Lowering insurance premium a good idea? I started paying my VUL since pandemic. Quarterly paying premiums. I have read some comments/articles about forfeiting their VUL and going for traditional insurance. The money saved from choosing traditional instead of VUL should invest to other financial instruments. Is it a good idea to lower/stop my VUL to have more investments. Please enlig…

Looking for idea on how to invest a bunch of old 401K accounts. So through out my consulting career, I’ve amassed a bit of 401k accounts. I have $5,000 here, 7,000 there, 4,000 there, and one that’s around $70,000. I’ve left them in their accounts for quite some time but trying to figure out what would be the best course of action for these accounts. I’ve heard of people saying to invest in S&P 500 etc. I’ve…

Inherited $30k. Have no idea what to do with it or where to start. Like the title says, I inherited $30k. I don’t know if I should save, or invest, or both? I’m not sure the best way to save or invest, or where to go to do it. I also can’t seem to find a financial advisor who advises with this “low” amount. I do already have a 401k set up through my job that I contribute to. Anyone have tips, advice, or experi…

Is this a terrible idea? submitted by /u/akg81

any idea if this camera is worth it? Hi full transparency i have no idea what i’m doing but i want to get into photography and i saw this camera with a few lenses cheap on marketplace, no information on it in the description of the listing but looking for any advice as to if this is a good deal and a at least useable camera to start off with for the about $100 cad they’re asking …

USA vs. the World? NBA stars like new ASG idea As the NBA searches for the right All-Star Game format, multiple stars warmed to the idea of an international competition featuring U.S. players on one team and international players on another.

Any idea what this would be worth? Hopefully I’m in the right place! My dad won a shortfilm competition about 10 years and won all of the this equipment. I’ve told him numerous times to sell on as he doesn’t make films anymore and someone might as well use it. It is all brand new as he never used it just doesn’t come in the original box as he threw it out for being “too bulky” I …

Am I wrong for thinking quitting my job to travel for 6 months is a bad idea? Hey Reddit 🙂 My husband (33M) and I (31F) were talking about the trips we’d like to take this year, and he suggested we quit our jobs to travel for 6 months. For background, we both work remote for decently paid (low 6 figures CAD) tech jobs. We’ve got ~$700K in savings and live in a cheap rent-controlled apartment in a VHCOL area (we lucked ou…

Is having 2 portfolios a good idea? For reference, I have a robinhood account that I keep individual stocks in. I recently opened a fidelity brokerage account for long term investing and put 100 in there every-week into an s&p 500 ETF. Is this something that is benefitting me more than having just one brokerage account? Or should I stick to just having one submitted by /u/B…

Advice on my idea? To preface: I’m a college student looking to have a side hustle and I think the idea I have right now could be good for a little extra income and potentially scalable. I could use outside input on potential holes/ the plausibility of my plan. The idea: To use different data scraping software and free user metric trackers I’ve found to sell smal…

Silver floats idea of 10-minute NBA quarters NBA commissioner Adam Silver told Dan Patrick on Wednesday that he likes the idea of shortening games to 40 minutes by going from 12 to 10-minute quarters.

Is visiting Rome a good idea this March Hi! We are considering traveling to Rome this spring break! Is it a good idea to go with the Jubilee going on? Should we wait until next year and go to Paris instead this year? submitted by /u/cutepup21

Business Idea Problem I have a specific business idea that requires multiple brands to be advertised on my website. The only problem I’m facing is the money. If I were to promote specific brand on my website in return for commission, how much I go about handling the payout? For example, it would be easy if after every purchase the money goes to the brand owner, and t…

Travel to South Korea – good idea? My partner and I are looking at travelling to South Korea for 10 days around Easter time. We’ve never been but we’re excited to go! Flights are cheaper than most of SE Asia, and it appears that our money would go a long way out there. Overall seems very affordable. I’m conscious of recent political issues over there and just wondered if anyone …

Media Creation Idea I’m looking for feedback regarding some ideas I have. I am starting a media company with a few branches and one area involves social media. I was thinking of utilizing Sora to make short videos. Use EpidemicSound to go with the video. Use voice overlay to narrate the message of the video. Thoughts? I have intentionally left out the message, purp…

Supposed to Travel to LA… looking like a bad idea? I’m a US citizen, abroad. Bought a ticket to travel back to the states to LA specifically to take care of some business, supposed to leave for LA in Saturday. Have an AirBnB booked, supposed to be there for a week, have another separate flight booked out of LAX the 18th. This isn’t really looking like a good idea anymore. I’ve never been in thi…

Vietnam in July – Bad Idea? Wife and I are considering a guided tour from Hanoi to Ho Chi Minh City this July. I know it is probably not the ideal time to visit weather-wise but it is the only time we can coordinate our vacations. Things I’ve read range from “it’s fine” to unbearably hot and rainy. Thoughts on the weather in July? We really want to visit Vietnam and unfort…

Does this home selling/buying idea make sense? I live in a desirable home in a popular mid-sized city suburb with dramatic appreciation the past few years and good continuing appreciation. I bought my home five years ago for $265k with a 30 year mortgate, and it appreciated to $500-550k let’s say. I owe just under $250k on the mortgage at 4.375%. I am thinking of moving for long-term reasons…

Congestion pricing is a New York idea. A Columbia University economist, William Vickrey, proposed charging varying tolls for roads and subways in the 1950s.

Vintage makeup. No idea what it is I got this in something from an estate sale. No idea what it is. I can’t find anything about it online, assuming it’s vintage cause of how it looks, it seems separated and the packaging . I know nothing about makeup submitted by /u/Alarmed_Emu9046