Need to change, I am insolent and irresponsible with money. Hi everyone First post here, I (24M) need a change in my financial life. To start with, I live at home with minimal outgoings, I pay a playstation pass, my car insurance, 41 pound internet and 200 pounds debt repayments Comes to around 300 pounds outgoings a month. I have no rent. I make £1850 per month. I can’t make it last me? I know how rid…