#housing

Is Cost of living just housing?

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Is Cost of living just housing? I recently did a deep dive to compare the cost of living in my current location vs. some places I’ve lived before. Looking at the official/CPI figures they seem to indicate that EVERYTHING is more expensive when you move to a place with a higher cost of living, down to things like eggs or laundry detergent. However, reviewing my actual expenditu…

Reddit Personal Finance 323 2025-01-13

Housing as a Worthwhile Investment Today (as a first time homebuyer)

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Housing as a Worthwhile Investment Today (as a first time homebuyer) I’ve been looking into the housing market in my area (OR) Portland Metro suburbs in Beaverton to as far as Hillsboro or Sherwood and it is bleak. Namely being that only condos or townhomes are on the table of possibility. I wanted to get some second opinions on the math of home ownership. For example: Condo 294k list price 1 bed 1 bath 792 sq ft…

Reddit Personal Finance 754 2025-01-05

College Life and Housing

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College Life and Housing Hi all, So currently, I commute to Drexel University from South Jersey, and I find it very difficult during rush hour (the commute during this time is about 1 hour). My total cost of attendance this year is 16k, and i have 5k in federal loans, the rest is private at a 10% interest rate. I plan on paying off my unsubsidized/private loans next fal…

Reddit Personal Finance 591 2024-12-27

Paid Interior Design Internship with housing?

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Paid Interior Design Internship with housing? I am an interior design student (junior) in Michigan and we have to do a 3 week internship next summer. I’m interested in hospitality/commercial, things like hotels, casinos, spas, movie theaters, etc. And my professor told me that she really doesn’t have any connections in hospitality and Michigan isn’t really gonna have that market and I’d hav…

Reddit Interior Design 793 2024-12-05

How much do you use your water Housing?

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How much do you use your water Housing? I am seriously considering buying a water housing for my XT5. I will be shooting surfing mostly and empty waves. I am very confident in the water. I am just not sure how much I will use it after the initial novelty wears off? So my question is for those that have invested in a housing…did you feel like you got value from your purchase? Did you …

Ask Photography 865 2024-11-28

Too much on Housing?

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Too much on Housing? At the moment I am currently looking at moving into a new apartment. I found a very nice apartment. However, when I look at my monthly budget the new cost of living will take up 43 percent of my budget. 34 percent will be bills and 6 percent will be leisure. The remaining 17 percent will be discretionary income. My discretionary income is only…

Reddit Personal Finance 1.2k 2024-11-27

Moving to Japan 5+ years from now: most efficient way to invest in housing?

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Moving to Japan 5+ years from now: most efficient way to invest in housing? My husband and I want to move back to Japan either part or full time for retirement or maybe as part of a coastfire situation. We are 35/40, currently based in US with liquid assets around $400k and non-liquid that we could borrow against but prefer not to sell around $1M (retirement / primary residence, etc). We don’t find it likely that we wou…

Reddit Personal Finance 1.1k 2024-11-09

Credit Strategy for Housing

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Credit Strategy for Housing Hello everybody, My partner and I want to buy our first home. (We live in Europe.) We bring 40% equity, for the rest we want to get a credit. I am looking for some input on how to determine what is the best credit strategy for us. Things like fixed vs. variable interest rates, how long to have fixed rates, debt restructuring in case of better f…

Reddit Personal Finance 896 2024-11-05

Housing, Aging Parent, Retirement, Oh My!

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Housing, Aging Parent, Retirement, Oh My! Situation: My father (79M), whom I love and respect immensely, needs to downsize his residence, ideally within the next 12 months. I’m looking for feedback on different options and potential trap doors. Providing some essential data before jumping to the questions/options. His House: Value: Has not received an estimate, but assume it would lis…

Reddit Personal Finance 416 2024-06-09

How to overcome this housing market as a first time homebuyer?

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How to overcome this housing market as a first time homebuyer? I am a 30M living in Central Massachusetts. The 7% mortgage rates are so utterly discouraging. I have my highest paying job ever (~$100k) and my SO is doing well for herself now too at $40-$45k. That being said we want to start looking to buy our first home and it seems impossible. We have about $50k-60k saved up but that feels like nothing. We …

Reddit Personal Finance 966 2024-05-29

Ideas for improving temporary university housing

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Ideas for improving temporary university housing What the title says. We will be here one or two years, most likely 2, maybe 3 max. We don’t mind doing & spending a bit to make it nice, we are balling on a budget tho. I am pretty handy, just finished renovating a cabin for 5 years. Our ideas so far are change out faucet / shower fixtures, maybe new blinds, peel & stick countertop / table / cab…

Reddit Interior Design 404 2024-02-28

[HOUSING] Sell at a loss or Rent at a loss?

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Sell at a loss or Rent at a loss? Throwaway here! We, my wife & kids, currently live in Texas. We are a single income family, with myself making 250-300k/year. We need to move for my job in the next few months. We purchased a brand new home in May 2022 for 640k with 20% down. Mortgage + Taxes + HOA is ~$4850. Current Mortgage Balance is $501,000. Current rental in our neighborh…

Reddit Personal Finance 680 2024-02-22