (It was discovered that no other major company, including the leading streamers, offers sponsored health insurance coverage beyond the bare minimum.) submitted by /u/lowell2017

Reddit Television 157 2023-09-08

Extensive Dental work with no Insurance

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Extensive Dental work with no Insurance Without getting to much into a sob story, I (28M) neglected my teeth for the majority of my life and now they beyond damaged. It’s constant pain when it comes to eating, talking, or hell even existing. I am terrified/mortified by going into the dentist and getting the judgement, so I’ve put it off for YEARS. Now I know when I go it’s going to co…

Reddit Personal Finance 202 2023-09-08

I was signed onto Whole Life insurance as a 6 year old, now 23 and think it’s not worth having.

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I was signed onto Whole Life insurance as a 6 year old, now 23 and think it’s not worth having. As title says, I was one of those kids that their parents signed onto a whole life policy as a child, the common reasons I was given when asked was that the interest rates are low and it was a good way to invest in my future? Well anyways, now at 23 I had to make my first annual payment and i’m beginning to learn about finances and trying to sec…

Reddit Personal Finance 152 2023-09-05

Insurance Messed Up Car

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Insurance Messed Up Car I hope everyone is doing well. I’m sorry if this isn’t the right sub to post in but I desperately need some advice. I drive a 2008 Mistubishi Eclipse Spyder (Convertible), May 11th 2023 I was T-boned and my driver side door was all messed up including the rear fender. After 4 long months of waiting insurance finally told me that my car was ready…

Reddit Personal Finance 200 2023-09-03

Should I submit a very late insurance claim?

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Should I submit a very late insurance claim? Hi all, first time poster on here. I think this is on topic… My wife hit our neighbor’s car about 8 months ago and I’m finally getting around to fixing it. Neighbor said not to worry about it so we didn’t submit it to insurance, but going to get the work done and it’s almost $2k. Our deductible is $500. Should I submit a claim or just pay it out…

Reddit Personal Finance 140 2023-09-02

Passport issues covered by travel insurance?

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Passport issues covered by travel insurance? Hi folks, My partner and I were planning to head off on an international trip, but on the day of our flight she realised she’d cancelled her passport a few years back and forgotten to re-instate it. Because of the late notice, she wasn’t entitled to a refund and needed to book a new ticket a week later. She held a basic travel insurance policy (…

Reddit Travel 183 2023-08-31

Asking those who have had to use their travel insurance

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Asking those who have had to use their travel insurance TLDR: Looking for an outstanding insurance company for our trip. Canadian F(64)+(M67) going to Paris, London, then a transatlantic cruise ending in the USA, then flying to New Orleans for a week before h”ading home. We have booked VRBO’s and hotels London and Paris and have prepaid our trip.Not using a travel agent. We have associations with CAA…

Reddit Travel 111 2023-08-31

Travelling From UK to Southeast Asia, Looking For Long Trip Insurance.

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Travelling From UK to Southeast Asia, Looking For Long Trip Insurance. Hello Everyone, My Girlfriend and I are taking a trip around Southeast Asia in November, we are planning to travel for around 4/5months, we currently are looking for travel insurance that would cover long trips, we been looking online for few options but I thought it would be worth asking around some travel communities, we are travelling from UK…

Reddit Travel 169 2023-08-29

Reimburse same Vision Purchase with insurance, LPFSA, and HSA?

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Reimburse same Vision Purchase with insurance, LPFSA, and HSA? If I bought $500 contacts, and my max annual vision insurance claim is $100, can I reimburse the remaining $400 with LPFSA ($90) and HSA ($310)? I only have $90 left in LPFSA, and I’d like to zero out my LPFSA before dipping into my HSA. Would this be considered double-dipping, since it’s all on the same purchase? submitted by /u/bidthea…

Reddit Personal Finance 217 2023-08-27