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How much is too much? I’m 19, working, trying to understand a couple of things.

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How much is too much? I’m 19, working, trying to understand a couple of things. Hello everybody. I’m a 19 years old guy living in Europe. I consider myself as a pretty decent saver. A bit more about my situation: I live at home, with my parents. I started working in the family business around mid September after graduating high school. We work in the clothing business, we produce and sell knitwear (mixed cashmere, wool, cot…

Reddit Personal Finance 1.2k 2025-01-28

I’m not sure how to best use my savings at 20yrs old

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I’m not sure how to best use my savings at 20yrs old I’m 20 years old and on track to finish community college next year with little to no tuition spent, I have no real bills to spends aside from gas as I live with my parent. I have about 12k in a liquid money market account with schoolsfirst but I’m seeking a better way to grow that money and have been thinking of putting it into a s&p 500 accoun…

Reddit Personal Finance 608 2025-01-27

My light meter shows that I’m underexposing although I used the right settings. Can somebody help me?

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My light meter shows that I’m underexposing although I used the right settings. Can somebody help me? Hello, I just recently got a Minolta x300. It’s a lovely camera and it’s really fun to shoot with it. But I have a slight problem. The light meter shows all the time that I am underexposing my pictures. I adjusted the ISO accordingly, and checked the comparator (I read that this model has often problems with it). I knew that something was odd b…

Ask Photography 528 2025-01-27

Taxes… I’m confused

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Taxes… I’m confused I’m gonna preface this by saying this is my third time filing my taxes. I’m young and don’t have a lot of experience. So I got my W-2’s and a 1095-C from my employers this year. I imported them through TurboTax, double checked it all, and continued filing. To the best of my knowledge, there’s nothing wrong and I’ve filed correctly. The last two …

Reddit Personal Finance 388 2025-01-26

Hi, I’m wondering if I could achieve this type of photo(examples provided) using only an iPhone, maybe red lightbulbs and post editing colour grading?(I’m not expecting high level photography, but I’m just looking to do some selfies an experiment with what I already own)

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Hi, I’m wondering if I could achieve this type of photo(examples provided) using only an iPhone, maybe red lightbulbs and post editing colour grading?(I’m not expecting high level photography, but I’m just looking to do some selfies an experiment with what I already own) submitted by /u/Melc993

Ask Photography 817 2025-01-25

I have 2k in a Roth IRA that I’m not actively using to invest. It’s just sitting. I have options…

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I have 2k in a Roth IRA that I’m not actively using to invest. It’s just sitting. I have options… In no particular order of importance… Use to pay off remaining hospital debt from baby #1. (I’d have about $1k left over, but I will have more hospital debt in June after baby #2). Use to decrease CC debt. (I’d still have 3k to pay off). Wait till June after having baby #2, in case I need it for an emergency while on unpaid maternity leave…

Reddit Personal Finance 424 2025-01-24

Advice needed- Hi, I’m taking garment photos. I’m shooting outside in the sunlight. The location has quite a bit of tree cover and the sunlight is naturally diffused, even around noon. This was shot on Auto mode. Which manual settings would be most suitable for this? Any composition ideas as well?

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Advice needed- Hi, I’m taking garment photos. I’m shooting outside in the sunlight. The location has quite a bit of tree cover and the sunlight is naturally diffused, even around noon. This was shot on Auto mode. Which manual settings would be most suitable for this? Any composition ideas as well? submitted by /u/tanqw

Ask Photography 824 2025-01-24

I’m looking for advice on smooth lighting products?

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I’m looking for advice on smooth lighting products? I’m looking to start a business with watches. One point I want to make improvements on is my photography of the watches. I’m looking for some advice on how to make my photos, look more appealing with the smooth lighting I see on other websites. (1st picture off subdial vs the 2nd picture which is mine) Any advice would be greatly appreciated! …

Ask Photography 1.1k 2025-01-23

I’m not sure what these little specks are and I’m scared I might have damaged my camera someway, how can I solve this?

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I’m not sure what these little specks are and I’m scared I might have damaged my camera someway, how can I solve this? I’ve recently bought a Sony Alpha6100, the little combo that comes with the 16-50mm camera lens, and I’ve noticed today these two little specks have come out of nowhere, they move when I zoom in, so I suspect it could be the lens, but I’ve read it can be also sensor dust. Since I don’t have the sensor cap I haven’t even taken the camera and lens…

Ask Photography 441 2025-01-23

I’m young and relatively lucky. What’s my next move?

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I’m young and relatively lucky. What’s my next move? Below is a full detail of my situation in life. I’m wondering, given the circumstances, what would you be doing if you were me? I’m honestly not that great at saving yet but I don’t manage to save some money each month. But what would you be trying to save each month and where would you be saving it? What else would you do? I want to capitaliz…

Reddit Personal Finance 933 2025-01-22

Does this Brazil itinerary sound like I’m trying to do too much/I will be rushing?

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Does this Brazil itinerary sound like I’m trying to do too much/I will be rushing? Hey, I’m planning a trip to Brazil from the UK in September and just needed some advice on my planned itinerary? Does it sound like im trying to do too much? I kind of have it planned like this: Spend 5 nights in sao paulo, keep my accommodation here with the majority of my luggage and take a flight to foz do iguacu to see the waterfalls for 2 n…

Reddit Travel 406 2025-01-21

I’m 29 and just opened a Roth IRA with Schwab any advice is appreciated.

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I’m 29 and just opened a Roth IRA with Schwab any advice is appreciated. Like the title says I’m 29 and just opened a Roth IRA with Schwab. I know some basics, I plan to contribute as much as I can to 2024 before the April deadline and should be on track to max out the $7000 every year by contributing weekly. Any advice on what to invest in and how to split it is greatly appreciated thanks! submitted by /u/Lur…

Reddit Personal Finance 371 2025-01-21

my skincare/makeup collection 1-10 (im 14)

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my skincare/makeup collection 1-10 (im 14) rate it 1-10! i’ve been collecting this stuff since like 2022, and I’ve gotten rid of some. My collection includes: 4 B&BW full sized body mists 1 B&BW mini body mist 2 B&BW lotions 2 Tree Hut body scrubs 4 Sol De Jeneiro Sample-sized creams 3 Sol De jeneiro mini body mists 1 Sol De jeneiro sample-sized body mist 1 Bubble face must 1 Bubble moi…

Reddit Makeup Addiction 1.2k 2025-01-20

Looking for recommendations of travel experiences to do while I’m younger rather than older

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Looking for recommendations of travel experiences to do while I’m younger rather than older I’m in my 40s and really love to do exciting and unique experiences while traveling. Recently my husband and I were creating a list of things we want to do by decade of life, and I realized that I need to prioritize the more physically demanding experiences while I am younger and reserve the more passive experiences for my older years. And as it…

Reddit Travel 649 2025-01-19