Lump sum or monthly installments? My mom has the option to take a pension in $568 monthly payments for life. The money goes away when she dies and no one gets anything after this. Or lump sum of $80,000 today. She’s asking advice on which is the better option. Personally I say lump sum. Two questions: 1. Which would you choose? 2. If lump sum, where would you hold this money f…

Affirm vs Shop Pay Installments (powered by Affirm) It feels slightly redundant to set up Affirm when Shop Pay Installments is already being used, except I rarely (if ever) see Shop Pay Installments being displayed on larger brand websites. Does anyone else think displaying Affirm is more legitimate to the average customer since they’re likely more accustomed to seeing it? submitted by /u/…